BT Retail Credit Card

With simplified, yet sensible features, the BT Retail Credit Card is a smart choice in the UK. You can take advantage of a low introductory rate on balance transfer and account transfers, as well as purchases at petrol stations and supermarkets. A 50-day interest free grace period helps you avoid interest charges too.

	Intro APR  Representative Variable APR Annual Fee  0%* 16.90%* £0.00* Unfortunately, we do not currently offer online application for this card. See similar cards
Basic Information
Issuer:	MBNA Europe
Card Network:	VISA®
Card Category:	Consumer (Regular)
Card Type:	- Co-Branded Credit Card - Low Interest Card
Credit Needed:	Good*
Top Card Review
There is a very good chance that you could save a fair amount of money with the BT Credit Card. You can expect simple, yet unique features since this card is brought to you by MBNA Europe Bank Limited. For instance, you will appreciate a low introductory rate on balance and account transfers for 6 months, as well as on fuel and supermarket purchases for 10 months! Furthermore, this card, like others from this bank, offers a 50 day interest free grace period. This feature allows you to avoid interest charges by paying off your account in full consistently every month. Coupled with the absence of a traditional annual fee, and you might be able to save yourself some money!
Card rating:	(4 out of 5)
Most attractive features:	- Special Offers - No annual fee - 0% intro for purchases - Co-branded card benefits
Least attractive features:	- No rewards program
Top Rewards & Benefits
Rewards:	The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi.
Other Benefits:	- Online account access - Fraud Protection - Free 24 hour worldwide Customer Service
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Purchases, Balance Transfer
Introductory Period:	10 months*
APR on Purchases (%):	16.90% APR representative variable
APR Type:	variable
Annual Fee:	£0.00*
Grace Period:	50 days*
Minimum Finance Charge:	£1.00*
Minimum Credit Line:	£300*
Late Payment Fee:	£12.00*
Over Limit Fee:	£12.00*
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	3.00% of each balance transfer
Minimum BT Fee:	£3.00
Top Cash Advances
APR on Cash Advances (%):	27.90%
Cash Advance Fee (%):	3.00%
Minimum Fee:	£3.00
Top Comments
Acceptance Criteria: You are currently employed, over 23 years of age, a homeowner, have an income of over £20,000, do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit, and are a resident in the UK and can prove residential addresses for the past two years
Top Action
View Other MBNA Europe Cards
View Other VISA Cards
View Other 0% Intro Rate Credit Cards
View Other Balance Transfer Cards
View Other Consumer Cards
View Other No Annual Fee Cards
View Other Regular Cards
View Other Co-Branded Credit Cards
View Other Low Interest Cards

* The information provided for BT Retail Credit Card is believed to be accurate at the time of evaluation (Feb 2, 2011). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.


Security Note: Online application features Secure SSL Technology.