All Credit Cards

[1] Bank of Scotland All in One Card
More Info	- 0% for 9 months on balance transfers made in the first 90 days - 0% for 9 months on new purchases - A typical rate of 15.9% APR (variable) - A handling fee of 3% applies for each balance transfer - Master Card benefits package - 59 days grace period
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 9 months* 15.90%* N/A* 59 days* £12.00* Good*

[2] Vanquis Gold Credit Card
Terms |  More Info	- No annual fee - Ideal for customers who would like to rebuild their credit rating after some minor credit problems - Could help you get back on the credit ladder - Free additional cardholder
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 2 months* 19.90%* £0.00* 30 days* £0.00* Poor*

[3] Vanquis Abacus Visa Credit Card
Terms |  More Info	- No annual fee - Available to people who have had CCJs (now cleared) or credit problems in the past - Credit limit designed to suit your personal needs - Free additional cardholder
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 2 months* 39.90%* £0.00* 30 days* £0.00* No Credit*

[4] Virgin Credit Card
Terms |  More Info	- 0% for 16 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.98% handling fee applies) - 0% for 6 months on card purchases* (from the date your account is opened) - Discounts at loads of Virgin companies - Discounted vouchers for leading high street stores - Typical rate 16.6% APR (variable)
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* Up to 16 months* 16.60%* £0.00* 50 days* £12.00* Fair*

[5] The Sun Pre Paid MasterCard®
Terms |  More Info	- Get £5 with first card top-up - 17,500 PayPoint locations nationwide to top-up the card - No credit checks - No complicated questions - Easy online application - £6.49 card purchase fee includes paying-in book - Card valid for 3 years
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £6.49* N/A* N/A View No No Credit* ATM Balance enquiry Annual renewal BACS/Wages online Balance enquiry per SMS alert Bank transfer top-up Cancellation or redemption Free Free Free £0.08 Free £5.00 Card replacement fee Int'l Cash withdrawal fee Monthly management fee PIN change Paper statement Transactions alerts by email £4.99 £2.25 Free Free £5.00 Free

[6] Halifax All in One Credit Card
More Info	- 0% for the first 10 months on balance transfers made in the first 90 days (3% fee) - 0% for the first 10 months on everything you buy with your Halifax All In One Credit Card - No annual fee - 15.9% APR variable
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 10 months* 15.90%* N/A* 59 days* £12.00* Good*

[7] Vanquis Blue Visa Credit Card
Terms |  More Info	- No annual fee - Ideal for customers who would like to rebuild their credit rating after some minor credit problems - Could help you get back on the credit ladder - Free additional cardholder
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 2 months* 29.90%* £0.00* 30 days* £0.00* Poor*

[8] Cashplus Prepaid Gold Master Card
Terms |  More Info	- 100% acceptance guaranteed* - No credit check or bank account needed - Shop securely online, by phone or in store - Top-up for FREE at 14,500 locations, including any UK Post Office branch - Cheap and easy way to share money with family and friends, both here and abroad
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £9.95* N/A* £0.99 View No Accepts All* ATM withdrawal Non UK ATM withdrawal UK Additional or replacement card fee Cancellation fee Monthly subscription fee (per account) £3.00 £0.99 £9.95 £10.00 £4.95 Online account access Purchase transactions fee Top-ups by cash Top-ups by debit card (at Post Office) FREE £1.00 FREE FREE

[9] Tuxedo MasterCard® Prepaid Card
Terms |  More Info	- £5 with your first load (minimum £50) - Up to 15% Cashback when shopping online at over 500 retailers - Guaranteed approval Master card - Up to £3,000 load limit - MasterCard® benefits - Low fees structure
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.95* N/A* £0.50 View No Accepts All* Cancellation or redemption fee Card replacement fee Card to card money share Int'l ATM cash withdrawal fee Load alert by SMS £10.00 £4.99 £0.20 £2.25 £0.20 Load alerts by email Monthly fee Online card load (load value) PayPoint load fee (of load value) Post Office load fee FREE £4.99 3% 3% £0.99

[10] American Express Platinum CashBack Credit Card
Terms |  More Info	- 5% cashback for the first 3 months and 1.5% thereafter - Standard APR on purchases is 18.9% variable - Credit limit from £700 to £25000 - Platinum benefits - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 18.90%* £0.00* 56 days* £8.00* Good*

[11] Virgin Prepaid Master Card
More Info	- Works like standard credit card - Application fee is just £9.95 - Discounts at Virgin Vines, Virgin Holidays, Virgin Experience and more. - Stored value Guaranteed approval card
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.95* £0.00* N/A View No Bad Credit OK* Card transaction/cash withdrawal fee Int'l cash withdrawal fee Monthly management fee Order a replacement/extra card Overseas transaction fee Paper statement fee 2.95% 3.5% NONE £4.95 3.5% £3.50 Top up at a Post Office Top up by PayPoint Top up by credit card Top up by debit card at virginmoney Top up by direct transfer FREE 2.75% 2.5% FREE FREE

[12] British Airways American Express Credit Card
Terms |  More Info	- 1,000 Bonus British Airways Miles - 1 Bonus Mile for virtually every £1 you spent - Free additional cards - No annual fee - Spend £20,000 on your Card in a year, and receive a companion for the same flight and cabin - Travel accident benefits up to £75,000
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.90%* N/A* 25 days* £10.00* Good*

[13] Cardonebanking Prepaid MasterCard®
Terms |  More Info	- Guaranteed bank account with MasterCard Prepaid Card - Quick and easy to apply with: No credit checks - One-to-one Account Manager and secure Internet banking - No hidden bank charges and no overdraft fees - The Card is valid for 3 years
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £30.00* N/A* £0.00 View No Bad Credit OK* Account additional card Account monthly management fee Account opening fee (primary card only) Balance enquiry and alerts Balance enquiry via website Card re-issue fee (per card) Direct payment (NatWest Bank, BACS) Direct transfer via Post Office Foreign exchange fee (transaction value) £5.00 £12.50 £30.00 £0.15 Free £3.95 Free £1.00 2.75% Foreign exchange fee Non-UK ATM Insufficient funds text message Lost/stolen block Non-UK point of sale transactions PIN issue/re-issue Re-activation fee Redemption fee Account closure UK point of sale and ATM transactions £3.00 £1.00 Free Free Free £5.00 £10.00 Free

[14] British Airways American Express Premium Plus Card
Terms |  More Info	- 6,000 bonus British Airways Miles - 1.5 BA Miles for every £1 you spent - Double BA Miles on British Airways flights and BA Holidays - Free Additional Cards - An additional ticket for your companion - Up to £250,000 Travel Accident Benefit
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 46.00%* £120.00* 25 days* £10.00* Good*

[15] HSBC Bank Credit Card
Terms |  More Info	- 0% for 15 months on balances transferred within 30 days of you opening your account. 2.9% balance transfer fee applies (minimum £5) - 0% on purchases for 3 months from account opening - Typical 16.9% APR variable after introductory period - No annual fee to pay - Card security – five security measures to give you confidence when you spend
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 15 months* 16.90%* £0.00* 56 days* £0.00* Good*

[16] MBNA Business CashBack Card
More Info	- 0% p.a. on balance transfers for 9 months - 0% p.a. on card purchases for 3 months - A standard annual rate of 17.9% p.a. - A yearly membership fee of just £29 - 0.5% cashback on all card purchases - Double cashback on fuel purchases
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 9 months* 17.90%* £29.00* 56 days* £0.00* Good*

[17] MBNA Business Card with BMI miles
More Info	- 0% p.a. on balance transfers for 12 months - 0% p.a. on card purchases for 3 months - Standard annual rate of 17.9% p.a. (variable) - £69 annual fee - 20,000 free bmi destinations miles with your first card purchase - enough for a return bmi flight to Milan, Venice, Madrid, Amsterdam, Nice or many more European destinations.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 17.90%* £69.00* 57 days* £12.00* Good*

[18] MBNA Rewards American Express® Credit Card
More Info	- VIP travel services & exclusive Cardmember discounts (Habitat, MacDonald Hotels and Resorts and more) - Earn 1 point for every £1 you spend - 0% APR on balance transfers for 12 months - 0% APR on card purchases for 3 months - Access to MBNA TravelPlus rewards program
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[19] Sony Credit Card from MBNA
More Info	- Reward yourself with the fantastic offer from Sony Card - 0% on balance transfers for 12 months - 0% on card purchases for 3 months - Earn Pulsebeats every time you spend on your card - Receive 3,000 bonus Pulsebeats when you first use your card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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