Balance Transfer Cards

[21] bmi American Express® Card from MBNA
More Info	- Apply online for the bmi credit card and if you spend £250 on card purchases within 90 days of your account opening you will receive 20,000 destinations miles.* - 0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening - 0% on card purchases for 3 months from the date your account is opened - Earn miles on your every day spend taking you to over 975 destinations worldwide - Automatic Diamond Club membership, the UK's most generous frequent flyer programme - Earn 1.5 destinations miles for every £1 spent on everyday card purchases to get you to over 975 worldwide destinations Earn triple destinations miles when you use your bmi credit card to buy a bmi flight at flybmi.com - No Annual Fee - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[22] Lloyds TSB Platinum Credit Card
More Info	- 0% interest for 14 months on balances transferred within the first 90 days (3% fee applies). Minimum spend of £100 in the first three months applies - 0% interest on purchases for 3 months - No annual fee - Extra security including chip and PIN technology, and fraud loss guarantee - Representative Example: 17.9% APR Representative (variable). Based on 3.0% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.7%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 14 months* 17.90%* £0.00* 56 days* Good*

[23] Lloyds TSB Airmiles Duo Credit Card
More Info	- 1 mile for every £10 you spend with the Lloyds TSB American Express card* - 1 mile per £50 you spend with the Lloyds TSB MasterCard* - 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies** - Double miles when you use your Credit Cards abroad - Apply and be accepted for the Credit Cards online to get a 1,500 Airmile voucher - No annual fee - Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 15.90%* £0.00* 56 days* Good*

[24] Barclaycard Platinum Visa® Card
Terms |  More Info	- 0% interest on balance transfers for 22 months from account opening (2.9% handling fee applies) - 0% introductory purchase period 3 months - £20 off your balance transfer fee when you transfer a balance of £3000 or more (terms and conditions apply) - Request a balance transfer quickly and easily as part of your application - 0% interest on purchases for 3 months from account opening - Barclaycard Freedom - a reward programme like no other - Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable 17.9 %). Barclays Bank Plc., 1 Churchill Place, London, E14 5HP
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 22 months on BT* 17.90%* £0.00* Up to 56 days* Good*

[25] Virgin Credit Card
Terms |  More Info	- 0% for 20 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.99% handling fee applies) - 0% for 3 months on card purchases* (from the date your account is opened) - Discounts at loads of Virgin companies - Discounted vouchers for leading high street stores - Representative Example: 16.8% APR Representative (variable). Based on 2.99% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.8%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* up to 20 months* 16.80%* £0.00* 50 days* Fair*

[26] Bank of Scotland All in One Card
More Info	- 0% for the first 12 months on balance transfers (3% balance transfer fee applies) - 0% for the first 12 months on new purchases - A handling fee of 3% applies for each balance transfer - Master Card benefits package - 59 days grace period - Representative Example: 17.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 15.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 17.90%* £0.00* 59 days* Good*

[27] MBNA 5.9% APR Rate For Life Credit Card
More Info	- A promotional rate on balance transfers and money transfers - 5.9% for the life of the transferred balances* 2% handling fee for balances transferred in the first 60 days, 3% thereafter (4% for money transfers) - Ideal for rearranging your finances and consolidating loans* - Verified by Visa™ - With MBNA Secure - Paperless Statements - Free 24 hour worldwide Customer Satisfaction Helpline - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 5.9%* for Life of Balance* 16.90%* £0.00* 50 days* Good*

[28] Capital One Progress Credit Card
More Info	Representative example (This is an example only, you may receive a different credit limit): - 29.9% APR Representative variable - 29.94% p.a. variable on purchases - £1,200 credit limit Capital One (Europe) Plc., Trent House, Station Street, Nottingham, NG2 3HX
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 29.94%* £0.00* 56 days* Fair*

[29] Virgin Atlantic American Express® White Card
Terms |  More Info	- 3,000 bonus Flying Club miles on your first card purchase - 1 Flying Club mile for every £1 you spend - 2 Flying Club miles for every £1 spent direct with Virgin Atlantic, Virgin Holidays and Regus business centres - Receive a Premium Economy reward upgrade on an Economy redemption booking when you spend £10,000 on your card in a year. You can earn 2 of these upgrades every year. - Enjoy a complimentary companion reward flight when you spend £15,000 on your card in a year. So you can bring a friend with you, on us - 10% off all Virgin Holidays packages - No annual fee - 0% on balance transfers for 6 months from the date your account is opened. 2% handling fee applies - Representative 17.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 17.90%* £0.00* 46 days* Good*

[30] MBNA AMEX® Card with CashBack
More Info	- Double cash back on your supermarket and fuel purchases (Earn 1.5% cash back on supermarket and fuel purchases and 0.75% on all other card purchases)* - No cap on how much cash back you can earn - No annual fee - Complimentary Additional Cards - Representative Example: 18.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 18.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* £0.00* 50 days* Good*

[31] Sainsbury's Nectar Credit Card
More Info	- No balance transfer fee - 0% apr on Balance Transfer for 10 months - No annual fee - Earn Nectar points when you use your Sainsbury's Nectar Credit Card elsewhere - 1 point for every £5 you spend - Optional repayment cover - Representative 12.92% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 12.92%* £0.00* See T&C** Good*

[32] Egg Visa Credit Card
More Info	- Balance Transfers: 0% interest until 1 April 2012 on balances transferred before 1 May 2011 (3% fee applies).* - Access to the Egg Cash Back Store with cash back offers and discounts from over 1,900 well-known online retailers including supermarkets, fashion and entertainment retailers, hotels and travel agents.** - Purchases: 0% interest until 1 May 2011.* - Plus insurances: included as standard to protect the things you buy - purchase protection and internet delivery guarantee insurance.*** - 17.9% APR representative variable
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* up to 14 months* 17.90%* £0.00* 45 days* Good*

[33] Post Office® Master Card
Terms |  More Info	- 0% on balance transfers for the first 14 months - 0% on purchases for the first 3 months - 0% commission on purchases overseas - 0% on new balance transfers for 12 months again and again - Representative Example: 16.9% APR Representative (variable). Based on 2.98% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* up to 14 months* 16.90%* £0.00* 56 days* Good*

[34] Nationwide Gold Credit Card
Terms |  More Info	- Commission free purchases abroad - Up to 56 days interest-free credit - 0% APR on purchases for 3 months - 0% APR on Balance Transfers for 17 months - Free purchase cover for loss, theft or damage to most purchases over £50 - 12 month warranty on many gas or electrical products Peace of mind for all cardholders with Nationwide Fraud Watch. - Representative Example: 15.9% APR Representative (variable). Based on 2.95% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 17 months on BT* 16.90%* £0.00* 56 days* Good*

[35] Sainsbury's Credit Card
More Info	- Every time you shop at Sainsbury's with your Credit Card we'll give you 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card. - 0% for the first 12 months on Sainsbury's shopping - 0% for the first 12 months on all other shopping - 0% for the first 12 months on balance transfers (+3% fee) - Collect 1 point per £5 when you use your Sainsbury's Credit Card elsewhere - Representative Example: 16.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* up to 55 days* Good*

[36] Barclaycard Gold Credit Card
More Info	- 0% interest on balance transfers for 12 months (2.5% handling fee applies) - Request a balance transfer quickly and easily as part of your application - With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under - Barclaycard Freedom - a reward programme like no other - Representative Example: 19.9% APR Representative (variable). Based on 2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 19.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on BT* 19.90%* £0.00* Up to 56 days* Limited*

[37] Barclaycard Initial Credit Card
Terms |  More Info	- Strengthen your credit rating - 1% of the value of your purchase in Reward Money (0.5% at Shell) in participating retailers. - £1,200 credit limit - Representative Example: 29.9% APR Representative (variable). Based on2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 29.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 29.90%* £0.00* Up to 56 days* Limited*

[38] NatWest Platinum Credit Card
Terms |  More Info	- 0% on balance transfers for 20 months - 0% on purchases – for 6 months - 3.2% balance transfer fee - (minimum £5) - 1% off the APR for Advantage Gold customers – guaranteed on our standard credit card rate for at least 12 months. - Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.6%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 20 months on BT* 17.60%* £0.00* 56 days* Good*

[39] RBS Platinum Credit Card
Terms |  More Info	- 0% balance transfers for 20 months - 0% interest on purchases for 6 months from account opening - 3.2% Balance transfer fee – (minimum £5) - 1% off the APR for Royalties Gold customers - Free additional cardholder - Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.6%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 20 months on BT* 17.90%* £0.00* 56 days* Good*

[40] UNICEF Credit Card
More Info	- UNICEF will receive £4 when you use your card within 90 days of the account opening - They will also receive 25p for every £100 you spend on card purchases - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - No Annual Fee - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on BT* 16.90%* £0.00* 50 days* Good*

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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