All Credit Cards

[21] Kalixa Prepaid Mastercard
Terms |  More Info	- Free POS Transactions - High Load and Card Limits - Chip & PIN Secure - Ideal for business expenses - Named as the "bargain of the week" by Independent - Use it abroad - 2.75% fees apply - Withdraw cash from over 1.2 million ATM's worldwide - Loading fees - internet banking fee 99p available within 2-5days, credit/debit card fee 1.95% instantly clear
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £0.00* £1.75 View No Bad Credit OK* ATM Withdrawal Fee - Domestic ATM Withdrawal Fee - Intl. Annual Card Fee Card Replacement Fee Card and Registration Fee Consumer Service Fee (per min) Load Fee - Barclays Load Fee - ClickandBuy £1.75 £2.25 £9.95 FREE £4.95 £0.30 £0.99 5% Load Fee - ClickandBuy Load Fee - Internet Transfer Load Fee - Moneybookers Load Fee - Salary Transfer Load Fee - Visa/MC/Maestro Monthly Management Fee Purchase Transaction Fee 5% FREE 3.50% FREE 1.95% FREE FREE

[22] Lloyds TSB Advance Credit Card
Terms |  More Info	- 0% on purchases for the first 6 months. - 4.9% pa for 12 months on balances transferred within the first 90 days (3% fee applies) - if you spend £100 or more in the first 3 months. - Representative Example: 11.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 11.9%
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 11.90%* N/A* 56 days* Good*

[23] American Express Preferred Rewards Gold Card
More Info	- Transfer points to 10 major frequent flyer programmes - Double points on travel spend - Double points on petrol and supermarket purchases for your first year - with no cap! - 20,000 bonus points - enough for 2 return flights to selected European cities with British Airways or an upgrade to Premium Economy with Virgin Atlantic - Gold Card Travel Service - No interest charges - just pay your balance in full every month - Get a response in just 60 seconds
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* N/A* £75.00* 45 days* Good*

[24] American Express Starwood Preferred Guest Credit Card
Terms |  More Info	- 10,000 bonus Starpoints - Earn 1 Starpoint for every full £1 spent - Receive a Free Weekend Night - Experience Gold Preferred Guest status - Share the benefits with friends and family - £75 annual fee - Get a response in just 60 seconds - Representative 34.5% APR variable. Based on £75 annual fee, assumed borrowing of £1200, rate of interest (variable) annual 19.9% / 1.53% per month.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 34.50%* £75.00* 56 days* Excellent*

[25] American Express Platinum Charge Card
More Info	- 40,000 bonus Membership Rewards points - Platinum Benefits - Charley Boorman travel vodcasts - Supplementary Cards - No pre-set spending limit - Get a response in just 60 seconds
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* N/A* £300.00* 45 days* Excellent*

[26] Escape Travel Money MasterCard®
Terms |  More Info	- High street beating exchange rates on foreign exchange - No fees for using abroad - Free to withdraw from international ATMs - Accepted in over 30 million locations worldwide - A safe alternative to carrying cash - Available as EURO, Sterling or US Dollar card - Card price - £9.99 - Card valid for 36 months
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View No Bad Credit OK* ATM withdrawals UK & Intl. (EURO card) ATM withdrawals UK & Intl. (GBP card) ATM withdrawals UK & Intl. (USD card) Additional cards Annual fee Balance inquiry Phone (per min.) Balance inquiry SMS Block/unblock card SMS Block/unblock card phone (per min.) Cancellation or Redemption Card replacement Change primary currency on card Dormancy fee (per month) Investigation fee Load Alerts Load Alerts SMS Online balance info Online card to card transfer 2 EUR £2.00 $3.00 £4.99 £4.99 £0.05 FREE £0.20 £0.05 £10.00 £9.99 £0.50 £1.00 £20.00 FREE FREE FREE £0.20 PIN issue/reissue Paper statement Phones 4u Stores - Cash top up Phones 4u Stores - Credit card top up Phones 4u Stores - Debit card top up Purchase fee Purchases UK & Overseas (EURO card) Purchases UK & Overseas (GBP card) Purchases UK & Overseas (USD card) Revocation fee Standing order (failed deduction) Standing order fee Top up at Paypoint Top up at Post Office Top up online - Credit Card Top up online - Debit Card Top up via bank transfer FREE £10.00 FREE 4% £0.99 £9.99 FREE FREE FREE £20.00 £5.00 £3.00 3% £0.99 4% £0.99 FREE

[27] Barclaycard Platinum Simplicity Credit Card
More Info	- Simply our lowest APR - 7.9% interest on all purchases and on all balance transfers (no handling fee applies) - Barclaycard Freedom - a reward programme like no other - Your new Barclaycard will automatically be set up with paperless statements making it easier to manage your account online* - Representative Example: 7.9% APR Representative (variable). Based on 0% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 7.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 7.90%* £0.00* Up to 56 days* Good*

[28] Secure Trust Bank Prepaid Credit Card
More Info	- No credit check - No charge for bounced direct debits - Flat fees - no hidden charges - Chip & Pin secure - 24/7 automated telephone and online banking service - Pay cash into your account at Payzone outlets - Member of the Financial Service Compensation Scheme
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £12.50* £0.50 View No Accepts All* Additional card Card interest Duplicate statement Foreign exchange fee Management fee £5.00 0.00% £2.50 2.75% £12.50 Non UK ATM Raising of a cheque Replacement card fee Set up fee UK ATM £2.25 £2.50 £5.00 £12.50 £0.50

[29] Blue Sky Prepaid MasterCard® (Standard Credit Limit)
Terms |  More Info	- Use for Ryanair booking and avoid those pesky hidden fees - NO ID required, guaranteed acceptance - £1,650 maximum annual load limit - Fully upgradeable to the 'Higher Limit Card' (at no cost) - NO bank account required, NO credit checks required - Use at over 29 million locations and 1.5 million ATMs worldwide - Pay As You Go or Pay Monthly - Free Credit Booster and Payment Protection Insurance - Same day despatch - ONLY £9.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Bad Credit OK* Additional Card Fee Balance Enquiry via SMS Blue Sky Card Purchase Card to Card Transfer on-line Card to Card Transfer via IVR Card to Card Transfer via SMS Customer service telephone enquiries Dormancy Fee (per month) £4.99 £0.15 £9.99 Free £1.50 £1.50 £1.00 £1.00 FX Handling Fee Investigation Fee Lost/Stolen Replacement Fee PIN Re-issue PayPoint Load Fee Post Office Load Fee SMS PIN retrieval Transaction history via SMS 2.5% £25.00 £5.99 £0.30 3.00% £1.99 £0.30 £0.15

[30] Lloyds TSB Platinum Credit Card
More Info	- 0% interest for 14 months on balances transferred within the first 90 days (3% fee applies). Minimum spend of £100 in the first three months applies - 0% interest on purchases for 3 months - No annual fee - Extra security including chip and PIN technology, and fraud loss guarantee - Representative Example: 17.9% APR Representative (variable). Based on 3.0% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.7%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 14 months* 17.90%* £0.00* 56 days* Good*

[31] Virgin Prepaid Travel Money Card
Terms |  More Info	- Available in Euros or US Dollars - Safer than carrying cash - More convenient than travellers cheques - No commission fees - No application fee - Accepted in most countries around the world - Free emergency card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View No Bad Credit OK* ATM withdrawal ATM withdrawal other currency Additional cardholder Card load by credit card Card load by debit card Card redemption fee €1.50/$2.00 fee+3.5% €5.00/$7.50 2.5% FREE €7.50/$10.00 Card replacement fee Lost/stolen card replacement Paper copy statement Restricted card upgrade Termination fee Transaction fee €5.00/$7.50 €5.00/$7.50 €4.00/$6.00 €7.50/$10.00 €7.50/$10.00 3.50%

[32] Travelex Cash Passport Prepaid Currency Card (USD)
More Info	- Home delivery or Airport pick-up - Load Up to 30,000 USD per 12 month - 1 free additional card - 24/7 global assistance & emergency replacement for lost or stolen cards - No risk of identity theft and fraud to your personal bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* £0.00 View No Accepts All* Cashout fee Load fee £6.00 Varies Monthly inactivity fee Reload fee £3.00 2.00%

[33] British Airways American Express Premium Plus Card
Terms |  More Info	- 18,000 bonus BA Miles when you spend £3000 in the first three months of Cardmembership - Spend £10,000 on the Card in any given year, and we'll give you another ticket for a companion when you redeem your BA Miles for a British Airways flight - 1.5 BA Miles for every £1 you spent - Double BA Miles on British Airways flights and BA Holidays - Free Additional Cards - An additional ticket for your companion - Up to £250,000 Travel Accident Benefit - Representative Example: 19.9% APR Representative (variable). Based on 150.00 annual fee, credit limit of 1200.00, annual interest rate (variable) 19.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.90%* £150.00* 25 days* Good*

[34] Cardonebanking Prepaid MasterCard®
Terms |  More Info	- Guaranteed bank account with MasterCard Prepaid Card - Quick and easy to apply with: No credit checks - One-to-one Account Manager and secure Internet banking - No hidden bank charges and no overdraft fees - The Card is valid for 3 years
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £0.00* £0.00 View No Bad Credit OK* Account additional card Account monthly management fee Account opening fee (primary card only) Balance enquiry and alerts Balance enquiry via website Card re-issue fee (per card) Direct payment (NatWest Bank, BACS) Direct transfer via Post Office Foreign exchange fee (transaction value) £5.00 £12.50 £0.00 £0.15 Free £3.95 Free £1.00 2.75% Foreign exchange fee Non-UK ATM Insufficient funds text message Lost/stolen block Non-UK point of sale transactions PIN issue/re-issue Re-activation fee Redemption fee Account closure UK point of sale and ATM transactions £3.00 £1.00 Free Free Free £5.00 £10.00 Free

[35] Blue Sky Prepaid MasterCard® (Higher Credit Limit)
Terms |  More Info	- Use for Ryanair booking and avoid those pesky hidden fees - ID required: Valid international passport or UK driver's License - £3,000 maximum load limit - Companion Cards available (for instant money share) - NO bank account required, NO credit checks required - Use at over 29 million locations and 1.5 million ATMs worldwide - Pay As You Go or Pay Monthly - Free Credit Booster - Free Payment Protection Insurance - ONLY £9.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.99* £0.66 View Yes Bad Credit OK* Additional Card Fee Balance Enquiry via SMS Blue Sky Card Purchase Card to Card Transfer on-line Card to Card Transfer via IVR Card to Card Transfer via SMS Customer service telephone enquiries Dormancy Fee (per month) £4.99 £0.15 £9.99 Free £1.50 £1.50 £1.00 £1.00 FX Handling Fee Investigation Fee Lost/Stolen Replacement Fee PIN Re-issue PayPoint Load Fee Post Office Load Fee SMS PIN retrieval Transaction history via SMS 2.5% £25.00 £5.99 £0.30 3.00% £1.99 £0.30 £0.15

[36] Barclaycard Gold Credit Card
More Info	- 0% interest on balance transfers for 12 months (2.5% handling fee applies) - Request a balance transfer quickly and easily as part of your application - With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under - Barclaycard Freedom - a reward programme like no other - Representative Example: 19.9% APR Representative (variable). Based on 2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 19.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on BT* 19.90%* £0.00* Up to 56 days* Limited*

[37] Travelex Cash Passport Prepaid Currency Card (Euro)
More Info	- Home delivery or Airport pick-up - Load Up to 25,500 EUR per 12 month - 1 free additional card - 24/7 global assistance & emergency replacement for lost or stolen cards - No risk of identity theft and fraud to your personal bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* £0.00 View No Accepts All* Cashout fee Load fee £6.00 Varies Monthly inactivity fee Reload fee £3.00 2.00%

[38] Cashplus Premier Business MasterCard®
More Info	- Cashback on all purchase transactions - 100% acceptance guaranteed* - No credit check or bank account needed - Shop securely online, by phone or in store - Full MasterCard benefits
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £4.95* £0.99 View No Bad Credit OK* ATM withdrawal Non UK ATM withdrawal UK Additional or replacement card fee Cancellation fee £3.00 £0.99 £9.95 £10.00 Online account access Purchase transactions fee Top-ups by cash Top-ups by debit card (at Post Office) FREE £1.00 FREE FREE

[39] Virgin Atlantic American Express® Black Card
Terms |  More Info	- 6,000 bonus miles after your first purchase - 4 Flying Club milesfor every £1 spent direct with Virgin Atlantic, Virgin Holidays and Regus business centres - Receive a Premium Economy reward upgrade on an Economy redemption booking when you spend £5,000 on your card in a year. You can earn 2 of these upgrades every year - Enjoy a complimentary companion reward flight when you spend £7,500 on your card in a year. So you can bring a friend with you, on us - Complimentary Regus businessworld gold membership, worth £199 p.a., with access to 1,100 business lounges and cafés worldwide - 10% off all Virgin Holidays packages - 18.9% p.a. variable APR on purchases - Representative 47.2% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 47.20%* £115.00* 46 days* Good*

[40] NatWest Platinum Credit Card
Terms |  More Info	- 0% on balance transfers for 20 months - 0% on purchases – for 6 months - 3.2% balance transfer fee - (minimum £5) - 1% off the APR for Advantage Gold customers – guaranteed on our standard credit card rate for at least 12 months. - Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.6%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 20 months on BT* 17.60%* £0.00* 56 days* Good*

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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