All Credit Cards

[41] Secure Trust Bank Prepaid Credit Card
More Info	- No credit check - No charge for bounced direct debits - Flat fees - no hidden charges - Chip & Pin secure - 24/7 automated telephone and online banking service - Pay cash into your account at Payzone outlets - Member of the Financial Service Compensation Scheme
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £12.50* £0.50 View No Accepts All* Additional card Card interest Duplicate statement Foreign exchange fee Management fee £5.00 0.00% £2.50 2.75% £12.50 Non UK ATM Raising of a cheque Replacement card fee Set up fee UK ATM £2.25 £2.50 £5.00 £12.50 £0.50

[42] Virgin Money PAYG Prepaid Visa Card
Terms |  More Info	- No bank account needed, and no credit checks - It's a secure way to shop - online, by phone and in store - It makes budgeting easy - Great discounts at Virgin companies - A choice of 'Pay as you go' or 'Pay monthly' tariffs
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.95* N/A View No Bad Credit OK* ATM withdrawal in £ Additional card fee (per card) Card Redemption fee Card Termination fee Card replacement fee Currency transaction fee Intl. ATM withdrawal fee Load at PayPoint Load at the Post Office 2.95% £4.95 £5.00 £5.00 £4.95 3.5% 3.5% 2.75% FREE Load by credit card Load by debit card Load by standing order/wage Load by transfer/bank transfer Monthly fee Paper copy statement fee Switching between Upgrade from a restricted card 2.5% FREE FREE FREE FREE £3.50 FREE £4.95

[43] Blue Sky Prepaid MasterCard® (Standard Credit Limit)
Terms |  More Info	- Use for Ryanair booking and avoid those pesky hidden fees - NO ID required, guaranteed acceptance - £1,650 maximum annual load limit - Fully upgradeable to the 'Higher Limit Card' (at no cost) - NO bank account required, NO credit checks required - Use at over 29 million locations and 1.5 million ATMs worldwide - Pay As You Go or Pay Monthly - Free Credit Booster and Payment Protection Insurance - Same day despatch - ONLY £9.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Bad Credit OK* Additional Card Fee Balance Enquiry via SMS Blue Sky Card Purchase Card to Card Transfer on-line Card to Card Transfer via IVR Card to Card Transfer via SMS Customer service telephone enquiries Dormancy Fee (per month) £4.99 £0.15 £9.99 Free £1.50 £1.50 £1.00 £1.00 FX Handling Fee Investigation Fee Lost/Stolen Replacement Fee PIN Re-issue PayPoint Load Fee Post Office Load Fee SMS PIN retrieval Transaction history via SMS 2.5% £25.00 £5.99 £0.30 3.00% £1.99 £0.30 £0.15

[44] NatWest Student MasterCard
More Info	- Discounts on brands like HP, Lonely Planet and Firebox.com - Control your spending with a £500 maximum credit limit - Never miss a credit card payment, and avoid late fees with Direct Debit - No annual fee - Representative Example: 18.9% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 18.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* £0.00* 56 days* Poor*

[45] RBS Student MasterCard®
More Info	- Discounts on top brands like Lonely Planet, Firebox and HP - With a maximum initial credit limit of £500 keep spending under control - Get up to £250 each day (depending on your credit limit) from cash machines worldwide - With a Direct Debit you'll never miss a payment, or be charged a late fee - No annual fee - Representative Example: 18.9% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 18.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* £0.00* 56 days* Poor*

[46] Escape Prepaid MasterCard®
Terms |  More Info	- 20% cashback on your online purchases - Send money abroad instantly, for free - Manage your money online - NO Monthly payments - Accepted in over 30 million locations worldwide – wherever you see the MasterCard symbol - Card price - £9.99 - Card valid for 36 months
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* £0.99 View No Bad Credit OK* ATM's withdrawals UK and overseas Additional cards Annual fee Balance inquiry Phone (per min.) Balance inquiry SMS Block/unblock card SMS Block/unblock card phone (per min.) Cancellation or Redemption Card replacement Dormancy fee (per month) Intl. Purchase online Intl. purchase in store Investigation fee Load Alerts Load Alerts SMS Online balance info Online card to card transfer £2.00* £4.99 £4.99 £0.05 FREE £0.20 £0.05 £10.00 £9.99 £1.00 FREE FREE £20.00 FREE FREE FREE FREE PIN issue/reissue Paper statement Phones 4u Stores - Cash top up Phones 4u Stores - Credit card top up Phones 4u Stores - Debit card top up Purchase fee Purchase transaction in Store Purchase transactions online Revocation fee Standing order (failed deduction) Standing order fee Top up at Paypoint Top up at Post Office Top up online - Credit Card Top up online - Debit Card Top up via bank transfer Withdrawals from ATM's FREE £10.00 FREE 4% £0.99 £9.99 FREE FREE £20.00 £5.00 £3.00 3% £0.99 4% £0.99 FREE £0.99

[47] Escape Travel Money MasterCard®
Terms |  More Info	- High street beating exchange rates on foreign exchange - No fees for using abroad - Free to withdraw from international ATMs - Accepted in over 30 million locations worldwide - A safe alternative to carrying cash - Available as EURO, Sterling or US Dollar card - Card price - £9.99 - Card valid for 36 months
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View No Bad Credit OK* ATM withdrawals UK & Intl. (EURO card) ATM withdrawals UK & Intl. (GBP card) ATM withdrawals UK & Intl. (USD card) Additional cards Annual fee Balance inquiry Phone (per min.) Balance inquiry SMS Block/unblock card SMS Block/unblock card phone (per min.) Cancellation or Redemption Card replacement Change primary currency on card Dormancy fee (per month) Investigation fee Load Alerts Load Alerts SMS Online balance info Online card to card transfer 2 EUR £2.00 $3.00 £4.99 £4.99 £0.05 FREE £0.20 £0.05 £10.00 £9.99 £0.50 £1.00 £20.00 FREE FREE FREE £0.20 PIN issue/reissue Paper statement Phones 4u Stores - Cash top up Phones 4u Stores - Credit card top up Phones 4u Stores - Debit card top up Purchase fee Purchases UK & Overseas (EURO card) Purchases UK & Overseas (GBP card) Purchases UK & Overseas (USD card) Revocation fee Standing order (failed deduction) Standing order fee Top up at Paypoint Top up at Post Office Top up online - Credit Card Top up online - Debit Card Top up via bank transfer FREE £10.00 FREE 4% £0.99 £9.99 FREE FREE FREE £20.00 £5.00 £3.00 3% £0.99 4% £0.99 FREE

[48] Virgin Prepaid Travel Money Card
Terms |  More Info	- Available in Euros or US Dollars - Safer than carrying cash - More convenient than travellers cheques - No commission fees - No application fee - Accepted in most countries around the world - Free emergency card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View No Bad Credit OK* ATM withdrawal ATM withdrawal other currency Additional cardholder Card load by credit card Card load by debit card Card redemption fee €1.50/$2.00 fee+3.5% €5.00/$7.50 2.5% FREE €7.50/$10.00 Card replacement fee Lost/stolen card replacement Paper copy statement Restricted card upgrade Termination fee Transaction fee €5.00/$7.50 €5.00/$7.50 €4.00/$6.00 €7.50/$10.00 €7.50/$10.00 3.50%

[49] MBNA Visa® Card with Cashback
More Info	- 1.25% cash back on your supermarket and fuel plus 0.5% cash back on all other purchases* - No cap on how much cash back you can earn - No annual fee - Representative Example: 18.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 18.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* £0.00* None* Excellent*

[50] Virgin Money Prepaid Travel Card - Euro
Terms |  More Info	- Safer than carrying cash - More convenient than travellers cheques - No commission fees - No application fee - Accepted in most countries around the world - Free emergency card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View No Bad Credit OK* ATM withdrawal ATM withdrawal other currency Additional cardholder Card load by credit card Card load by debit card Card redemption fee €1.50 fee+3.5% €5.00 2.5% FREE €7.50 Card replacement fee Lost/stolen card replacement Paper copy statement Restricted card upgrade Termination fee Transaction fee €5.00 €5.00 €4.00 €7.50 €7.50 3.50%

[51] Virgin Money Prepaid Travel Card - USD
Terms |  More Info	- Safer than carrying cash - More convenient than travellers cheques - No commission fees - No application fee - Accepted in most countries around the world - Free emergency card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View No Bad Credit OK* ATM withdrawal ATM withdrawal other currency Additional cardholder Card load by credit card Card load by debit card Card redemption fee $2.00 fee+3.5% $7.50 2.5% FREE $10.00 Card replacement fee Lost/stolen card replacement Paper copy statement Restricted card upgrade Termination fee Transaction fee $7.50 $7.50 $6.00 $10.00 $10.00 3.50%

[52] Citi Visa Debit Card for Travelers
More Info	- Fee-free purchases abroad in US Dollars or Euros - Comes with US Dollar and Euro Current Accounts - No foreign currency commission charges - No monthly account fees - Global access 24 hours a day, 365 days a year through CitiPhone Banking and Citibank online - Citibank exchange rates apply to transfers across currencies* - Secure online code card protection
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £1.00 £0.00* N/A View No Accepts All* See Terms and Conditions

[53] First Premier MasterCard®
More Info	- Pay Monthly prepaid card - Low £1.00 monthly fee - Free point of sale retail transactions - £1.00 fixed fee ATM withdrawals within the UK - MasterCard benefits - 100% approval - Card valid for 18 months
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £8.95* £1.00 View No Bad Credit OK* ATM Cash Withdrawal Fee Additional Card Fee Balance Enquiry (Online) Cancellation or Redemption Card to card moneyshare Cross-currency Fee: 2% Customer Services Disputed Transaction Fee Intl. ATM Withdrawal Fee Lost and Stolen Helpline £1.00 £4.50 FREE £5.00 £0.25 FREE £10.00 £1.00 FREE Lost/Stolen Card Replacement Fee PIN Replacement Primary Card Issue Fee Service fees (Monthly) Top-up fees (in store) Top-up fees (via PayPoint) Top-up fees (via debit card) Top-up fees (via post office) Top-up fees (vie credit card) Transaction Fees £3.99 FREE £8.95 £1.00 £0.75 3% 0% £0.70 3% FREE

[54] Cashplus Prepaid Gold MasterCard® Deluxe
More Info	- Guaranteed approval - No credit checks - Unique blend of bank account & MasterCard card benefits - Saves money on cheque cashing fees - 20 payments and standing orders a month for free - Free cash withdraw in the UK
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £4.95* £0.00 View No Bad Credit OK* ATM withdrawal UK Additional or replacement card fee Cancellation fee FREE £9.95 £10.00 Online account access Top-ups by cash Top-ups by debit card (at Post Office) FREE FREE FREE

[55] Cashplus Premier Business MasterCard®
More Info	- Cashback on all purchase transactions - 100% acceptance guaranteed* - No credit check or bank account needed - Shop securely online, by phone or in store - Full MasterCard benefits
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £4.95* £0.99 View No Bad Credit OK* ATM withdrawal Non UK ATM withdrawal UK Additional or replacement card fee Cancellation fee £3.00 £0.99 £9.95 £10.00 Online account access Purchase transactions fee Top-ups by cash Top-ups by debit card (at Post Office) FREE £1.00 FREE FREE

[56] Capital One Click Credit Card
More Info	- If you love shopping online, the Click Card is designed for you - Exclusive access to great brand discounts with eXtras plus Enhanced security - 9.9% p.a. variable on purchases, balance transfers and cash withdrawals - No annual fee - Representative Example: Assuming a credit limit of £1,200 and an interest rate on purchases of 9.94% p.a. variable, you will receive a 9.9% APR representative variable.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 9.90%* £0.00* 56 days* Good*

[57] SonyCard Credit Card from MBNA
More Info	- 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 6 months from the date your account is opened - 2,000 FREE Sony Card Rewards Points* when you make a card purchase within the first 90 days – that's enough to claim a CD or DVD - Earn Reward Points every time you spend using your Sony Card - TRIPLE Reward Points – when you buy products from Sony using your Sony Card. - As a Sony Card Customer we'll keep you up to date with what's new in the world of Sony's Entertainment world – and you'll also be able to enter Dream Draws giving you access to exclusive offers from Sony - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[58] HSBC Bank Credit Card
Terms |  More Info	- 0% for 23 months on balances transferred within 30 days of you opening your account. 3.3% balance transfer fee applies, minimum £5. - 0% on purchases for 3 months from account opening - No annual fee to pay - Free additional credit card for partners or family members over 18 - Representative example: based on an assumed credit of £1200, our 16.9% rate p.a for new purchases gives a representative rate of 16.9% APR variable.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 23 months* 16.90%* £0.00* 56 days* Good*

[59] National Trust Credit Card
More Info	- The National Trust will receive £15 when you use your card within 90 days of the account opening - They will also receive 30p for every £100 you spend on card purchases - And £2.00 for every year you continue to use the card - Save £5 when you use your National Trust Credit Card to spend £25 or more in National Trust Shops* - 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 3 months from the date your account is opened - Representative 16.9% APR (variable) - No Annual Fee
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[60] British Heart Foundation Credit Card
More Info	- British Heart Foundation will receive £7.50 when you use your card within 90 days of the account opening. They will also receive 35p for every £100 you spend on card purchases - 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 3 months from the date your account is opened - No Annual Fee - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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