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Balance Transfer Cards

The cards featured here include zero or low interest charges on balance transfers for up to a year as part of their incentive package. Compare the benefits on offer from each before selecting the card that meets your requirements.

, we found 66 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 Check up to 6 cards and

[21] Barclaycard Platinum Visa® Card

Barclaycard Platinum Visa® Card
Terms |  More Info
- 0% interest on balance transfers for 22 months from account opening (2.9% handling fee applies)
- 0% introductory purchase period 3 months
- £20 off your balance transfer fee when you transfer a balance of £3000 or more (terms and conditions apply)
- Request a balance transfer quickly and easily as part of your application
- 0% interest on purchases for 3 months from account opening
- Barclaycard Freedom - a reward programme like no other
- Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable 17.9 %).

Barclays Bank Plc., 1 Churchill Place, London, E14 5HP
Barclaycard Platinum Visa® Card
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* 22 months on BT* 17.90%* £0.00* Up to 56 days* Good*

[22] British Airways American Express Premium Plus Card

British Airways American Express Premium Plus Card
Terms |  More Info
- 18,000 bonus BA Miles when you spend £3000 in the first three months of Cardmembership
- Spend £10,000 on the Card in any given year, and we'll give you another ticket for a companion when you redeem your BA Miles for a British Airways flight
- 1.5 BA Miles for every £1 you spent
- Double BA Miles on British Airways flights and BA Holidays
- Free Additional Cards
- An additional ticket for your companion
- Up to £250,000 Travel Accident Benefit
- Representative Example: 19.9% APR Representative (variable). Based on 150.00 annual fee, credit limit of 1200.00, annual interest rate (variable) 19.9%.
British Airways American Express Premium Plus Card
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 19.90%* £150.00* 25 days* Good*

[23] Halifax All in One Credit Card

Halifax All in One Credit Card
More Info
- 0% for the first 15 months on balance transfers (3% balance transfer fee applies)
- 0% for the first 15 months on new purchases
- No annual fee
- If you are accepted at the highest rate of 23.9% APR variable you may not be offered an introductory period on balance transfers and purchases.

Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 17.9% APR (variable). The purchase rate is 17.94% pa (variable). Halifax, The Mound, Edinburgh EH1 1YZ.
Halifax All in One Credit Card
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* 15 months* 17.90%* N/A* 59 days* Good*

[24] Bank of Scotland All in One Card

Bank of Scotland All in One Card
More Info
- 0% for the first 12 months on balance transfers (3% balance transfer fee applies)
- 0% for the first 12 months on new purchases
- A handling fee of 3% applies for each balance transfer
- Master Card benefits package
- 59 days grace period
- Representative Example: 17.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 15.9%.
Bank of Scotland All in One Card
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 17.90%* £0.00* 59 days* Good*

[25] MBNA 5.9% APR Rate For Life Credit Card

MBNA 5.9% APR Rate For Life Credit Card
More Info
- A promotional rate on balance transfers and money transfers - 5.9% for the life of the transferred balances*
2% handling fee for balances transferred in the first 60 days, 3% thereafter (4% for money transfers)
- Ideal for rearranging your finances and consolidating loans*
- Verified by Visa™
- With MBNA Secure
- Paperless Statements
- Free 24 hour worldwide Customer Satisfaction Helpline
- Representative 16.9% APR (variable)
 
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
5.9%* for Life of Balance* 16.90%* £0.00* 50 days* Good*

[26] Virgin Atlantic American Express® White Card

Virgin Atlantic American Express White Card
Terms |  More Info
- 3,000 bonus Flying Club miles on your first card purchase
- 1 Flying Club mile for every £1 you spend
- 2 Flying Club miles for every £1 spent direct with Virgin Atlantic, Virgin Holidays and Regus business centres
- Receive a Premium Economy reward upgrade on an Economy redemption booking when you spend £10,000 on your card in a year. You can earn 2 of these upgrades every year.
- Enjoy a complimentary companion reward flight when you spend £15,000 on your card in a year. So you can bring a friend with you, on us
- 10% off all Virgin Holidays packages
- No annual fee
- 0% on balance transfers for 6 months from the date your account is opened. 2% handling fee applies
- Representative 17.9% APR (variable)
Virgin Atlantic American Express White Card
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 17.90%* £0.00* 46 days* Good*

[27] AA Credit Card

AA Credit Card
More Info
- 0% for 10 months on ALL purchases
- 0% for 12 months on Balance transfers (+3% fee)
- Representative 18.9% APR (variable)
- Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. Use your points to purchase from a range of motoring products and services, AA Home or Car Insurance, shopping vouchers or even cash back
 
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 18.90%* N/A* 50 days* Good*

[28] MBNA AMEX® Card with CashBack

MBNA AMEX Card with CashBack
More Info
- Double cash back on your supermarket and fuel purchases (Earn 1.5% cash back on supermarket and fuel purchases and 0.75% on all other card purchases)*
- No cap on how much cash back you can earn
- No annual fee
- Complimentary Additional Cards
- Representative Example: 18.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 18.9%.
 
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 18.90%* £0.00* 50 days* Good*

[29] Sainsbury's Nectar Credit Card

Sainsbury's Nectar Credit Card
More Info
- No balance transfer fee
- 0% apr on Balance Transfer for 10 months
- No annual fee
- Earn Nectar points when you use your Sainsbury's Nectar Credit Card elsewhere - 1 point for every £5 you spend
- Optional repayment cover
- Representative 12.92% APR (variable)
 
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* 10 months* 12.92%* £0.00* See T&C** Good*

[30] Virgin Atlantic American Express® Black Card

Virgin Atlantic American Express Black Card
Terms |  More Info
- 6,000 bonus miles after your first purchase
- 4 Flying Club milesfor every £1 spent direct with Virgin Atlantic, Virgin Holidays and Regus business centres
- Receive a Premium Economy reward upgrade on an Economy redemption booking when you spend £5,000 on your card in a year. You can earn 2 of these upgrades every year
- Enjoy a complimentary companion reward flight when you spend £7,500 on your card in a year. So you can bring a friend with you, on us
- Complimentary Regus businessworld gold membership, worth £199 p.a., with access to 1,100 business lounges and cafés worldwide
- 10% off all Virgin Holidays packages
- 18.9% p.a. variable APR on purchases
- Representative 47.2% APR (variable)
Virgin Atlantic American Express Black Card
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 47.20%* £115.00* 46 days* Good*

[31] Egg Visa Credit Card

Egg Visa Credit Card
More Info
- Balance Transfers: 0% interest until 1 April 2012 on balances transferred before 1 May 2011 (3% fee applies).*
- Access to the Egg Cash Back Store with cash back offers and discounts from over 1,900 well-known online retailers including supermarkets, fashion and entertainment retailers, hotels and travel agents.**
- Purchases: 0% interest until 1 May 2011.*
- Plus insurances: included as standard to protect the things you buy - purchase protection and internet delivery guarantee insurance.***
- 17.9% APR representative variable
 
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* up to 14 months* 17.90%* £0.00* 45 days* Good*

[32] Post Office® Master Card

Post Office Master Card
Terms |  More Info
- 0% on balance transfers for the first 14 months
- 0% on purchases for the first 3 months
- 0% commission on purchases overseas
- 0% on new balance transfers for 12 months again and again
- Representative Example: 16.9% APR Representative (variable). Based on 2.98% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.9%.
Post Office Master Card
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* up to 14 months* 16.90%* £0.00* 56 days* Good*

[33] Nationwide Gold Credit Card

Nationwide Gold Credit Card
Terms |  More Info
- Commission free purchases abroad
- Up to 56 days interest-free credit
- 0% APR on purchases for 3 months
- 0% APR on Balance Transfers for 17 months
- Free purchase cover for loss, theft or damage to most purchases over £50
- 12 month warranty on many gas or electrical products
Peace of mind for all cardholders with Nationwide Fraud Watch.
- Representative Example: 15.9% APR Representative (variable). Based on 2.95% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.
Nationwide Gold Credit Card
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* 17 months on BT* 16.90%* £0.00* 56 days* Good*

[34] Sainsbury's Credit Card

Sainsbury's Credit Card
More Info
- Every time you shop at Sainsbury's with your Credit Card we'll give you 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card.
- 0% for the first 12 months on Sainsbury's shopping
- 0% for the first 12 months on all other shopping
- 0% for the first 12 months on balance transfers (+3% fee)
- Collect 1 point per £5 when you use your Sainsbury's Credit Card elsewhere
- Representative Example: 16.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.9%.
 
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 16.90%* £0.00* up to 55 days* Good*

[35] NatWest Platinum Credit Card

NatWest Platinum Credit Card
Terms |  More Info
- 0% on balance transfers for 20 months
- 0% on purchases – for 6 months
- 3.2% balance transfer fee - (minimum £5)
- 1% off the APR for Advantage Gold customers – guaranteed on our standard credit card rate for at least 12 months.
- Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.6%.
NatWest Platinum Credit Card
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* 20 months on BT* 17.60%* £0.00* 56 days* Good*

[36] RBS Platinum Credit Card

RBS Platinum Credit Card
Terms |  More Info
- 0% balance transfers for 20 months
- 0% interest on purchases for 6 months from account opening
- 3.2% Balance transfer fee – (minimum £5)
- 1% off the APR for Royalties Gold customers
- Free additional cardholder
- Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.6%.
RBS Platinum Credit Card
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* 20 months on BT* 17.90%* £0.00* 56 days* Good*

[37] UNICEF Credit Card

UNICEF Credit Card
More Info
- UNICEF will receive £4 when you use your card within 90 days of the account opening
- They will also receive 25p for every £100 you spend on card purchases
- 0% on balance transfers for 12 months (3% handling fee)
- 0% on card purchases for 3 months
- No Annual Fee
- Representative 16.9% APR (variable)
 
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months on BT* 16.90%* £0.00* 50 days* Good*

[38] MBNA Platinum Plus Dual Credit Card

MBNA Platinum Plus Dual Credit Card
More Info
- 0% on balance transfers for 10 months from account opening date (3% handling fee.)
- 0% on all your card purchases for 10 months
- 0% on money transfers for 10 months
- No Annual Fee
- Paperless Statements
- Fraud Protection
- Representative 16.9% APR (variable)
 
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* 10 months* 16.90%* £0.00* 50 days* Good*

[39] RSPCA Credit Card

RSPCA Credit Card
More Info
- For more than 180 years the RSPCA has been working to relieve the suffering of animals. Take out an RSPCA card today and MBNA Europe Bank Limited, the card issuer, will make a payment of £20 to the RSPCA. After that, for every £100 spent on card purchases, we receive 25p and it won't cost you a penny extra.
- As little as £3 can help to pay towards our animal rescues, £10 could help to pay for treatment of an abused animal and £25 could help to pay for a loving new home for an abandoned kitten. With the RSPCA Credit Card, it’s not only the animals we rescue that benefit. Read on to find out more about how you could also benefit.
- 0% on balance transfers for 12 months (3% handling fee)
- 0% on card purchases for 3 months
- No Annual Fee
- Representative 16.9% APR (variable)
 
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* 16.90%* £0.00* 50 days* Good*

[40] Play.com Credit Card from MBNA

Play.com Credit Card from MBNA
More Info
- 0% on card purchases for 9 months
- 0% on balance transfers for 6 months (1.5% handling fee)
- Representative 16.9% APR (variable)
- No annual fee
- Collecting Play Points is easy: use your Play.com Credit Card for everyday purchases such as buying groceries, filling up with petrol or even paying for holidays and you'll be amazed how quickly your Points build up!
- 2 Play Points for every £1 you spend at Play.com
- 1 Play Point for every £1 you spend elsewhere
- 1,500 bonus Play Points if you spend £150 on your card within 90 days of your account opening - you can redeem these Points for a £15 Voucher!
 
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?)
0%* 9 months* 16.90%* N/A* 50 days* Good*

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* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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