Balance Transfer Cards

[41] BT Cash Credit Card
More Info	- Earn money off your BT bill* with the BT Credit Card - 0% on balance transfers for 13 months (3% handling fee) - 0% on card purchases for 3 months - Online Banking - Fraud Protection - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 16.90%* £0.00* 50 days* Good*

[42] BT Retail Credit Card
More Info	- Every time you spend on your BT Credit Card you'll earn money off your BT bill* - An outstanding introductory card purchase rate of just 0% on petrol station and supermarket spend for 10 months - An outstanding introductory balance transfer rate of 0% for 6 months (2% handling fee applies) - The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi. - Manage your account online - Free 24 hour worldwide Customer Service Helpline - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 16.90%* £0.00* 50 days* Good*

[43] Miles & More American Express® credit card from MBNA
More Info	- Receive a welcome bonus of 1,500 award miles - 2 award miles for every £1 you spend during the first 6 months - 1.5 award miles per £1 spent thereafter - Redeem your award miles for fabulous rewards including flights, upgrades, hotel stays and much more! - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - Representative 16.9% APR (variable) - No mileage expiration
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[44] Tesco Clubcard Credit Card
Terms |  More Info	- 0% interest for 15 months on ALL purchases from account opening - 0% interest for 9 months on balance transfers from account opening (2.9% fee) - A faster way to collect Clubcard points - 1 point awarded per £4 spent - Your way to collect Clubcard points - Apply online for an instant decision - A defaqto 5 star rating for excellent quality - Representative Example: 16.9% APR Representative (variable). Based on 2.9% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 15 months* 16.90%* £0.00* 51 days* Good*

[45] Barclaycard Platinum Simplicity Credit Card
More Info	- Simply our lowest APR - 7.9% interest on all purchases and on all balance transfers (no handling fee applies) - Barclaycard Freedom - a reward programme like no other - Your new Barclaycard will automatically be set up with paperless statements making it easier to manage your account online* - Representative Example: 7.9% APR Representative (variable). Based on 0% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 7.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 7.90%* £0.00* Up to 56 days* Good*

[46] Sainsbury's Mastercard for Nectar Card Holders
Terms |  More Info	- 0% for the first 12 months on purchases - 0% for the first 12 months on balance transfers (3% BT fee) - No annual fee - Full MasterCard benefits - Representative Example: 16.94% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.94%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.94%* £0.00* See T&C** Good*

[47] Lloyds TSB Advance Credit Card
Terms |  More Info	- 0% on purchases for the first 6 months. - 4.9% pa for 12 months on balances transferred within the first 90 days (3% fee applies) - if you spend £100 or more in the first 3 months. - Representative Example: 11.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 11.9%
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 11.90%* N/A* 56 days* Good*

[48] Lloyds TSB Airmiles Duo Premier Credit Card
More Info	- 0% interest for 6 months on balances transferred within the first 90 days (3% fee applies) - 1.25 Airmiles for almost every £1 you spend in the first 3 months. 1.25 Airmiles for £10 you spend after that - Collect double Airmiles abroad - Get 150 extra Airmiles for every £1,000 balance you transfer - Take someone with you for free. A worldwide Companion Ticket is yours when you spend over £15,000 a year - Add an additional cardholder free of charge - 21.9% APR Representative variable
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 21.90%* £50.00* 56 days* Good*

[49] Halifax Plus Credit Card
More Info	- 0% for the first 17 months on balance transfers (3% balance transfer fee applies) - 0% for the first 3 months on new purchases - No annual fee - 5 card colours: black, pink, white, red or blue Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 16.9% APR (variable). The purchase rate is 16.94% pa (variable). Halifax, The Mound, Edinburgh EH1 1YZ.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 17 months on BT* 16.90%* N/A* 59 days* Good*

[50] Halifax Purchase Offer Credit Card
More Info	- 0% for the first 13 months on balance transfers (3% balance transfer fee applies) - 0% for the first 13 months on new purchases - No annul fee - 5 card colours: pink, black, red, white, or blue Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 17.9% APR (variable). The purchase rate is 17.94% pa (variable). Halifax, The Mound, Edinburgh EH1 1YZ.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 17.90%* £0.00* 59 days* Good*

[51] Lloyds TSB Airmiles Duo MasterCard
More Info	- 1 mile per £50 you spend with the Lloyds TSB MasterCard - 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies - Double Airmiles abroad - Apply and get a 1,500 Airmile voucher - No annual fee - Accepted at 29.9 million places worldwide - Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 15.90%* £0.00* 56 days* Good*

[52] Lloyds TSB Airmiles Duo AMEX Card
More Info	- 1 Airmile for almost every £1 you spend for the first 3 months - 1 Airmile for almost every £10 you spend after that - Double Airmiles abroad - 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies - No annual fee - Accepted at 29.9 million places worldwide - Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 15.90%* £0.00* 56 days* Good*

[53] Bank of Scotland Plus Card
More Info	- 0% for 13 months on balances transfers (3% fee applies) - 0% for 3 months on purchases - Master Card benefits package - 59 days grace period - Representative Example: Based on borrowing £1,200 repaid over 12 months the representative rate would be 16.9% APR (variable). The purchase rate is 16.94% pa (variable). Credit limits and interest rates will vary based on your individual circumstances.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* See T&C* 16.90%* £0.00* 59 days* Good*

[54] NatWest World MasterCard®
More Info	- 0% on purchases for 13 months from account opening. Thereafter the standard annual rate for purchases will be 17.9% p.a. (variable). - 0% on balance transfers for 13 months from account opening (2.9% fee, min £5) on any balances you transfer within three months of opening your account. Thereafter the standard annual rate for balance transfers will be 17.9% p.a. (variable). - 2,500 bonus NatWest YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon. - No annual fee - Representative Example: Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 17.90%* £0.00* 56 days* Good*

[55] RBS World MasterCard®
More Info	- 0% on purchases for 13 months from account opening. Thereafter the standard annual rate for purchases will be 17.9% p.a. (variable). - 0% on balance transfers for 13 months from account opening (2.9% fee, min £5) on any balances you transfer within three months of opening your account. Thereafter the standard annual rate for balance transfers will be 17.9% p.a. (variable). - 2,500 bonus RBS YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon. - No annual fee - Representative Example: Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 17.90%* £0.00* 51 days* Good*

[56] Bank of Scotland Advantage Credit Card
More Info	- 13 months 0% interest free period on Balance Transfers and Purchases - 3% balance transfer fee applies - Existing Bank of Scotland customers only - No annual fee - Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate is 17.9% APR (variable). The purchase rate is 17.95% pa (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 17.90%* £0.00* 59 days* Good*

[57] Halifax Balance Transfer Credit Card
More Info	- 0% for the first 22 months on balance transfers up to £3,000* (3.5% fee applies) - 0% for the first 3 months on purchases - No annual fee - Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate is 17.9% APR (variable). The purchase rate is 17.95% pa (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* See T&C* 17.90%* £0.00* 56 days* Good*

[58] Barclaycard Platinum Transfer Card
Terms |  More Info	- 0% interest on balance transfers for 21 months from account opening (3.0% handling fee applies) - Plus, refund offer which reduces handling fee to equivalent of 2.6% for everyone (terms and conditions apply) - Request a balance transfer quickly and easily as part of your application - 0% interest on purchases for 3 months from account opening - Barclaycard Freedom - a reward programme like no other - Representative Example: 17.5% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 17.5%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 21 months on BT* 17.50%* £0.00* Up to 56 days* Good*

[59] Capital One Transfer Card
More Info	- 0% on balance transfers for 10 months - 0% on purchases for 6 months - A credit limit of up to £16,000 - 2.9% balance transfer fee - Representative Example: Assuming a credit limit of £1,200 and an interest rate on purchases of 16.83% p.a. variable, you will receive a 16.8% APR representative variable.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months on BT* 16.80%* £0.00* 26 days* Good*

[60] Capital One Click Credit Card
More Info	- If you love shopping online, the Click Card is designed for you - Exclusive access to great brand discounts with eXtras plus Enhanced security - 9.9% p.a. variable on purchases, balance transfers and cash withdrawals - No annual fee - Representative Example: Assuming a credit limit of £1,200 and an interest rate on purchases of 9.94% p.a. variable, you will receive a 9.9% APR representative variable.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 9.90%* £0.00* 56 days* Good*

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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