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Barclaycard Gold Credit Card

The Barclaycard Gold Credit Card is one of the best cards for people with good credit. If you have lived in the UK for three months and can verify your income, you could qualify for a decent interest rate. You may even be able to take advantage of an interest free balance transfer for up to 12 months.


Barclaycard Gold Credit Card
Intro APR  Representative Variable APR Annual Fee 
0%* 19.90%* £0.00*
Apply For Barclaycard Gold Credit Card

Basic Information

Issuer: Barclays Bank
Card Network: VISA®
Card Category: Consumer (Premium)
Card Type: - Card for Bad Credit
- Instant Decision Card
- Reward Card
Credit Needed: Limited*

Card Review

When you have good credit, good things happen. This is certainly true in regards to the Barclaycard Gold Credit Card. The annual percentage rate is quite fair for all standard purchases. However, you could save yourself a lot of money by transferring your existing card balances to this card within the first two months of approval. By consolidating your credit, you could take advantage of a possible interest free option for an entire year!

As with most credit cards currently on the market, the Barclaycard Gold Credit Card also features a unique incentive program. Known as the Barclay Freedom program, you can use your card to make qualifying purchases that earn you points towards a virtually endless catalog of incentive rewards.
Card rating: Card Rating (4.5 out of 5)
Most attractive features: - No annual fee
- Card to strengthen your credit
- Balance Transfer offer
- Introductory APR on BT
- Additional benefits
Least attractive features: - Slightly high APR on purchases

Rewards & Benefits

Reward Types: - Cash Back Reward Cards
- Universal Reward Cards
Reward Unit: Cash
Rewards: - Barclaycard Freedom - a reward programme like no other
Expiration: None*
Yearly Limit: None*
Other Benefits: - Identity Protection Service
- Purchase Delivery Protection
- Worldwide Assistance
- 24 hour Customer Service Assistance
- Travel Service
- Mybarclaycard
- Emergency Card Replacement
- Emergency Cash Advance
- Free Text Alert Service
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Balance Transfer
Introductory Period: 12 months on BT*
APR on Purchases (%): 19.90% APR representative variable
APR Type: variable
Annual Fee: £0.00*
Grace Period: Up to 56 days*
Maximum Credit Line: £1,200*
Late Payment Fee: £12.00*
Over Limit Fee: £12.00*

Balance Transfers

Balance Transfer:
Transfer Fee (%): 2.50% of each balance transfer
Minimum BT Fee: £5.00

Cash Advances

APR on Cash Advances (%): 27.90%
Cash Advance Fee (%): 2.25%
Minimum Fee: £5.00

Other Fees

Additional Fees - Cash withdrawals: 2.5% (min. £2.50)
- Overseas transactions: 2.75%
- Copies of statements: £3.00
- Returned payment: £12.00

Comments

Think about our Gold Credit Card if you:
- Are aged 21 or over
- Have an average credit rating
- Need to strengthen your credit
- You have no history of bankruptcy
- You have not missed ANY payments on a credit card or loan in the last 12 months
- Don't already have a Barclaycard
- Have had a permanent UK address for 3 months or more
- Have a regular income of more than £17,500 pa

Action

Click Here to Apply
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* The information provided for Barclaycard Gold Credit Card is believed to be accurate at the time of evaluation (Jan 8, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.


SSL Security Security Note: Online application features Secure SSL Technology.

The Free Personal Finance Center - Market Pro Secure™ UK is an information resource and reference provider for United Kingdom individuals reviewing or seeking financial services from reliable UK institutions and banks offering insurance, credit cards and debit credit cards, loans and other associated credit products. Market Pro Secure™ does not provide UK financial services directly.

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