All Credit Cards

[21] HSBC Bank Credit Card
Terms |  More Info	- 0% for 15 months on balances transferred within 30 days of you opening your account. 2.9% balance transfer fee applies, minimum £5. - 0% on purchases for 3 months from account opening. - Typical 16.9% APR variable. - No annual fee to pay. - Free additional credit card for partners or family members over 18. - 24-hour worldwide assistance and an emergency cash advance if your card is lost or stolen. - Up to 8% discount on Thomas Cook holidays booked through the HSBC Travel Club. - Up to 56 days' interest-free period available when you pay your whole credit card balance in full and on time
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 15 months* 16.90%* £0.00* 56 days* Good*

[22] Travelex Cash Passport Prepaid Currency Card (USD)
More Info	- Home delivery or Airport pick-up - Load Up to 30,000 USD per 12 month - 1 free additional card - 24/7 global assistance & emergency replacement for lost or stolen cards - No risk of identity theft and fraud to your personal bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* £0.00 View No Accepts All* Cashout fee Load fee £6.00 Varies Monthly inactivity fee Reload fee £3.00 2.00%

[23] Travelex Cash Passport Prepaid Currency Card (Euro)
More Info	- Home delivery or Airport pick-up - Load Up to 25,500 EUR per 12 month - 1 free additional card - 24/7 global assistance & emergency replacement for lost or stolen cards - No risk of identity theft and fraud to your personal bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* £0.00 View No Accepts All* Cashout fee Load fee £6.00 Varies Monthly inactivity fee Reload fee £3.00 2.00%

[24] Virgin Atlantic American Express® White Card
Terms |  More Info	- 3,000 Flying Club miles with first purchase - 1 mile for every 1£ spent - No annual fee - 0% APR on Balance Transfers for 6 months - American Express card benefits
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 17.90%* N/A* 46 days* Good*

[25] Virgin Atlantic American Express® Black Card
Terms |  More Info	- 6,000 bonus miles with your first card purchase - 2 miles for every £1 spent - £115 annual fee - 0% APR on Balance Transfer for 6 months - American Express Black card benefits
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 18.90%* £115.00* 46 days* Good*

[26] White Eagle Prepaid Card
Terms |  More Info	- No credit check, no bank account required - Personalised & Embossed - Maximum Card balance of £5,000 - Valid for 2 years. - Basic form of ID required - Allow up to 7 days delivery - Price: Only £4.95
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £4.95* £0.95 View No Bad Credit OK* ATM withdrawal POS (UK) ATM withdrawal POS (overseas) Balance enquiry via SMS Block/Unblock via SMS Cancellation fee Card damaged replacement fee Card renewal fee Cash Withdrawal. FX handling fee Check balance online Check recent transactions online Customer service email enquiries £0.95 £2.00 £0.00 £0.00 £10.00 £9.95 £9.95 1.50% £0.00 £0.00 £0.00 Customer service enquiries (per minute) Lost/stolen card replacement Max ATM withdrawal Minimum amount of initial load Monthly management fee Paypoint load fee (Max £499) Payroll load Transaction Fees POS (UK) Transaction Fees POS (overseas) Transaction history via SMS Transfer via SMS £0.10 £9.95 £250.00 £10.00 £3.95 3.00% £1.00 £0.00 £0.00 £0.00 £0.00

[27] Virgin Purchases Credit Card
Terms |  More Info	- 0% on card purchases for 12 months - 0% on balance transfers for 12 months (rate applies to transfers made in the first 60 days, handling fee of 2.98% applies) - Typical rate 18.9% APR (variable) - No annual fee - 50 days grace period - Issued by MBNA Europe Bank Limited
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 18.90%* £0.00* 50 days* Good*

[28] MBNA 5.9% APR Rate For Life Credit Card
More Info	- A promotional rate on balance transfers and money transfers - 5.9% for the life of the transferred balances* 2% handling fee for balances transferred in the first 60 days, 3% thereafter (4% for money transfers) - Ideal for rearranging your finances and consolidating loans* - Verified by Visa™ - With MBNA Secure - 16.9% APR typical rate (variable) - Paperless Statements - Free 24 hour worldwide Customer Satisfaction Helpline
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 5.9%* for Life of Balance* 16.90%* £0.00* 50 days* Good*

[29] DogsTrust Credit Card
More Info	- Dogs Trust will receive £4 when you use your card within 90 days of the account opening - They will also receive 25p for every £100 you spend on card purchases - And £2.00 for every year you continue to use the card - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - 16.9% APR typical rate (variable) - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on BT* 16.90%* £0.00* 50 days* Good*

[30] Rational Travel Money Prepaid Card
More Info	- FREE CARD - Easy online application - Takes minutes to complete - No paperwork - Euro & US Dollar cards available - 24-hr online account management - UK helpdesk - Guaranteed Exchange Rates
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* £1.50 View No Accepts All* ATM withdrawal fee Balance enquiry (By SMS or IVR) Block or Unblock (By SMS or IVR) Cancellation fee Card damaged replacement fee Card issue fee Card load Card renewal fee €1.50 €0.30 €0.30 €15.00 €7.50 £9.95 €0.00 €14.95 Check balance online Check recent transactions online Customer service (email) Customer service (per call) FX handling fee Lost/stolen card replacement POS transaction fee Transaction history (By SMS or IVR) €0.00 €0.00 €0.00 €1.50 2.75 % €7.50 €0.00 €0.30

[31] Personalised Freedom Prepaid Cash Card
Terms |  More Info	- No credit check, no bank account required - Personalised and Embossed - Maximum card balance of £3,000 - Valid for 3 years Basic form of ID required Use at over 28 million locations worldwide - Allow up to 7 days delivery - Price: only £9.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £9.95* £1.00 View No Bad Credit OK* ATM Fees Overseas ATM Fees UK Balance inquiry (online) Bank load Card to card transfer Instore/Online Purchase Overseas £2.25 1.5% FREE £1.00 FREE £1.00 Instore/Online Purchase UK Insurance Protection (for 3 months) Monthly Fee PayPoint Load Post Office Load £0.20 FREE £1.95 3% 2%

[32] Virgin Money Prepaid Master Card
More Info	- Works like standard credit card - Application fee is just £9.95 - Discounts at Virgin Vines, Virgin Holidays, Virgin Experience and more. - Stored value Guaranteed approval card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.95* N/A View No Bad Credit OK* Card transaction/cash withdrawal fee Int'l cash withdrawal fee Monthly management fee Order a replacement/extra card Overseas transaction fee Paper statement fee 2.95% 3.5% NONE £4.95 3.5% £3.50 Top up at a Post Office Top up by PayPoint Top up by credit card Top up by debit card at virginmoney Top up by direct transfer FREE 2.75% 2.5% FREE FREE

[33] BT Retail Credit Card
More Info	- Every time you spend on your BT Credit Card you'll earn money off your BT bill* - An outstanding introductory card purchase rate of just 0% on petrol station and supermarket spend for 10 months - An outstanding introductory balance transfer rate of 0% for 6 months (2% handling fee applies) - The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi. - 16.9% APR typical rate (variable) - Manage your account online - Free 24 hour worldwide Customer Service Helpline
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 16.90%* £0.00* 50 days* Good*

[34] Miles & More American Express® credit card from MBNA
More Info	- Receive a welcome bonus of 1,500 award miles - 2 award miles for every £1 you spend during the first 6 months - 1.5 award miles per £1 spent thereafter - Redeem your award miles for fabulous rewards including flights, upgrades, hotel stays and much more! - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - 16.9% APR typical rate (variable) - No mileage expiration
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[35] Aqua Credit Card (Aquacard)
More Info	- Designed for Bad Credit Applicants - No annual fee - Up to £2,200 credit limit of - No interest will be charged on purchases if every statement balance is paid in full by the payment date - Manageable monthly payments - Flexible payment dates - A friendly 24-hour customer helpline
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 35.95%* N/A* N/A* Bad Credit OK*

[36] Play.com Credit Card from MBNA
More Info	- 0% on card purchases for 9 months - 0% on balance transfers for 6 months (1.5% handling fee) - 16.9% APR typical rate (variable) - No annual fee - Collecting Play Points is easy: use your Play.com Credit Card for everyday purchases such as buying groceries, filling up with petrol or even paying for holidays and you'll be amazed how quickly your Points build up! - 2 Play Points for every £1 you spend at Play.com - 1 Play Point for every £1 you spend elsewhere - 1,500 bonus Play Points if you spend £150 on your card within 90 days of your account opening - you can redeem these Points for a £15 Voucher!
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 16.90%* N/A* 50 days* Good*

[37] American Express Platinum Charge Card
More Info	- 40,000 bonus Membership Rewards points - Platinum Benefits - Charley Boorman travel vodcasts - Supplementary Cards - No pre-set spending limit - Get a response in just 60 seconds
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 0* £300.00* 45 days* Excellent*

[38] Freedom Instant Cash Prepaid Card
Terms |  More Info	- 100% acceptance, no credit check - NO ID Required - Maximum load limit of £650 - Fully upgradable to provide a higher limit - Use at over 28 million locations worldwide - Same day despatch - Price: £9.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £9.95* £1.00 View No Bad Credit OK* ATM Fees Overseas ATM Fees UK Balance inquiry (online) Bank load Card to card transfer Instore/Online Purchase Overseas £2.25 1.5% FREE £1.00 FREE £1.00 Instore/Online Purchase UK Insurance Protection (for 3 months) Monthly Fee PayPoint Load Post Office Load £0.20 FREE £1.95 3% 2%

[39] American Express Preferred Rewards Gold Card
More Info	- Double Membership Rewards points on your travel spend - 1 point for virtually every £1 you spend elsewhere - No pre-set spending limit - Gold Card Travel Service - No interest charges - just pay your balance in full every month - Get a response in just 60 seconds
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 0* £75.00* 45 days* Good*

[40] MBNA Platinum Plus Dual Credit Card
More Info	- 0% on balance transfers for 10 months from account opening date (3% handling fee.) - 0% on all your card purchases for 10 months - 0% on money transfers for 10 months - 16.9% APR typical rate (variable) - No Annual Fee - Paperless Statements - Fraud Protection
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 16.90%* £0.00* 50 days* Good*

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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