BT Cash Credit Card

If you live in the United Kingdom and are looking for a new credit card, you might want to consider the BT Credit Card. Lacking the traditional annual fee, and featuring the lowest introductory rates around, and a 50-day interest free grace period, it is a simple but strong financial product.

	Intro APR  Representative Variable APR Annual Fee  0%* 16.90%* £0.00* Unfortunately, we do not currently offer online application for this card. See similar cards
Basic Information
Issuer:	MBNA Europe
Card Network:	VISA®
Card Category:	Consumer (Regular)
Card Type:	- Co-Branded Credit Card - Low Interest Card
Credit Needed:	Good*
Top Card Review
The BT Credit Card offers perhaps the lowest possible rates on standard purchases and balance transfers, at least for the first 10 months. After that, the variable rate isn't too bad either. If you live in the UK and you are considering a new credit card, this might be the one for you, especially if you currently hold other cards with higher interest rates. Aside from the interest rates, this card also has other benefits. MBNA Europe Bank Limited provides this card without an annual fee, which is somewhat unique these days. This card also has a 50-day grace period on purchases, which means that you can avoid paying interest if you pay your balance off in full within the grace period.
Card rating:	(4 out of 5)
Most attractive features:	- Long term intro for Balance Transfers - Introductory offer for Purchases - No annual fee - BT benefits
Least attractive features:	- No rewards program
Top Rewards & Benefits
Other Benefits:	- Online banking - Fraud protection *See card terms and conditions for more beenfits
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Purchases, Balance Transfer
Introductory Period:	13 months*
APR on Purchases (%):	16.90% APR representative variable
APR Type:	variable
Annual Fee:	£0.00*
Grace Period:	50 days*
Minimum Finance Charge:	£1.00*
Minimum Credit Line:	£300*
Late Payment Fee:	£12.00*
Over Limit Fee:	£12.00*
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	3.00% of each balance transfer
Minimum BT Fee:	£3.00
Top Cash Advances
APR on Cash Advances (%):	27.90%
Cash Advance Fee (%):	3.00%
Minimum Fee:	£3.00
Top Other Fees
Additional Fees	Foreign currency transactions: 2.99% commission fee
Top Comments
Acceptance Criteria: You are currently employed, over 23 years of age, a homeowner, have an income of over £20,000, do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit, and are a resident in the UK and can prove residential addresses for the past two years
Top Action
View Other MBNA Europe Cards
View Other VISA Cards
View Other 0% Intro Rate Credit Cards
View Other Balance Transfer Cards
View Other Consumer Cards
View Other No Annual Fee Cards
View Other Regular Cards
View Other Co-Branded Credit Cards
View Other Low Interest Cards

* The information provided for BT Cash Credit Card is believed to be accurate at the time of evaluation (Feb 2, 2011). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.


Security Note: Online application features Secure SSL Technology.