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Barclaycard Gold Credit Card
The Barclaycard Gold Credit Card is one of the best cards for people with good credit. If you have lived in the UK for three months and can verify your income, you could qualify for a decent interest rate. You may even be able to take advantage of an interest free balance transfer for up to 12 months.
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Basic Information |
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| Issuer: | Barclays Bank |
| Card Network: | VISA® |
| Card Category: | Consumer (Premium) |
| Card Type: | - Card for Bad Credit - Instant Decision Card - Reward Card |
| Credit Needed: | Limited* |
Card Review |
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| When you have good credit, good things happen. This is certainly true in regards to the Barclaycard Gold Credit Card. The annual percentage rate is quite fair for all standard purchases. However, you could save yourself a lot of money by transferring your existing card balances to this card within the first two months of approval. By consolidating your credit, you could take advantage of a possible interest free option for an entire year! As with most credit cards currently on the market, the Barclaycard Gold Credit Card also features a unique incentive program. Known as the Barclay Freedom program, you can use your card to make qualifying purchases that earn you points towards a virtually endless catalog of incentive rewards. |
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| Card rating: | |
| Most attractive features: | - No annual fee - Card to strengthen your credit - Balance Transfer offer - Introductory APR on BT - Additional benefits |
| Least attractive features: | - Slightly high APR on purchases |
Rewards & Benefits |
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| Reward Types: | - Cash Back Reward Cards - Universal Reward Cards |
| Reward Unit: | Cash |
| Rewards: | - Barclaycard Freedom - a reward programme like no other |
| Expiration: | None* |
| Yearly Limit: | None* |
| Other Benefits: | - Identity Protection Service - Purchase Delivery Protection - Worldwide Assistance - 24 hour Customer Service Assistance - Travel Service - Mybarclaycard - Emergency Card Replacement - Emergency Cash Advance - Free Text Alert Service |
| Online Card Account Access: | |
Card Finance & Rates |
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| Introductory APR (%): | 0%* |
| Applied Towards: | Balance Transfer |
| Introductory Period: | 12 months on BT* |
| APR on Purchases (%): | 19.90% APR representative variable |
| APR Type: | variable |
| Annual Fee: | £0.00* |
| Grace Period: | Up to 56 days* |
| Maximum Credit Line: | £1,200* |
| Late Payment Fee: | £12.00* |
| Over Limit Fee: | £12.00* |
Balance Transfers |
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| Balance Transfer: | |
| Transfer Fee (%): | 2.50% of each balance transfer |
| Minimum BT Fee: | £5.00 |
Cash Advances |
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| APR on Cash Advances (%): | 27.90% |
| Cash Advance Fee (%): | 2.25% |
| Minimum Fee: | £5.00 |
Other Fees |
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| Additional Fees | - Cash withdrawals: 2.5% (min. £2.50) - Overseas transactions: 2.75% - Copies of statements: £3.00 - Returned payment: £12.00 |
Comments |
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| Think about our Gold Credit Card if you: - Are aged 21 or over - Have an average credit rating - Need to strengthen your credit - You have no history of bankruptcy - You have not missed ANY payments on a credit card or loan in the last 12 months - Don't already have a Barclaycard - Have had a permanent UK address for 3 months or more - Have a regular income of more than £17,500 pa | |
Action |
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| Click Here to Apply | |
| View Other Barclays Bank Cards | |
| View Other VISA Cards | |
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| View Other Balance Transfer Cards | |
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| View Other Cards for Bad Credit | |
| View Other Instant Decision Cards | |
| View Other Cash Back Reward Cards | |
| View Other Universal Reward Cards | |
| Apply For Barclaycard Gold Credit Card Secure Online | |
* The information provided for Barclaycard Gold Credit Card is believed to be accurate at the time of evaluation (Jan 8, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.


