All Credit Cards

[61] National Trust Credit Card
More Info	- The National Trust will receive £15 when you use your card within 90 days of the account opening - They will also receive 30p for every £100 you spend on card purchases - And £2.00 for every year you continue to use the card - Save £5 when you use your National Trust Credit Card to spend £25 or more in National Trust Shops* - 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 3 months from the date your account is opened - Representative 16.9% APR (variable) - No Annual Fee
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[62] Virgin Money Monthly Prepaid Visa Card
Terms |  More Info	- No bank account needed, and no credit checks - It's a secure way to shop - online, by phone and in store - It makes budgeting easy - Great discounts at Virgin companies - A choice of 'Pay as you go' or 'Pay monthly' tariffs
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.95* N/A View No Bad Credit OK* Card transaction/cash withdrawal fee Int'l cash withdrawal fee Monthly management fee Order a replacement/extra card Overseas transaction fee Paper statement fee 2.95% 3.5% NONE £4.95 3.5% £3.50 Top up at a Post Office Top up by PayPoint Top up by credit card Top up by debit card at virginmoney Top up by direct transfer FREE 2.75% 2.5% FREE FREE

[63] British Airways American Express Credit Card
Terms |  More Info	- Receive a response in 60 seconds - Apply now and earn 1,000 bonus BA Miles - 1 Bonus Mile for virtually every £1 you spent - Free additional cards - No annual fee - Spend £20,000 on your Card in a year, and receive a companion for the same flight and cabin - Travel accident benefits up to £75,000 - Representative 19.9% APR variable. Based on assumed borrowing of £1,200 and rate of interest(variable) annual 19.9%
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.90%* N/A* 25 days* Good*

[64] NatWest World MasterCard®
More Info	- 0% on purchases for 13 months from account opening. Thereafter the standard annual rate for purchases will be 17.9% p.a. (variable). - 0% on balance transfers for 13 months from account opening (2.9% fee, min £5) on any balances you transfer within three months of opening your account. Thereafter the standard annual rate for balance transfers will be 17.9% p.a. (variable). - 2,500 bonus NatWest YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon. - No annual fee - Representative Example: Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 17.90%* £0.00* 56 days* Good*

[65] RBS World MasterCard®
More Info	- 0% on purchases for 13 months from account opening. Thereafter the standard annual rate for purchases will be 17.9% p.a. (variable). - 0% on balance transfers for 13 months from account opening (2.9% fee, min £5) on any balances you transfer within three months of opening your account. Thereafter the standard annual rate for balance transfers will be 17.9% p.a. (variable). - 2,500 bonus RBS YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon. - No annual fee - Representative Example: Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 17.90%* £0.00* 51 days* Good*

[66] Cashplus Prepaid Gold Master Card
Terms |  More Info	- 100% acceptance guaranteed* - No credit check or bank account needed - Shop securely online, by phone or in store - Top-up for FREE at 14,500 locations, including any UK Post Office branch - Cheap and easy way to share money with family and friends, both here and abroad
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £4.95* £0.99 View No Accepts All* ATM withdrawal Non UK ATM withdrawal UK Additional or replacement card fee Cancellation fee £3.00 £0.99 £9.95 £10.00 Online account access Purchase transactions fee Top-ups by cash Top-ups by debit card (at Post Office) FREE £1.00 FREE FREE

[67] aqua Credit Card (aquacard)
More Info	- Designed for Bad Credit Applicants - No interest will be charged on purchases if every statement balance is paid in full by the payment date - Manageable monthly payments - Flexible payment dates - A friendly 24-hour customer helpline - £1,200 credit limit* - No annual fee - Representative Example: 35.95% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 35.9%. Aqua Financial Solutions Limited, Unit 1 & 20B Hillgate Place, 18 – 20 Balham Hill, London, SW12 9ER
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 35.90%* N/A* N/A* Bad Credit OK*

[68] Bank of Scotland Plus Card
More Info	- 0% for 13 months on balances transfers (3% fee applies) - 0% for 3 months on purchases - Master Card benefits package - 59 days grace period - Representative Example: Based on borrowing £1,200 repaid over 12 months the representative rate would be 16.9% APR (variable). The purchase rate is 16.94% pa (variable). Credit limits and interest rates will vary based on your individual circumstances.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* See T&C* 16.90%* £0.00* 59 days* Good*

[69] First Premier MasterCard®
More Info	- Pay Monthly prepaid card - Low £1.00 monthly fee - Free point of sale retail transactions - £1.00 fixed fee ATM withdrawals within the UK - MasterCard benefits - 100% approval - Card valid for 18 months
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £8.95* £1.00 View No Bad Credit OK* ATM Cash Withdrawal Fee Additional Card Fee Balance Enquiry (Online) Cancellation or Redemption Card to card moneyshare Cross-currency Fee: 2% Customer Services Disputed Transaction Fee Intl. ATM Withdrawal Fee Lost and Stolen Helpline £1.00 £4.50 FREE £5.00 £0.25 FREE £10.00 £1.00 FREE Lost/Stolen Card Replacement Fee PIN Replacement Primary Card Issue Fee Service fees (Monthly) Top-up fees (in store) Top-up fees (via PayPoint) Top-up fees (via debit card) Top-up fees (via post office) Top-up fees (vie credit card) Transaction Fees £3.99 FREE £8.95 £1.00 £0.75 3% 0% £0.70 3% FREE

[70] Virgin Atlantic American Express® White Card
Terms |  More Info	- 3,000 bonus Flying Club miles on your first card purchase - 1 Flying Club mile for every £1 you spend - 2 Flying Club miles for every £1 spent direct with Virgin Atlantic, Virgin Holidays and Regus business centres - Receive a Premium Economy reward upgrade on an Economy redemption booking when you spend £10,000 on your card in a year. You can earn 2 of these upgrades every year. - Enjoy a complimentary companion reward flight when you spend £15,000 on your card in a year. So you can bring a friend with you, on us - 10% off all Virgin Holidays packages - No annual fee - 0% on balance transfers for 6 months from the date your account is opened. 2% handling fee applies - Representative 17.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 17.90%* £0.00* 46 days* Good*

[71] Barclaycard Initial Credit Card
Terms |  More Info	- Strengthen your credit rating - 1% of the value of your purchase in Reward Money (0.5% at Shell) in participating retailers. - £1,200 credit limit - Representative Example: 29.9% APR Representative (variable). Based on2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 29.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 29.90%* £0.00* Up to 56 days* Limited*

[72] NatWest Platinum Credit Card
Terms |  More Info	- 0% on balance transfers for 20 months - 0% on purchases – for 6 months - 3.2% balance transfer fee - (minimum £5) - 1% off the APR for Advantage Gold customers – guaranteed on our standard credit card rate for at least 12 months. - Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.6%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 20 months on BT* 17.60%* £0.00* 56 days* Good*

[73] Virgin Atlantic American Express® Black Card
Terms |  More Info	- 6,000 bonus miles after your first purchase - 4 Flying Club milesfor every £1 spent direct with Virgin Atlantic, Virgin Holidays and Regus business centres - Receive a Premium Economy reward upgrade on an Economy redemption booking when you spend £5,000 on your card in a year. You can earn 2 of these upgrades every year - Enjoy a complimentary companion reward flight when you spend £7,500 on your card in a year. So you can bring a friend with you, on us - Complimentary Regus businessworld gold membership, worth £199 p.a., with access to 1,100 business lounges and cafés worldwide - 10% off all Virgin Holidays packages - 18.9% p.a. variable APR on purchases - Representative 47.2% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 47.20%* £115.00* 46 days* Good*

[74] Cashplus Premier Business MasterCard®
More Info	- Cashback on all purchase transactions - 100% acceptance guaranteed* - No credit check or bank account needed - Shop securely online, by phone or in store - Full MasterCard benefits
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £4.95* £0.99 View No Bad Credit OK* ATM withdrawal Non UK ATM withdrawal UK Additional or replacement card fee Cancellation fee £3.00 £0.99 £9.95 £10.00 Online account access Purchase transactions fee Top-ups by cash Top-ups by debit card (at Post Office) FREE £1.00 FREE FREE

[75] Travelex Cash Passport Prepaid Currency Card (Euro)
More Info	- Home delivery or Airport pick-up - Load Up to 25,500 EUR per 12 month - 1 free additional card - 24/7 global assistance & emergency replacement for lost or stolen cards - No risk of identity theft and fraud to your personal bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* £0.00 View No Accepts All* Cashout fee Load fee £6.00 Varies Monthly inactivity fee Reload fee £3.00 2.00%

[76] Barclaycard Gold Credit Card
More Info	- 0% interest on balance transfers for 12 months (2.5% handling fee applies) - Request a balance transfer quickly and easily as part of your application - With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under - Barclaycard Freedom - a reward programme like no other - Representative Example: 19.9% APR Representative (variable). Based on 2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 19.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on BT* 19.90%* £0.00* Up to 56 days* Limited*

[77] Cardonebanking Prepaid MasterCard®
Terms |  More Info	- Guaranteed bank account with MasterCard Prepaid Card - Quick and easy to apply with: No credit checks - One-to-one Account Manager and secure Internet banking - No hidden bank charges and no overdraft fees - The Card is valid for 3 years
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £0.00* £0.00 View No Bad Credit OK* Account additional card Account monthly management fee Account opening fee (primary card only) Balance enquiry and alerts Balance enquiry via website Card re-issue fee (per card) Direct payment (NatWest Bank, BACS) Direct transfer via Post Office Foreign exchange fee (transaction value) £5.00 £12.50 £0.00 £0.15 Free £3.95 Free £1.00 2.75% Foreign exchange fee Non-UK ATM Insufficient funds text message Lost/stolen block Non-UK point of sale transactions PIN issue/re-issue Re-activation fee Redemption fee Account closure UK point of sale and ATM transactions £3.00 £1.00 Free Free Free £5.00 £10.00 Free

[78] Blue Sky Prepaid MasterCard® (Higher Credit Limit)
Terms |  More Info	- Use for Ryanair booking and avoid those pesky hidden fees - ID required: Valid international passport or UK driver's License - £3,000 maximum load limit - Companion Cards available (for instant money share) - NO bank account required, NO credit checks required - Use at over 29 million locations and 1.5 million ATMs worldwide - Pay As You Go or Pay Monthly - Free Credit Booster - Free Payment Protection Insurance - ONLY £9.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.99* £0.66 View Yes Bad Credit OK* Additional Card Fee Balance Enquiry via SMS Blue Sky Card Purchase Card to Card Transfer on-line Card to Card Transfer via IVR Card to Card Transfer via SMS Customer service telephone enquiries Dormancy Fee (per month) £4.99 £0.15 £9.99 Free £1.50 £1.50 £1.00 £1.00 FX Handling Fee Investigation Fee Lost/Stolen Replacement Fee PIN Re-issue PayPoint Load Fee Post Office Load Fee SMS PIN retrieval Transaction history via SMS 2.5% £25.00 £5.99 £0.30 3.00% £1.99 £0.30 £0.15

[79] British Airways American Express Premium Plus Card
Terms |  More Info	- 18,000 bonus BA Miles when you spend £3000 in the first three months of Cardmembership - Spend £10,000 on the Card in any given year, and we'll give you another ticket for a companion when you redeem your BA Miles for a British Airways flight - 1.5 BA Miles for every £1 you spent - Double BA Miles on British Airways flights and BA Holidays - Free Additional Cards - An additional ticket for your companion - Up to £250,000 Travel Accident Benefit - Representative Example: 19.9% APR Representative (variable). Based on 150.00 annual fee, credit limit of 1200.00, annual interest rate (variable) 19.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.90%* £150.00* 25 days* Good*

[80] Travelex Cash Passport Prepaid Currency Card (USD)
More Info	- Home delivery or Airport pick-up - Load Up to 30,000 USD per 12 month - 1 free additional card - 24/7 global assistance & emergency replacement for lost or stolen cards - No risk of identity theft and fraud to your personal bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* £0.00 View No Accepts All* Cashout fee Load fee £6.00 Varies Monthly inactivity fee Reload fee £3.00 2.00%

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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