Cards for Bad Credit

[1] Cashplus Prepaid Gold Master Card
Terms |  More Info	- 100% acceptance guaranteed* - No credit check or bank account needed - Shop securely online, by phone or in store - Top-up for FREE at 14,500 locations, including any UK Post Office branch - Cheap and easy way to share money with family and friends, both here and abroad
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £4.95* £0.99 View No Accepts All* ATM withdrawal Non UK ATM withdrawal UK Additional or replacement card fee Cancellation fee £3.00 £0.99 £9.95 £10.00 Online account access Purchase transactions fee Top-ups by cash Top-ups by debit card (at Post Office) FREE £1.00 FREE FREE

[2] The Sun Pre Paid MasterCard®
More Info	- Get £5 with first card top-up - 17,500 PayPoint locations nationwide to top-up the card - No credit checks - No complicated questions - Easy online application - £6.49 card purchase fee includes paying-in book - Card valid for 3 years
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £6.49* N/A View No No Credit* ATM Balance enquiry Annual renewal BACS/Wages online Balance enquiry per SMS alert Bank transfer top-up Cancellation or redemption Free Free Free £0.08 Free £5.00 Card replacement fee Int'l Cash withdrawal fee Monthly management fee PIN change Paper statement Transactions alerts by email £4.99 £2.25 Free Free £5.00 Free

[3] Tuxedo MasterCard® Prepaid Card
More Info	- £5 with your first load (minimum £50) - Up to 15% Cashback when shopping online at over 500 retailers - Guaranteed approval Master card - Up to £3,000 load limit - MasterCard® benefits - Low fees structure
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £4.95* £0.50 View No Accepts All* Cancellation or redemption fee Card replacement fee Card to card money share Int'l ATM cash withdrawal fee Load alert by SMS £10.00 £4.95 £0.20 £2.25 £0.20 Load alerts by email Monthly fee Online card load (load value) PayPoint load fee (of load value) Post Office load fee FREE £4.95 3% 3% £0.99

[4] Virgin Money Monthly Prepaid Visa Card
Terms |  More Info	- No bank account needed, and no credit checks - It's a secure way to shop - online, by phone and in store - It makes budgeting easy - Great discounts at Virgin companies - A choice of 'Pay as you go' or 'Pay monthly' tariffs
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.95* N/A View No Bad Credit OK* Card transaction/cash withdrawal fee Int'l cash withdrawal fee Monthly management fee Order a replacement/extra card Overseas transaction fee Paper statement fee 2.95% 3.5% NONE £4.95 3.5% £3.50 Top up at a Post Office Top up by PayPoint Top up by credit card Top up by debit card at virginmoney Top up by direct transfer FREE 2.75% 2.5% FREE FREE

[5] Cardonebanking Prepaid MasterCard®
Terms |  More Info	- Guaranteed bank account with MasterCard Prepaid Card - Quick and easy to apply with: No credit checks - One-to-one Account Manager and secure Internet banking - No hidden bank charges and no overdraft fees - The Card is valid for 3 years
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £0.00* £0.00 View No Bad Credit OK* Account additional card Account monthly management fee Account opening fee (primary card only) Balance enquiry and alerts Balance enquiry via website Card re-issue fee (per card) Direct payment (NatWest Bank, BACS) Direct transfer via Post Office Foreign exchange fee (transaction value) £5.00 £12.50 £0.00 £0.15 Free £3.95 Free £1.00 2.75% Foreign exchange fee Non-UK ATM Insufficient funds text message Lost/stolen block Non-UK point of sale transactions PIN issue/re-issue Re-activation fee Redemption fee Account closure UK point of sale and ATM transactions £3.00 £1.00 Free Free Free £5.00 £10.00 Free

[6] Freedom Prepaid MasterCard®
Terms |  More Info	- 100% acceptance, no credit check - NO ID Required - Maximum load limit of £5,000 - Fully upgradable to provide a higher limit - Use at over 28 million locations worldwide - Same day despatch - Price: £5.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £5.99* £1.00 View No Bad Credit OK* ATM Fees Overseas ATM Fees UK Balance inquiry (online) Bank load Card to card transfer Instore Purchase Overseas Instore Purchase UK Instore/Online Purchase Overseas £2.50 1.5% FREE £1.00 FREE £0.50 £0.50 £1.00 Instore/Online Purchase UK Insurance Protection (for 3 months) Monthly Fee Online Purchase Overseas Online Purchase UK PayPoint Load Post Office Load £0.20 FREE None £0.50 £0.50 3% 2%

[7] FairFX Euro Currency Card
Terms |  More Info	- EURO Currency Prepaid Debit Card - Market-leading exchange rates - 0% management fees or hidden charges - 0% fees on transactions, low ATM fees - Fix the rate when loading so you know what everything costs when using the card - Load up to £2,500 at any one time - Chip and pin protected for your security - Accepted at millions of outlets
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View No Accepts All* ATM FairFX fees apply (EUR) Card price €1.50 £9.95 Refund Fee of Unauthorised transactions administration fee £10.00 £5.00

[8] Personalised Freedom Prepaid Cash Card
Terms |  More Info	- No credit check, no bank account required - Personalised and Embossed - Maximum card balance of £5,000 - Valid for 3 years Basic form of ID required Use at over 28 million locations worldwide - Allow up to 7 days delivery - Price: only £5.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £5.99* £1.00 View No Bad Credit OK* ATM Fees Overseas ATM Fees UK Balance inquiry (online) Bank load Card to card transfer Instore Purchase Overseas Instore Purchase UK Instore/Online Purchase Overseas £2.50 1.5% FREE £1.00 FREE £0.50 £0.50 £1.00 Instore/Online Purchase UK Insurance Protection (for 3 months) Monthly Fee Online Purchase Overseas Online Purchase UK PayPoint Load Post Office Load £0.20 FREE None £0.50 £0.50 3% 2%

[9] White Eagle Prepaid Card
More Info	- No credit check, no bank account required - Personalised & Embossed - Maximum Card balance of £5,000 - Valid for 2 years. - Basic form of ID required - Allow up to 7 days delivery - Price: Only £5.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £5.99* £0.95 View No Bad Credit OK* ATM withdrawal POS (UK) ATM withdrawal POS (overseas) Balance enquiry via SMS Block/Unblock via SMS Cancellation fee Card damaged replacement fee Card renewal fee Cash Withdrawal. FX handling fee Check balance online Check recent transactions online Customer service email enquiries Customer service enquiries (per minute) Instore Purchase Overseas £0.95 £2.50 £0.00 £0.00 £10.00 £9.95 £9.95 1.50% £0.00 £0.00 £0.00 £0.10 £0.50 Instore Purchase UK Lost/stolen card replacement Max ATM withdrawal Minimum amount of initial load Monthly management fee Online Purchase Overseas Online Purchase UK Paypoint load fee (Max £499) Payroll load Transaction Fees POS (UK) Transaction Fees POS (overseas) Transaction history via SMS Transfer via SMS £0.50 £9.95 £250.00 £10.00 None £0.50 £0.50 3.00% £1.00 £0.00 £0.00 £0.00 £0.00

[10] Kalixa Prepaid Mastercard
Terms |  More Info	- Free POS Transactions - High Load and Card Limits - Chip & PIN Secure - Ideal for business expenses - Named as the "bargain of the week" by Independent - Use it abroad - 2.75% fees apply - Withdraw cash from over 1.2 million ATM's worldwide - Loading fees - internet banking fee 99p available within 2-5days, credit/debit card fee 1.95% instantly clear
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £0.00* £1.75 View No Bad Credit OK* ATM Withdrawal Fee - Domestic ATM Withdrawal Fee - Intl. Annual Card Fee Card Replacement Fee Card and Registration Fee Consumer Service Fee (per min) Load Fee - Barclays Load Fee - ClickandBuy £1.75 £2.25 £9.95 FREE £4.95 £0.30 £0.99 5% Load Fee - ClickandBuy Load Fee - Internet Transfer Load Fee - Moneybookers Load Fee - Salary Transfer Load Fee - Visa/MC/Maestro Monthly Management Fee Purchase Transaction Fee 5% FREE 3.50% FREE 1.95% FREE FREE

[11] FairFX USD Currency Card
Terms |  More Info	- USD Currency Prepaid Debit Card - Market-leading exchange rates - 0% management fees or hidden charges - 0% fees on transactions, low ATM fees - Fix the rate when loading so you know what everything costs when using the card - Load up to $3,000 at any one time - Chip and pin protected for your security - Accepted at millions of outlets
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View No Bad Credit OK* ATM FairFX fees apply (USD) Card price $2.00 £9.95 Refund Fee of Unauthorised transactions administration fee £10.00 £5.00

[12] BaBeeCard Prepaid Card
More Info	- Great way to budget, plan & save - Over 100 High Street retailers on board - Card valid for 2 years - Card issue fee is £9.95 includes card purchase and activation - 100% Approval
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.95* £1.00 View No Bad Credit OK* ATM withdrawal in the UK ATM withdrawal outside the UK Balance enquiry by SMS Text Card to card transfers Cash-out fee Customer Services line £1.00 £2.00 20p 75p £10.00 35p Customer Services via email Load by Debit Card Lock/Unlock card by SMS Text Lost or stolen card replacement Over-the-counter cash advances Top-up via Bank Transfer FREE £1.00 20p £2.95 £5.00 FREE

[13] Blue Sky Prepaid MasterCard® (Higher Credit Limit)
Terms |  More Info	- Use for Ryanair booking and avoid those pesky hidden fees - ID required: Valid international passport or UK driver's License - £3,000 maximum load limit - Companion Cards available (for instant money share) - NO bank account required, NO credit checks required - Use at over 29 million locations and 1.5 million ATMs worldwide - Pay As You Go or Pay Monthly - Free Credit Booster - Free Payment Protection Insurance - ONLY £9.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.99* £0.66 View Yes Bad Credit OK* Additional Card Fee Balance Enquiry via SMS Blue Sky Card Purchase Card to Card Transfer on-line Card to Card Transfer via IVR Card to Card Transfer via SMS Customer service telephone enquiries Dormancy Fee (per month) £4.99 £0.15 £9.99 Free £1.50 £1.50 £1.00 £1.00 FX Handling Fee Investigation Fee Lost/Stolen Replacement Fee PIN Re-issue PayPoint Load Fee Post Office Load Fee SMS PIN retrieval Transaction history via SMS 2.5% £25.00 £5.99 £0.30 3.00% £1.99 £0.30 £0.15

[14] Tuxedo Maestro® Prepaid Card
More Info	- Buy now for just £4.95 - Free second card - Everyone welcome! - No bank account required - No credit checks - No hidden charges - Receive up to 15% cashback when shopping online - Pay As you Go and Monthly Payments options
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £4.95* £0.50 View No Accepts All* Cancellation or redemption fee Card replacement fee Card to card money share Int'l ATM cash withdrawal fee Load alert by SMS £10.00 £4.95 £0.20 £2.25 £0.20 Load alerts by email Monthly fee Online card load (load value) PayPoint load fee (of load value) Post Office load fee FREE £4.95 3% 3% £0.99

[15] Virgin Money PAYG Prepaid Visa Card
Terms |  More Info	- No bank account needed, and no credit checks - It's a secure way to shop - online, by phone and in store - It makes budgeting easy - Great discounts at Virgin companies - A choice of 'Pay as you go' or 'Pay monthly' tariffs
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.95* N/A View No Bad Credit OK* ATM withdrawal in £ Additional card fee (per card) Card Redemption fee Card Termination fee Card replacement fee Currency transaction fee Intl. ATM withdrawal fee Load at PayPoint Load at the Post Office 2.95% £4.95 £5.00 £5.00 £4.95 3.5% 3.5% 2.75% FREE Load by credit card Load by debit card Load by standing order/wage Load by transfer/bank transfer Monthly fee Paper copy statement fee Switching between Upgrade from a restricted card 2.5% FREE FREE FREE FREE £3.50 FREE £4.95

[16] Blue Sky Prepaid MasterCard® (Standard Credit Limit)
Terms |  More Info	- Use for Ryanair booking and avoid those pesky hidden fees - NO ID required, guaranteed acceptance - £1,650 maximum annual load limit - Fully upgradeable to the 'Higher Limit Card' (at no cost) - NO bank account required, NO credit checks required - Use at over 29 million locations and 1.5 million ATMs worldwide - Pay As You Go or Pay Monthly - Free Credit Booster and Payment Protection Insurance - Same day despatch - ONLY £9.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Bad Credit OK* Additional Card Fee Balance Enquiry via SMS Blue Sky Card Purchase Card to Card Transfer on-line Card to Card Transfer via IVR Card to Card Transfer via SMS Customer service telephone enquiries Dormancy Fee (per month) £4.99 £0.15 £9.99 Free £1.50 £1.50 £1.00 £1.00 FX Handling Fee Investigation Fee Lost/Stolen Replacement Fee PIN Re-issue PayPoint Load Fee Post Office Load Fee SMS PIN retrieval Transaction history via SMS 2.5% £25.00 £5.99 £0.30 3.00% £1.99 £0.30 £0.15

[17] Escape Prepaid MasterCard®
Terms |  More Info	- 20% cashback on your online purchases - Send money abroad instantly, for free - Manage your money online - NO Monthly payments - Accepted in over 30 million locations worldwide – wherever you see the MasterCard symbol - Card price - £9.99 - Card valid for 36 months
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* £0.99 View No Bad Credit OK* ATM's withdrawals UK and overseas Additional cards Annual fee Balance inquiry Phone (per min.) Balance inquiry SMS Block/unblock card SMS Block/unblock card phone (per min.) Cancellation or Redemption Card replacement Dormancy fee (per month) Intl. Purchase online Intl. purchase in store Investigation fee Load Alerts Load Alerts SMS Online balance info Online card to card transfer £2.00* £4.99 £4.99 £0.05 FREE £0.20 £0.05 £10.00 £9.99 £1.00 FREE FREE £20.00 FREE FREE FREE FREE PIN issue/reissue Paper statement Phones 4u Stores - Cash top up Phones 4u Stores - Credit card top up Phones 4u Stores - Debit card top up Purchase fee Purchase transaction in Store Purchase transactions online Revocation fee Standing order (failed deduction) Standing order fee Top up at Paypoint Top up at Post Office Top up online - Credit Card Top up online - Debit Card Top up via bank transfer Withdrawals from ATM's FREE £10.00 FREE 4% £0.99 £9.99 FREE FREE £20.00 £5.00 £3.00 3% £0.99 4% £0.99 FREE £0.99

[18] Escape Travel Money MasterCard®
Terms |  More Info	- High street beating exchange rates on foreign exchange - No fees for using abroad - Free to withdraw from international ATMs - Accepted in over 30 million locations worldwide - A safe alternative to carrying cash - Available as EURO, Sterling or US Dollar card - Card price - £9.99 - Card valid for 36 months
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View No Bad Credit OK* ATM withdrawals UK & Intl. (EURO card) ATM withdrawals UK & Intl. (GBP card) ATM withdrawals UK & Intl. (USD card) Additional cards Annual fee Balance inquiry Phone (per min.) Balance inquiry SMS Block/unblock card SMS Block/unblock card phone (per min.) Cancellation or Redemption Card replacement Change primary currency on card Dormancy fee (per month) Investigation fee Load Alerts Load Alerts SMS Online balance info Online card to card transfer 2 EUR £2.00 $3.00 £4.99 £4.99 £0.05 FREE £0.20 £0.05 £10.00 £9.99 £0.50 £1.00 £20.00 FREE FREE FREE £0.20 PIN issue/reissue Paper statement Phones 4u Stores - Cash top up Phones 4u Stores - Credit card top up Phones 4u Stores - Debit card top up Purchase fee Purchases UK & Overseas (EURO card) Purchases UK & Overseas (GBP card) Purchases UK & Overseas (USD card) Revocation fee Standing order (failed deduction) Standing order fee Top up at Paypoint Top up at Post Office Top up online - Credit Card Top up online - Debit Card Top up via bank transfer FREE £10.00 FREE 4% £0.99 £9.99 FREE FREE FREE £20.00 £5.00 £3.00 3% £0.99 4% £0.99 FREE

[19] Virgin Prepaid Travel Money Card
Terms |  More Info	- Available in Euros or US Dollars - Safer than carrying cash - More convenient than travellers cheques - No commission fees - No application fee - Accepted in most countries around the world - Free emergency card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View No Bad Credit OK* ATM withdrawal ATM withdrawal other currency Additional cardholder Card load by credit card Card load by debit card Card redemption fee €1.50/$2.00 fee+3.5% €5.00/$7.50 2.5% FREE €7.50/$10.00 Card replacement fee Lost/stolen card replacement Paper copy statement Restricted card upgrade Termination fee Transaction fee €5.00/$7.50 €5.00/$7.50 €4.00/$6.00 €7.50/$10.00 €7.50/$10.00 3.50%

[20] Virgin Money Prepaid Travel Card - Euro
Terms |  More Info	- Safer than carrying cash - More convenient than travellers cheques - No commission fees - No application fee - Accepted in most countries around the world - Free emergency card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View No Bad Credit OK* ATM withdrawal ATM withdrawal other currency Additional cardholder Card load by credit card Card load by debit card Card redemption fee €1.50 fee+3.5% €5.00 2.5% FREE €7.50 Card replacement fee Lost/stolen card replacement Paper copy statement Restricted card upgrade Termination fee Transaction fee €5.00 €5.00 €4.00 €7.50 €7.50 3.50%

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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