Co-Branded Credit Cards

[1] Sainsbury's Mastercard for Nectar Card Holders
Terms |  More Info	- 0% for the first 12 months on purchases - 0% for the first 12 months on balance transfers (3% BT fee) - No annual fee - Full MasterCard benefits
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 15.94%* £0.00* See T&C** Good*

[2] Sainsbury's Nectar Credit Card
Terms |  More Info	- 12.92% p.a. on purchases and balance transfers and no balance transfer fee - 0% apr on Balance Transfer for 10 months - No annual fee - Earn Nectar points when you use your Sainsbury's Nectar Credit Card elsewhere - 1 point for every £5 you spend - Optional repayment cover
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 12.92%* £0.00* See T&C** Good*

[3] e-Platinum Plus with CardOneBanking MasterCard
More Info	- e-Platinum Plus Green Shopping Card and Cardonebanking Prepaid MasterCard Card Combo Offer: 2 cards - 1 application! - No credit checks - 0% APR Fixed Forever! - Guaranteed Approval - Credit line £5,000 (can be increased) - No hidden bank charges and no overdraft fees - Guaranteed bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £0.00* £0.00 View Yes Bad Credit OK* COB Account additional card COB Account monthly management fee COB Account opening fee (primary card) COB Balance enquiry and alerts COB Balance enquiry via website COB Direct payment (NatWest, BACS) COB Direct transfer via Post Office COB Foreign exchange fee (trans. value) COB Foreign exchange fee Non-UK ATM COB Insufficient funds text message COB Lost/stolen block COB Non-UK point of sale transactions COB PIN issue/re-issue £5.00 £12.50 £0.00 £0.15 Free Free £1.00 2.75% £3.00 £1.00 Free Free Free COB Re-activation fee COB Redemption fee Account closure COB UK point of sale & ATM transactions COB re-issue fee (per card) Credit Line Increase Fee for Exceeding the Credit Limit Fee for Paying Late Inactivity Fee Monthly Maintenance Fee One Time Membership Fee Returned ACH Debits and Credit Cards Returned Checks Fee Transaction Fee for Purchases £5.00 £10.00 Free £3.95 FREE None £5.00 £9.95 £99.95 £99.95 £15.00 £15.00 None

[4] Virgin Money Credit Card
Terms |  More Info	- 0% for 14 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.98% handling fee applies) - 0% for 3 months on card purchases* (from the date your account is opened) - Discounts at loads of Virgin companies - Discounted vouchers for leading high street stores - Typical rate 16.6% APR (variable)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* up to 14 months* 16.60%* £0.00* 50 days* Fair*

[5] e-Platinum Plus Green Shopping Credit Card
Terms |  More Info	- Get the benefits of PLATINUM - Credit line £5,000 (can be increased) - 0% APR Fixed Forever! - Guaranteed Approval! - No Credit Checks - £500 cash advances - Reporting to major credit bureau.
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View Yes Bad Credit OK* Credit Line Increase Fee for Exceeding the Credit Limit Fee for Paying Late Inactivity Fee Monthly Maintenance Fee FREE None £5.00 £9.95 £99.95 One Time Membership Fee Returned ACH Debits and Credit Cards Returned Checks Fee Transaction Fee for Purchases £99.95 £15.00 £15.00 None

[6] Kalixa Prepaid Mastercard
Terms |  More Info	- Free POS Transactions - High Load and Card Limits - Chip & PIN Secure - Ideal for business expenses - Named as the "bargain of the week" by Independent - Use it abroad - 2.75% fees apply - Withdraw cash from over 1.2 million ATM's worldwide - Loading fees - internet banking fee 99p available within 2-5days, credit/debit card fee 1.95% instantly clear
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £0.00* £1.75 View No Bad Credit OK* ATM Withdrawal Fee - Domestic ATM Withdrawal Fee - Intl. Annual Card Fee Card Replacement Fee Card and Registration Fee Consumer Service Fee (per min) Load Fee - Barclays Load Fee - ClickandBuy £1.75 £2.25 £9.95 FREE £4.95 £0.30 £0.99 5% Load Fee - ClickandBuy Load Fee - Internet Transfer Load Fee - Moneybookers Load Fee - Salary Transfer Load Fee - Visa/MC/Maestro Monthly Management Fee Purchase Transaction Fee 5% FREE 3.50% FREE 1.95% FREE FREE

[7] Bank of Scotland All in One Card
More Info	- 0% for 10 months on balance transfers made in the first 90 days - 0% for 10 months on new purchases - A typical rate of 15.9% APR (variable) - A handling fee of 3% applies for each balance transfer - Master Card benefits package - 59 days grace period
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 15.90%* N/A* 59 days* Good*

[8] Sainsbury's Credit Card
More Info	- Every time you shop at Sainsbury's with your Credit Card we'll give you 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card. - 0% for the first 12 months on Sainsbury's shopping - 0% for the first 10 months on all other shopping - 0% for the first 10 months on balance transfers (+3% fee) - Collect 1 point per £5 when you use your Sainsbury's Credit Card elsewhere - Withdraw cash in over 24 million locations worldwide (fees apply) - Enjoy safe and secure payments with Chip and PIN
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 15.90%* £0.00* up to 55 days* Good*

[9] Travelex Cash Passport Prepaid Currency Card (USD)
More Info	- Home delivery or Airport pick-up - Load Up to 30,000 USD per 12 month - 1 free additional card - 24/7 global assistance & emergency replacement for lost or stolen cards - No risk of identity theft and fraud to your personal bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* £0.00 View No Accepts All* Cashout fee Load fee £6.00 Varies Monthly inactivity fee Reload fee £3.00 2.00%

[10] Virgin Atlantic American Express® White Card
Terms |  More Info	- 3,000 Flying Club miles with first purchase - 1 mile for every 1£ spent - No annual fee - 0% APR on Balance Transfers for 6 months - American Express card benefits
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 17.90%* N/A* 46 days* Good*

[11] Virgin Atlantic American Express® Black Card
Terms |  More Info	- 6,000 bonus miles with your first card purchase - 2 miles for every £1 spent - £115 annual fee - 0% APR on Balance Transfer for 6 months - American Express Black card benefits
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 18.90%* £115.00* 46 days* Good*

[12] Virgin Purchases Credit Card
Terms |  More Info	- 0% on card purchases for 12 months - 0% on balance transfers for 12 months (rate applies to transfers made in the first 60 days, handling fee of 2.98% applies) - Typical rate 18.9% APR (variable) - No annual fee - 50 days grace period - Issued by MBNA Europe Bank Limited
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 18.90%* £0.00* 50 days* Good*

[13] DogsTrust Credit Card
More Info	- Dogs Trust will receive £4 when you use your card within 90 days of the account opening - They will also receive 25p for every £100 you spend on card purchases - And £2.00 for every year you continue to use the card - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - 16.9% APR typical rate (variable) - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on BT* 16.90%* £0.00* 50 days* Good*

[14] Rational Travel Money Prepaid Card
More Info	- FREE CARD - Easy online application - Takes minutes to complete - No paperwork - Euro & US Dollar cards available - 24-hr online account management - UK helpdesk - Guaranteed Exchange Rates
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* £1.50 View No Accepts All* ATM withdrawal fee Balance enquiry (By SMS or IVR) Block or Unblock (By SMS or IVR) Cancellation fee Card damaged replacement fee Card issue fee Card load Card renewal fee €1.50 €0.30 €0.30 €15.00 €7.50 £9.95 €0.00 €14.95 Check balance online Check recent transactions online Customer service (email) Customer service (per call) FX handling fee Lost/stolen card replacement POS transaction fee Transaction history (By SMS or IVR) €0.00 €0.00 €0.00 €1.50 2.75 % €7.50 €0.00 €0.30

[15] BT Retail Credit Card
More Info	- Every time you spend on your BT Credit Card you'll earn money off your BT bill* - An outstanding introductory card purchase rate of just 0% on petrol station and supermarket spend for 10 months - An outstanding introductory balance transfer rate of 0% for 6 months (2% handling fee applies) - The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi. - 16.9% APR typical rate (variable) - Manage your account online - Free 24 hour worldwide Customer Service Helpline
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 16.90%* £0.00* 50 days* Good*

[16] Miles & More American Express® credit card from MBNA
More Info	- Receive a welcome bonus of 1,500 award miles - 2 award miles for every £1 you spend during the first 6 months - 1.5 award miles per £1 spent thereafter - Redeem your award miles for fabulous rewards including flights, upgrades, hotel stays and much more! - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - 16.9% APR typical rate (variable) - No mileage expiration
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[17] BT Cash Credit Card
More Info	- Earn money off your BT bill* with the BT Credit Card - 0% on balance transfers for 13 months (3% handling fee) - 0% on card purchases for 3 months - 16.9% APR typical rate (variable) - Online Banking - Fraud Protection
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 16.90%* £0.00* 50 days* Good*

[18] Tesco Credit Card
Terms |  More Info	- 0% interest for 13 months on ALL purchases from account opening - 0% interest for 9 months on balance transfers from account opening (2.9% fee) - A faster way to collect Clubcard points - 1 point awarded per £4 spent - Your way to collect Clubcard points - Apply online for an instant decision - A defaqto 5 star rating for excellent quality
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 16.90%* £0.00* 51 days* Good*

[19] Nationwide Gold Credit Card
Terms |  More Info	- Commission free purchases abroad - Up to 56 days interest-free credit - 0% APR on purchases for 3 months - 0% APR on Balance Transfers for 13 months - Free purchase cover for loss, theft or damage to most purchases over £50 - 12 month warranty on many gas or electrical products Peace of mind for all cardholders with Nationwide Fraud Watch. - Typical 16.9% APR variable
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* up to 13 months* 16.90%* £0.00* 56 days* Good*

[20] AA Credit Card
More Info	- 0% for 12 months on ALL purchases - 0% for 9 months on Balance transfers (+3% fee) - 18.9% APR typical variable - Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. Use your points to purchase from a range of motoring products and services, AA Home or Car Insurance, shopping vouchers or even cash back
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 18.90%* N/A* 50 days* Good*

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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