Balance Transfer Cards

[1] Sainsbury's Nectar Credit Card
More Info	- No balance transfer fee - 0% apr on Balance Transfer for 10 months - No annual fee - Earn Nectar points when you use your Sainsbury's Nectar Credit Card elsewhere - 1 point for every £5 you spend - Optional repayment cover - Representative 12.92% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 12.92%* £0.00* See T&C** Good*

[2] MBNA Platinum Credit Card
More Info	- 0% on balance transfers for 20 months (2.95% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account. - 0% on money transfers from your credit card to your current account for 19 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account. - 0% on card purchases for 3 months from the date your account is opened. - Representative Example: 16.7% APR Representative (variable). Based on 2.95% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.7%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 20 months* 16.70%* £0.00* 50 days* Good*

[3] Lloyds TSB Airmiles Duo Credit Card
More Info	- 1 mile for every £10 you spend with the Lloyds TSB American Express card* - 1 mile per £50 you spend with the Lloyds TSB MasterCard* - 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies** - Double miles when you use your Credit Cards abroad - Apply and be accepted for the Credit Cards online to get a 1,500 Airmile voucher - No annual fee - Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 15.90%* £0.00* 56 days* Good*

[4] Capital One Progress Credit Card
More Info	Representative example (This is an example only, you may receive a different credit limit): - 29.9% APR Representative variable - 29.94% p.a. variable on purchases - £1,200 credit limit Capital One (Europe) Plc., Trent House, Station Street, Nottingham, NG2 3HX
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 29.94%* £0.00* 56 days* Fair*

[5] MBNA AMEX® Card with CashBack
More Info	- Double cash back on your supermarket and fuel purchases (Earn 1.5% cash back on supermarket and fuel purchases and 0.75% on all other card purchases)* - No cap on how much cash back you can earn - No annual fee - Complimentary Additional Cards - Representative Example: 18.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 18.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* £0.00* 50 days* Good*

[6] Sainsbury's Credit Card
More Info	- Every time you shop at Sainsbury's with your Credit Card we'll give you 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card. - 0% for the first 12 months on Sainsbury's shopping - 0% for the first 12 months on all other shopping - 0% for the first 12 months on balance transfers (+3% fee) - Collect 1 point per £5 when you use your Sainsbury's Credit Card elsewhere - Representative Example: 16.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* up to 55 days* Good*

[7] Halifax Plus Credit Card
More Info	- 0% for the first 17 months on balance transfers (3% balance transfer fee applies) - 0% for the first 3 months on new purchases - No annual fee - 5 card colours: black, pink, white, red or blue Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 16.9% APR (variable). The purchase rate is 16.94% pa (variable). Halifax, The Mound, Edinburgh EH1 1YZ.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 17 months on BT* 16.90%* N/A* 59 days* Good*

[8] Halifax Purchase Offer Credit Card
More Info	- 0% for the first 13 months on balance transfers (3% balance transfer fee applies) - 0% for the first 13 months on new purchases - No annul fee - 5 card colours: pink, black, red, white, or blue Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 17.9% APR (variable). The purchase rate is 17.94% pa (variable). Halifax, The Mound, Edinburgh EH1 1YZ.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 17.90%* £0.00* 59 days* Good*

[9] Lloyds TSB Airmiles Duo MasterCard
More Info	- 1 mile per £50 you spend with the Lloyds TSB MasterCard - 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies - Double Airmiles abroad - Apply and get a 1,500 Airmile voucher - No annual fee - Accepted at 29.9 million places worldwide - Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 15.90%* £0.00* 56 days* Good*

[10] Lloyds TSB Airmiles Duo AMEX Card
More Info	- 1 Airmile for almost every £1 you spend for the first 3 months - 1 Airmile for almost every £10 you spend after that - Double Airmiles abroad - 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies - No annual fee - Accepted at 29.9 million places worldwide - Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 15.90%* £0.00* 56 days* Good*

[11] MBNA Visa® Card with Cashback
More Info	- 1.25% cash back on your supermarket and fuel plus 0.5% cash back on all other purchases* - No cap on how much cash back you can earn - No annual fee - Representative Example: 18.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 18.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* £0.00* None* Excellent*

[12] Bank of Scotland Advantage Credit Card
More Info	- 13 months 0% interest free period on Balance Transfers and Purchases - 3% balance transfer fee applies - Existing Bank of Scotland customers only - No annual fee - Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate is 17.9% APR (variable). The purchase rate is 17.95% pa (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 17.90%* £0.00* 59 days* Good*

[13] Capital One Transfer Card
More Info	- 0% on balance transfers for 10 months - 0% on purchases for 6 months - A credit limit of up to £16,000 - 2.9% balance transfer fee - Representative Example: Assuming a credit limit of £1,200 and an interest rate on purchases of 16.83% p.a. variable, you will receive a 16.8% APR representative variable.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months on BT* 16.80%* £0.00* 26 days* Good*

[14] AA Credit Card
More Info	- 0% for 10 months on ALL purchases - 0% for 12 months on Balance transfers (+3% fee) - Representative 18.9% APR (variable) - Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. Use your points to purchase from a range of motoring products and services, AA Home or Car Insurance, shopping vouchers or even cash back
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 18.90%* N/A* 50 days* Good*

[15] MBNA 5.9% APR Rate For Life Credit Card
More Info	- A promotional rate on balance transfers and money transfers - 5.9% for the life of the transferred balances* 2% handling fee for balances transferred in the first 60 days, 3% thereafter (4% for money transfers) - Ideal for rearranging your finances and consolidating loans* - Verified by Visa™ - With MBNA Secure - Paperless Statements - Free 24 hour worldwide Customer Satisfaction Helpline - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 5.9%* for Life of Balance* 16.90%* £0.00* 50 days* Good*

[16] Miles & More American Express® credit card from MBNA
More Info	- Receive a welcome bonus of 1,500 award miles - 2 award miles for every £1 you spend during the first 6 months - 1.5 award miles per £1 spent thereafter - Redeem your award miles for fabulous rewards including flights, upgrades, hotel stays and much more! - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - Representative 16.9% APR (variable) - No mileage expiration
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[17] MBNA Platinum Plus Dual Credit Card
More Info	- 0% on balance transfers for 10 months from account opening date (3% handling fee.) - 0% on all your card purchases for 10 months - 0% on money transfers for 10 months - No Annual Fee - Paperless Statements - Fraud Protection - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 16.90%* £0.00* 50 days* Good*

[18] BT Cash Credit Card
More Info	- Earn money off your BT bill* with the BT Credit Card - 0% on balance transfers for 13 months (3% handling fee) - 0% on card purchases for 3 months - Online Banking - Fraud Protection - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 16.90%* £0.00* 50 days* Good*

[19] Play.com Credit Card from MBNA
More Info	- 0% on card purchases for 9 months - 0% on balance transfers for 6 months (1.5% handling fee) - Representative 16.9% APR (variable) - No annual fee - Collecting Play Points is easy: use your Play.com Credit Card for everyday purchases such as buying groceries, filling up with petrol or even paying for holidays and you'll be amazed how quickly your Points build up! - 2 Play Points for every £1 you spend at Play.com - 1 Play Point for every £1 you spend elsewhere - 1,500 bonus Play Points if you spend £150 on your card within 90 days of your account opening - you can redeem these Points for a £15 Voucher!
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 16.90%* N/A* 50 days* Good*

[20] BT Retail Credit Card
More Info	- Every time you spend on your BT Credit Card you'll earn money off your BT bill* - An outstanding introductory card purchase rate of just 0% on petrol station and supermarket spend for 10 months - An outstanding introductory balance transfer rate of 0% for 6 months (2% handling fee applies) - The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi. - Manage your account online - Free 24 hour worldwide Customer Service Helpline - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 16.90%* £0.00* 50 days* Good*

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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