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AA Credit Card

Take advantage of low interest rates with the new AA credit card. If you use motoring, dining, and travel products in the United Kingdom you can earn double points. No annual fee saves you even more money, and online services make this a convenient option for your credit card needs.


AA Credit Card
Intro APR  Representative Variable APR Annual Fee 
0%* 18.90%* N/A*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: MBNA Europe
Card Network: VISA®
Card Category: Consumer (Regular)
Card Type: - Co-Branded Credit Card
- Instant Decision Card
- Reward Card
Credit Needed: Good*

Card Review

Even if you aren't an AA member in the United Kingdom, you can take advantage of the benefits of the new AA credit card. For instance, get reward points on every purchase made with the card. AA members, however, get double points when they use the card on AA products and services and affiliates such as motoring, dining, and travel.

The best benefit to using this new card is transferring your existing balances and taking advantage of interest rates as low as 0%. This applies to balance and cheque transfers as well as cash advances and foreign exchange services.

Standard service and default charges apply, but there is no annual fee, which is one of the most interesting differences between this card and comparable ones from other banks.
Card rating: Card Rating (4.5 out of 5)
Most attractive features: - Introductory offer
- No annual fee
- Rewards program
Least attractive features: - Lower rewards for non AA members

Rewards & Benefits

Reward Types: - Auto Reward Cards
- Cash Back Reward Cards
- Merchandise Reward Cards
- Universal Reward Cards
Reward Unit: Point
Rewards: - 4% back with the AA rewards programme
- Earn reward points for every £1 you spend
- Double points on fuel and motoring

Use your points to purchase from a range of motoring products and services, AA Home or Car Insurance, shopping vouchers or even cash back
Other Benefits: - Fraud Protection
- Online account access
- Free 24-hour UK-based customer service helpline
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: 12 months*
APR on Purchases (%): 18.90% APR representative variable
APR Type: variable
Annual Fee: N/A*
Grace Period: 50 days*
Minimum Finance Charge: £1.00*
Late Payment Fee: £12.00*
Over Limit Fee: £12.00*

Balance Transfers

Balance Transfer:
Transfer Fee (%): 3.00% of each balance transfer
Minimum BT Fee: £3.00

Cash Advances

APR on Cash Advances (%): 27.90%
Cash Advance Fee (%): 3.00%
Minimum Fee: £3.00

Action

View Other MBNA Europe Cards
View Other VISA Cards
View Other 0% Intro Rate Credit Cards
View Other Balance Transfer Cards
View Other Consumer Cards
View Other Points Rewards Cards
View Other Regular Cards
View Other Rewards Credit Cards
View Other Top Rated Card Offers
View Other Co-Branded Credit Cards
View Other Instant Decision Cards
View Other Auto Reward Cards
View Other Cash Back Reward Cards
View Other Merchandise Reward Cards
View Other Universal Reward Cards


* The information provided for AA Credit Card is believed to be accurate at the time of evaluation (Dec 4, 2011). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.


SSL Security Security Note: Online application features Secure SSL Technology.

The Free Personal Finance Center - Market Pro Secure™ UK is an information resource and reference provider for United Kingdom individuals reviewing or seeking financial services from reliable UK institutions and banks offering insurance, credit cards and debit credit cards, loans and other associated credit products. Market Pro Secure™ does not provide UK financial services directly.

Credit Card: AA Credit Card Application

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