Cards for Bad Credit

[1] Vanquis Visa Credit Card
Terms |  More Info	- Sensible credit limit starting from £250 to £1000 - Simple application process - Friendly UK call centre to give you the support you need - Representative Example: 39.94% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 39.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 39.90%* £0.00* 56 days* No Credit*

[2] e-Platinum Plus Green Shopping Credit Card
Terms |  More Info	- Get the benefits of PLATINUM - Credit line £5,000 (can be increased) - 0% APR Fixed Forever! - Guaranteed Approval! - No Credit Checks - £500 cash advances - Reporting to major credit bureau.
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View Yes Bad Credit OK* Credit Line Increase Fee for Exceeding the Credit Limit Fee for Paying Late Inactivity Fee Monthly Maintenance Fee FREE None £5.00 £9.95 £99.95 One Time Membership Fee Returned ACH Debits and Credit Cards Returned Checks Fee Transaction Fee for Purchases £99.95 £15.00 £15.00 None

[3] e-Platinum Plus Shopping Credit Card
Terms |  More Info	- Platinum Privileges - 0% APR Fixed forever - Guaranteed approval - No Credit check - £5,000 credit line - 60 Second application - No minimum income required
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View Yes Bad Credit OK* Application fee Enrollment fee Fee for Exceeding the Credit Limit Fee for Returned Cheques Fees for Paying Late £14.00 £85.95 N/A £15.00 £5.00 Inactivity Fee Minimum Finance Charge Monthly maintenance fee Retured ACH Debits and Credit Cards £9.95 N/A £4.95 £15.00

[4] e-Platinum Plus with CardOneBanking MasterCard
More Info	- e-Platinum Plus Green Shopping Card and Cardonebanking Prepaid MasterCard Card Combo Offer: 2 cards - 1 application! - No credit checks - 0% APR Fixed Forever! - Guaranteed Approval - Credit line £5,000 (can be increased) - No hidden bank charges and no overdraft fees - Guaranteed bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £0.00* £0.00 View Yes Bad Credit OK* COB Account additional card COB Account monthly management fee COB Account opening fee (primary card) COB Balance enquiry and alerts COB Balance enquiry via website COB Direct payment (NatWest, BACS) COB Direct transfer via Post Office COB Foreign exchange fee (trans. value) COB Foreign exchange fee Non-UK ATM COB Insufficient funds text message COB Lost/stolen block COB Non-UK point of sale transactions COB PIN issue/re-issue £5.00 £12.50 £0.00 £0.15 Free Free £1.00 2.75% £3.00 £1.00 Free Free Free COB Re-activation fee COB Redemption fee Account closure COB UK point of sale & ATM transactions COB re-issue fee (per card) Credit Line Increase Fee for Exceeding the Credit Limit Fee for Paying Late Inactivity Fee Monthly Maintenance Fee One Time Membership Fee Returned ACH Debits and Credit Cards Returned Checks Fee Transaction Fee for Purchases £5.00 £10.00 Free £3.95 FREE None £5.00 £9.95 £99.95 £99.95 £15.00 £15.00 None

[5] Cashplus Prepaid Gold MasterCard® Deluxe
More Info	- Guaranteed approval - No credit checks - Unique blend of bank account & MasterCard card benefits - Saves money on cheque cashing fees - 20 payments and standing orders a month for free - Free cash withdraw in the UK
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £4.95* £0.00 View No Bad Credit OK* ATM withdrawal UK Additional or replacement card fee Cancellation fee FREE £9.95 £10.00 Online account access Top-ups by cash Top-ups by debit card (at Post Office) FREE FREE FREE

[6] Escape Prepaid MasterCard®
Terms |  More Info	- 20% cashback on your online purchases - Send money abroad instantly, for free - Manage your money online - NO Monthly payments - Accepted in over 30 million locations worldwide – wherever you see the MasterCard symbol - Card price - £9.99 - Card valid for 36 months
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* £0.99 View No Bad Credit OK* ATM's withdrawals UK and overseas Additional cards Annual fee Balance inquiry Phone (per min.) Balance inquiry SMS Block/unblock card SMS Block/unblock card phone (per min.) Cancellation or Redemption Card replacement Dormancy fee (per month) Intl. Purchase online Intl. purchase in store Investigation fee Load Alerts Load Alerts SMS Online balance info Online card to card transfer £2.00* £4.99 £4.99 £0.05 FREE £0.20 £0.05 £10.00 £9.99 £1.00 FREE FREE £20.00 FREE FREE FREE FREE PIN issue/reissue Paper statement Phones 4u Stores - Cash top up Phones 4u Stores - Credit card top up Phones 4u Stores - Debit card top up Purchase fee Purchase transaction in Store Purchase transactions online Revocation fee Standing order (failed deduction) Standing order fee Top up at Paypoint Top up at Post Office Top up online - Credit Card Top up online - Debit Card Top up via bank transfer Withdrawals from ATM's FREE £10.00 FREE 4% £0.99 £9.99 FREE FREE £20.00 £5.00 £3.00 3% £0.99 4% £0.99 FREE £0.99

[7] Freedom Prepaid MasterCard®
Terms |  More Info	- 100% acceptance, no credit check - NO ID Required - Maximum load limit of £5,000 - Fully upgradable to provide a higher limit - Use at over 28 million locations worldwide - Same day despatch - Price: £5.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £5.99* £1.00 View No Bad Credit OK* ATM Fees Overseas ATM Fees UK Balance inquiry (online) Bank load Card to card transfer Instore Purchase Overseas Instore Purchase UK Instore/Online Purchase Overseas £2.50 1.5% FREE £1.00 FREE £0.50 £0.50 £1.00 Instore/Online Purchase UK Insurance Protection (for 3 months) Monthly Fee Online Purchase Overseas Online Purchase UK PayPoint Load Post Office Load £0.20 FREE None £0.50 £0.50 3% 2%

[8] Kalixa Prepaid Mastercard
Terms |  More Info	- Free POS Transactions - High Load and Card Limits - Chip & PIN Secure - Ideal for business expenses - Named as the "bargain of the week" by Independent - Use it abroad - 2.75% fees apply - Withdraw cash from over 1.2 million ATM's worldwide - Loading fees - internet banking fee 99p available within 2-5days, credit/debit card fee 1.95% instantly clear
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £0.00* £1.75 View No Bad Credit OK* ATM Withdrawal Fee - Domestic ATM Withdrawal Fee - Intl. Annual Card Fee Card Replacement Fee Card and Registration Fee Consumer Service Fee (per min) Load Fee - Barclays Load Fee - ClickandBuy £1.75 £2.25 £9.95 FREE £4.95 £0.30 £0.99 5% Load Fee - ClickandBuy Load Fee - Internet Transfer Load Fee - Moneybookers Load Fee - Salary Transfer Load Fee - Visa/MC/Maestro Monthly Management Fee Purchase Transaction Fee 5% FREE 3.50% FREE 1.95% FREE FREE

[9] Escape Travel Money MasterCard®
Terms |  More Info	- High street beating exchange rates on foreign exchange - No fees for using abroad - Free to withdraw from international ATMs - Accepted in over 30 million locations worldwide - A safe alternative to carrying cash - Available as EURO, Sterling or US Dollar card - Card price - £9.99 - Card valid for 36 months
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View No Bad Credit OK* ATM withdrawals UK & Intl. (EURO card) ATM withdrawals UK & Intl. (GBP card) ATM withdrawals UK & Intl. (USD card) Additional cards Annual fee Balance inquiry Phone (per min.) Balance inquiry SMS Block/unblock card SMS Block/unblock card phone (per min.) Cancellation or Redemption Card replacement Change primary currency on card Dormancy fee (per month) Investigation fee Load Alerts Load Alerts SMS Online balance info Online card to card transfer 2 EUR £2.00 $3.00 £4.99 £4.99 £0.05 FREE £0.20 £0.05 £10.00 £9.99 £0.50 £1.00 £20.00 FREE FREE FREE £0.20 PIN issue/reissue Paper statement Phones 4u Stores - Cash top up Phones 4u Stores - Credit card top up Phones 4u Stores - Debit card top up Purchase fee Purchases UK & Overseas (EURO card) Purchases UK & Overseas (GBP card) Purchases UK & Overseas (USD card) Revocation fee Standing order (failed deduction) Standing order fee Top up at Paypoint Top up at Post Office Top up online - Credit Card Top up online - Debit Card Top up via bank transfer FREE £10.00 FREE 4% £0.99 £9.99 FREE FREE FREE £20.00 £5.00 £3.00 3% £0.99 4% £0.99 FREE

[10] Secure Trust Bank Prepaid Credit Card
More Info	- No credit check - No charge for bounced direct debits - Flat fees - no hidden charges - Chip & Pin secure - 24/7 automated telephone and online banking service - Pay cash into your account at Payzone outlets - Member of the Financial Service Compensation Scheme
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £12.50* £0.50 View No Accepts All* Additional card Card interest Duplicate statement Foreign exchange fee Management fee £5.00 0.00% £2.50 2.75% £12.50 Non UK ATM Raising of a cheque Replacement card fee Set up fee UK ATM £2.25 £2.50 £5.00 £12.50 £0.50

[11] Blue Sky Prepaid MasterCard® (Standard Credit Limit)
Terms |  More Info	- Use for Ryanair booking and avoid those pesky hidden fees - NO ID required, guaranteed acceptance - £1,650 maximum annual load limit - Fully upgradeable to the 'Higher Limit Card' (at no cost) - NO bank account required, NO credit checks required - Use at over 29 million locations and 1.5 million ATMs worldwide - Pay As You Go or Pay Monthly - Free Credit Booster and Payment Protection Insurance - Same day despatch - ONLY £9.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Bad Credit OK* Additional Card Fee Balance Enquiry via SMS Blue Sky Card Purchase Card to Card Transfer on-line Card to Card Transfer via IVR Card to Card Transfer via SMS Customer service telephone enquiries Dormancy Fee (per month) £4.99 £0.15 £9.99 Free £1.50 £1.50 £1.00 £1.00 FX Handling Fee Investigation Fee Lost/Stolen Replacement Fee PIN Re-issue PayPoint Load Fee Post Office Load Fee SMS PIN retrieval Transaction history via SMS 2.5% £25.00 £5.99 £0.30 3.00% £1.99 £0.30 £0.15

[12] Virgin Prepaid Travel Money Card
Terms |  More Info	- Available in Euros or US Dollars - Safer than carrying cash - More convenient than travellers cheques - No commission fees - No application fee - Accepted in most countries around the world - Free emergency card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View No Bad Credit OK* ATM withdrawal ATM withdrawal other currency Additional cardholder Card load by credit card Card load by debit card Card redemption fee €1.50/$2.00 fee+3.5% €5.00/$7.50 2.5% FREE €7.50/$10.00 Card replacement fee Lost/stolen card replacement Paper copy statement Restricted card upgrade Termination fee Transaction fee €5.00/$7.50 €5.00/$7.50 €4.00/$6.00 €7.50/$10.00 €7.50/$10.00 3.50%

[13] Cardonebanking Prepaid MasterCard®
Terms |  More Info	- Guaranteed bank account with MasterCard Prepaid Card - Quick and easy to apply with: No credit checks - One-to-one Account Manager and secure Internet banking - No hidden bank charges and no overdraft fees - The Card is valid for 3 years
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £0.00* £0.00 View No Bad Credit OK* Account additional card Account monthly management fee Account opening fee (primary card only) Balance enquiry and alerts Balance enquiry via website Card re-issue fee (per card) Direct payment (NatWest Bank, BACS) Direct transfer via Post Office Foreign exchange fee (transaction value) £5.00 £12.50 £0.00 £0.15 Free £3.95 Free £1.00 2.75% Foreign exchange fee Non-UK ATM Insufficient funds text message Lost/stolen block Non-UK point of sale transactions PIN issue/re-issue Re-activation fee Redemption fee Account closure UK point of sale and ATM transactions £3.00 £1.00 Free Free Free £5.00 £10.00 Free

[14] Blue Sky Prepaid MasterCard® (Higher Credit Limit)
Terms |  More Info	- Use for Ryanair booking and avoid those pesky hidden fees - ID required: Valid international passport or UK driver's License - £3,000 maximum load limit - Companion Cards available (for instant money share) - NO bank account required, NO credit checks required - Use at over 29 million locations and 1.5 million ATMs worldwide - Pay As You Go or Pay Monthly - Free Credit Booster - Free Payment Protection Insurance - ONLY £9.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.99* £0.66 View Yes Bad Credit OK* Additional Card Fee Balance Enquiry via SMS Blue Sky Card Purchase Card to Card Transfer on-line Card to Card Transfer via IVR Card to Card Transfer via SMS Customer service telephone enquiries Dormancy Fee (per month) £4.99 £0.15 £9.99 Free £1.50 £1.50 £1.00 £1.00 FX Handling Fee Investigation Fee Lost/Stolen Replacement Fee PIN Re-issue PayPoint Load Fee Post Office Load Fee SMS PIN retrieval Transaction history via SMS 2.5% £25.00 £5.99 £0.30 3.00% £1.99 £0.30 £0.15

[15] Barclaycard Gold Credit Card
More Info	- 0% interest on balance transfers for 12 months (2.5% handling fee applies) - Request a balance transfer quickly and easily as part of your application - With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under - Barclaycard Freedom - a reward programme like no other - Representative Example: 19.9% APR Representative (variable). Based on 2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 19.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on BT* 19.90%* £0.00* Up to 56 days* Limited*

[16] Cashplus Premier Business MasterCard®
More Info	- Cashback on all purchase transactions - 100% acceptance guaranteed* - No credit check or bank account needed - Shop securely online, by phone or in store - Full MasterCard benefits
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £4.95* £0.99 View No Bad Credit OK* ATM withdrawal Non UK ATM withdrawal UK Additional or replacement card fee Cancellation fee £3.00 £0.99 £9.95 £10.00 Online account access Purchase transactions fee Top-ups by cash Top-ups by debit card (at Post Office) FREE £1.00 FREE FREE

[17] Barclaycard Initial Credit Card
Terms |  More Info	- Strengthen your credit rating - 1% of the value of your purchase in Reward Money (0.5% at Shell) in participating retailers. - £1,200 credit limit - Representative Example: 29.9% APR Representative (variable). Based on2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 29.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 29.90%* £0.00* Up to 56 days* Limited*

[18] First Premier MasterCard®
More Info	- Pay Monthly prepaid card - Low £1.00 monthly fee - Free point of sale retail transactions - £1.00 fixed fee ATM withdrawals within the UK - MasterCard benefits - 100% approval - Card valid for 18 months
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £8.95* £1.00 View No Bad Credit OK* ATM Cash Withdrawal Fee Additional Card Fee Balance Enquiry (Online) Cancellation or Redemption Card to card moneyshare Cross-currency Fee: 2% Customer Services Disputed Transaction Fee Intl. ATM Withdrawal Fee Lost and Stolen Helpline £1.00 £4.50 FREE £5.00 £0.25 FREE £10.00 £1.00 FREE Lost/Stolen Card Replacement Fee PIN Replacement Primary Card Issue Fee Service fees (Monthly) Top-up fees (in store) Top-up fees (via PayPoint) Top-up fees (via debit card) Top-up fees (via post office) Top-up fees (vie credit card) Transaction Fees £3.99 FREE £8.95 £1.00 £0.75 3% 0% £0.70 3% FREE

[19] Cashplus Prepaid Gold Master Card
Terms |  More Info	- 100% acceptance guaranteed* - No credit check or bank account needed - Shop securely online, by phone or in store - Top-up for FREE at 14,500 locations, including any UK Post Office branch - Cheap and easy way to share money with family and friends, both here and abroad
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £4.95* £0.99 View No Accepts All* ATM withdrawal Non UK ATM withdrawal UK Additional or replacement card fee Cancellation fee £3.00 £0.99 £9.95 £10.00 Online account access Purchase transactions fee Top-ups by cash Top-ups by debit card (at Post Office) FREE £1.00 FREE FREE

[20] aqua Credit Card (aquacard)
More Info	- Designed for Bad Credit Applicants - No interest will be charged on purchases if every statement balance is paid in full by the payment date - Manageable monthly payments - Flexible payment dates - A friendly 24-hour customer helpline - £1,200 credit limit* - No annual fee - Representative Example: 35.95% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 35.9%. Aqua Financial Solutions Limited, Unit 1 & 20B Hillgate Place, 18 – 20 Balham Hill, London, SW12 9ER
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 35.90%* N/A* N/A* Bad Credit OK*

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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