Barclaycard Platinum Visa® Card

The Barclaycard Platinum Visa Credit Card is the perfect card for you if you have good credit, consistent income, and have a desire to simplify and clean up your current credit situation. Whether you want to consolidate other cards or just want something easier to manage, this is definitely one to consider.

	Intro APR  Representative Variable APR Annual Fee  0%* 17.90%* £0.00*
Basic Information
Issuer:	Barclays Bank
Card Network:	VISA®
Card Category:	Consumer (Premium)
Card Type:	- Instant Decision Card - Reward Card
Credit Needed:	Good*
Top Card Review
In the United Kingdom, credit cards do not get much simpler than the Barclaycard Platinum Visa Credit Card. With potential introductory rates as low as 0% for 3 to 24 months on standard purchases and balance transfers, you could easily save a lot of money than with other cards that are currently available and competing for your business. Because it is a Barclaycard, though, you can rely on their long history of quality standards which will provide you with the best possible credit experience. Your clean credit history, stable income, and clearance of County Court Judgments get you access to everything this card has to offer, including the Barclaycard Freedom incentive program which rewards for using your card to purchase everyday things.
Card rating:	(5 out of 5)
Most attractive features:	- Platinum balance transfer - Rewards program - No annual fee
Least attractive features:	- Slightly high APR
Top Rewards & Benefits
Reward Types:	- Cash Back Reward Cards - Other Rewards Cards - Universal Reward Cards
Reward Unit:	Cash
Expiration:	None*
Yearly Limit:	None*
Other Benefits:	- Barclaycard Unwind - Identity Protection Service - Purchase Delivery Protection - Worldwide Assistance - Travel Service - Mybarclaycard - Emergency Card Replacement - Emergency Cash Advance - Free Text Alert Service - 24 hour Customer Service Assistance
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Purchases, Balance Transfer
Introductory Period:	22 months on BT*
APR on Purchases (%):	17.90% APR representative variable
APR Type:	variable
Annual Fee:	£0.00*
Grace Period:	Up to 56 days*
Minimum Finance Charge:	£0.20*
Minimum Credit Line:	£250*
Late Payment Fee:	£12.00*
Over Limit Fee:	£12.00*
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	2.90% of each balance transfer
Top Cash Advances
APR on Cash Advances (%):	27.90%
Cash Advance Fee (%):	2.50%
Minimum Fee:	£2.50
Top Other Fees
Additional Fees	- Overseas transactions: 2.75% - Copies of statements: £3.00 - Copies of transactions: £5.00 - Returned payment: £12
Top Comments
Think about our Platinum Credit Card if you: - Want some time out from paying interest on your balance transfer - Have a good credit rating - You have no history of bankruptcy - You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years - You have always made payments on time - Don't already have a Barclaycard - Have had a permanent UK address for 3 months or more - Have a regular income of more than £20,000 pa - Are aged 21 or over
Top Action
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* The information provided for Barclaycard Platinum Visa® Card is believed to be accurate at the time of evaluation (Feb 2, 2012). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.


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