Cards for Bad Credit

[21] Freedom Prepaid MasterCard®
Terms |  More Info	- 100% acceptance, no credit check - NO ID Required - Maximum load limit of £5,000 - Fully upgradable to provide a higher limit - Use at over 28 million locations worldwide - Same day despatch - Price: £5.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £5.99* £1.00 View No Bad Credit OK* ATM Fees Overseas ATM Fees UK Balance inquiry (online) Bank load Card to card transfer Instore Purchase Overseas Instore Purchase UK Instore/Online Purchase Overseas £2.50 1.5% FREE £1.00 FREE £0.50 £0.50 £1.00 Instore/Online Purchase UK Insurance Protection (for 3 months) Monthly Fee Online Purchase Overseas Online Purchase UK PayPoint Load Post Office Load £0.20 FREE None £0.50 £0.50 3% 2%

[22] Kalixa Prepaid Mastercard
Terms |  More Info	- Free POS Transactions - High Load and Card Limits - Chip & PIN Secure - Ideal for business expenses - Named as the "bargain of the week" by Independent - Use it abroad - 2.75% fees apply - Withdraw cash from over 1.2 million ATM's worldwide - Loading fees - internet banking fee 99p available within 2-5days, credit/debit card fee 1.95% instantly clear
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £0.00* £1.75 View No Bad Credit OK* ATM Withdrawal Fee - Domestic ATM Withdrawal Fee - Intl. Annual Card Fee Card Replacement Fee Card and Registration Fee Consumer Service Fee (per min) Load Fee - Barclays Load Fee - ClickandBuy £1.75 £2.25 £9.95 FREE £4.95 £0.30 £0.99 5% Load Fee - ClickandBuy Load Fee - Internet Transfer Load Fee - Moneybookers Load Fee - Salary Transfer Load Fee - Visa/MC/Maestro Monthly Management Fee Purchase Transaction Fee 5% FREE 3.50% FREE 1.95% FREE FREE

[23] NatWest Student MasterCard
More Info	- Discounts on brands like HP, Lonely Planet and Firebox.com - Control your spending with a £500 maximum credit limit - Never miss a credit card payment, and avoid late fees with Direct Debit - No annual fee - Representative Example: 18.9% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 18.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* £0.00* 56 days* Poor*

[24] Personalised Freedom Prepaid Cash Card
Terms |  More Info	- No credit check, no bank account required - Personalised and Embossed - Maximum card balance of £5,000 - Valid for 3 years Basic form of ID required Use at over 28 million locations worldwide - Allow up to 7 days delivery - Price: only £5.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £5.99* £1.00 View No Bad Credit OK* ATM Fees Overseas ATM Fees UK Balance inquiry (online) Bank load Card to card transfer Instore Purchase Overseas Instore Purchase UK Instore/Online Purchase Overseas £2.50 1.5% FREE £1.00 FREE £0.50 £0.50 £1.00 Instore/Online Purchase UK Insurance Protection (for 3 months) Monthly Fee Online Purchase Overseas Online Purchase UK PayPoint Load Post Office Load £0.20 FREE None £0.50 £0.50 3% 2%

[25] RBS Student MasterCard®
More Info	- Discounts on top brands like Lonely Planet, Firebox and HP - With a maximum initial credit limit of £500 keep spending under control - Get up to £250 each day (depending on your credit limit) from cash machines worldwide - With a Direct Debit you'll never miss a payment, or be charged a late fee - No annual fee - Representative Example: 18.9% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 18.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* £0.00* 56 days* Poor*

[26] Secure Trust Bank Prepaid Credit Card
More Info	- No credit check - No charge for bounced direct debits - Flat fees - no hidden charges - Chip & Pin secure - 24/7 automated telephone and online banking service - Pay cash into your account at Payzone outlets - Member of the Financial Service Compensation Scheme
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £12.50* £0.50 View No Accepts All* Additional card Card interest Duplicate statement Foreign exchange fee Management fee £5.00 0.00% £2.50 2.75% £12.50 Non UK ATM Raising of a cheque Replacement card fee Set up fee UK ATM £2.25 £2.50 £5.00 £12.50 £0.50

[27] The Sun Pre Paid MasterCard®
More Info	- Get £5 with first card top-up - 17,500 PayPoint locations nationwide to top-up the card - No credit checks - No complicated questions - Easy online application - £6.49 card purchase fee includes paying-in book - Card valid for 3 years
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £6.49* N/A View No No Credit* ATM Balance enquiry Annual renewal BACS/Wages online Balance enquiry per SMS alert Bank transfer top-up Cancellation or redemption Free Free Free £0.08 Free £5.00 Card replacement fee Int'l Cash withdrawal fee Monthly management fee PIN change Paper statement Transactions alerts by email £4.99 £2.25 Free Free £5.00 Free

[28] Tuxedo Maestro® Prepaid Card
More Info	- Buy now for just £4.95 - Free second card - Everyone welcome! - No bank account required - No credit checks - No hidden charges - Receive up to 15% cashback when shopping online - Pay As you Go and Monthly Payments options
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £4.95* £0.50 View No Accepts All* Cancellation or redemption fee Card replacement fee Card to card money share Int'l ATM cash withdrawal fee Load alert by SMS £10.00 £4.95 £0.20 £2.25 £0.20 Load alerts by email Monthly fee Online card load (load value) PayPoint load fee (of load value) Post Office load fee FREE £4.95 3% 3% £0.99

[29] Tuxedo MasterCard® Prepaid Card
More Info	- £5 with your first load (minimum £50) - Up to 15% Cashback when shopping online at over 500 retailers - Guaranteed approval Master card - Up to £3,000 load limit - MasterCard® benefits - Low fees structure
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £4.95* £0.50 View No Accepts All* Cancellation or redemption fee Card replacement fee Card to card money share Int'l ATM cash withdrawal fee Load alert by SMS £10.00 £4.95 £0.20 £2.25 £0.20 Load alerts by email Monthly fee Online card load (load value) PayPoint load fee (of load value) Post Office load fee FREE £4.95 3% 3% £0.99

[30] Vanquis Visa Credit Card
Terms |  More Info	- Sensible credit limit starting from £250 to £1000 - Simple application process - Friendly UK call centre to give you the support you need - Representative Example: 39.94% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 39.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 39.90%* £0.00* 56 days* No Credit*

[31] Virgin Money Monthly Prepaid Visa Card
Terms |  More Info	- No bank account needed, and no credit checks - It's a secure way to shop - online, by phone and in store - It makes budgeting easy - Great discounts at Virgin companies - A choice of 'Pay as you go' or 'Pay monthly' tariffs
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.95* N/A View No Bad Credit OK* Card transaction/cash withdrawal fee Int'l cash withdrawal fee Monthly management fee Order a replacement/extra card Overseas transaction fee Paper statement fee 2.95% 3.5% NONE £4.95 3.5% £3.50 Top up at a Post Office Top up by PayPoint Top up by credit card Top up by debit card at virginmoney Top up by direct transfer FREE 2.75% 2.5% FREE FREE

[32] Virgin Money PAYG Prepaid Visa Card
Terms |  More Info	- No bank account needed, and no credit checks - It's a secure way to shop - online, by phone and in store - It makes budgeting easy - Great discounts at Virgin companies - A choice of 'Pay as you go' or 'Pay monthly' tariffs
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.95* N/A View No Bad Credit OK* ATM withdrawal in £ Additional card fee (per card) Card Redemption fee Card Termination fee Card replacement fee Currency transaction fee Intl. ATM withdrawal fee Load at PayPoint Load at the Post Office 2.95% £4.95 £5.00 £5.00 £4.95 3.5% 3.5% 2.75% FREE Load by credit card Load by debit card Load by standing order/wage Load by transfer/bank transfer Monthly fee Paper copy statement fee Switching between Upgrade from a restricted card 2.5% FREE FREE FREE FREE £3.50 FREE £4.95

[33] Virgin Money Prepaid Travel Card - Euro
Terms |  More Info	- Safer than carrying cash - More convenient than travellers cheques - No commission fees - No application fee - Accepted in most countries around the world - Free emergency card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View No Bad Credit OK* ATM withdrawal ATM withdrawal other currency Additional cardholder Card load by credit card Card load by debit card Card redemption fee €1.50 fee+3.5% €5.00 2.5% FREE €7.50 Card replacement fee Lost/stolen card replacement Paper copy statement Restricted card upgrade Termination fee Transaction fee €5.00 €5.00 €4.00 €7.50 €7.50 3.50%

[34] Virgin Money Prepaid Travel Card - USD
Terms |  More Info	- Safer than carrying cash - More convenient than travellers cheques - No commission fees - No application fee - Accepted in most countries around the world - Free emergency card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View No Bad Credit OK* ATM withdrawal ATM withdrawal other currency Additional cardholder Card load by credit card Card load by debit card Card redemption fee $2.00 fee+3.5% $7.50 2.5% FREE $10.00 Card replacement fee Lost/stolen card replacement Paper copy statement Restricted card upgrade Termination fee Transaction fee $7.50 $7.50 $6.00 $10.00 $10.00 3.50%

[35] Virgin Prepaid Travel Money Card
Terms |  More Info	- Available in Euros or US Dollars - Safer than carrying cash - More convenient than travellers cheques - No commission fees - No application fee - Accepted in most countries around the world - Free emergency card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View No Bad Credit OK* ATM withdrawal ATM withdrawal other currency Additional cardholder Card load by credit card Card load by debit card Card redemption fee €1.50/$2.00 fee+3.5% €5.00/$7.50 2.5% FREE €7.50/$10.00 Card replacement fee Lost/stolen card replacement Paper copy statement Restricted card upgrade Termination fee Transaction fee €5.00/$7.50 €5.00/$7.50 €4.00/$6.00 €7.50/$10.00 €7.50/$10.00 3.50%

[36] White Eagle Prepaid Card
More Info	- No credit check, no bank account required - Personalised & Embossed - Maximum Card balance of £5,000 - Valid for 2 years. - Basic form of ID required - Allow up to 7 days delivery - Price: Only £5.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £5.99* £0.95 View No Bad Credit OK* ATM withdrawal POS (UK) ATM withdrawal POS (overseas) Balance enquiry via SMS Block/Unblock via SMS Cancellation fee Card damaged replacement fee Card renewal fee Cash Withdrawal. FX handling fee Check balance online Check recent transactions online Customer service email enquiries Customer service enquiries (per minute) Instore Purchase Overseas £0.95 £2.50 £0.00 £0.00 £10.00 £9.95 £9.95 1.50% £0.00 £0.00 £0.00 £0.10 £0.50 Instore Purchase UK Lost/stolen card replacement Max ATM withdrawal Minimum amount of initial load Monthly management fee Online Purchase Overseas Online Purchase UK Paypoint load fee (Max £499) Payroll load Transaction Fees POS (UK) Transaction Fees POS (overseas) Transaction history via SMS Transfer via SMS £0.50 £9.95 £250.00 £10.00 None £0.50 £0.50 3.00% £1.00 £0.00 £0.00 £0.00 £0.00

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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