Egg Visa Credit Card

The Egg Credit Card offers both comfortable features and a unique offer that not many other cards can match in the United Kingdom. 24/7 online support makes applying for and managing your account easy. THe low transfer rate makes it easy to consolidate your debt, lower your total monthly payments and in turn improve your credit score.

	Intro APR  Representative Variable APR Annual Fee  0%* 17.90%* £0.00* Unfortunately, we do not currently offer online application for this card. See similar cards
Basic Information
Issuer:	Egg
Card Network:	VISA®
Card Category:	Consumer (Regular)
Card Type:	- Instant Decision Card - Reward Card
Credit Needed:	Good*
Top Card Review
Egg Credit Cards offer familiar benefits and easy access to United Kingdom account holders. You can apply online, as well as monitor and maintain your accounts through their convenient interface. Fraud protection is also included. The best benefit, though, is for newly activated account holders. Get approved in almost no time at all using the online application and enjoy 0% APR on balance transfers. If you have a few outstanding balances, this option can help you to pay them down because a consolidation program like this reduces the amount of payments you have to make every month, and of course, removes your interest charges. The bottom line is that this saves you money. What you do with that savings is up to you!
Card rating:	(4.5 out of 5)
Most attractive features:	- Intro rate for BT - Intro rate for Purchases - Instant decision - Discounts, cash back and additional benefits - No annual fee
Least attractive features:	- Not all applicants may receive lowest APR after intro period - No bonus rewards
Top Rewards & Benefits
Reward Types:	- Cash Back Reward Cards - Merchandise Reward Cards - Other Rewards Cards - Universal Reward Cards
Reward Unit:	Cash
Rewards:	- Up to 10% cash back at selected retailers (including: 0800flowers, 7digital, truprint, lastminute.com, etc.) - Up to 25% discounts off with selected retailers (including: Virgin Wines, Holiday Autos, Holiday Extras, Joe Brown, etc.) - Egg Insurance savings - Access to the Egg Cash Back Store with cash back offers from over 1,500 well-known online retailers including supermarkets, fashion and entertainment retailers, hotels and travel agents.
Other Benefits:	- Complimentary purchase protection - Internet delivery guarantee insurances - Online Account Management - Internet Fraud Guarantee - Fraud Monitoring - Verified by Visa - Purchase In-Transit Insurance - Travel Accident Insurance - 24 hour online account management
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Purchases, Balance Transfer
Introductory Period:	up to 14 months*
APR on Purchases (%):	17.90% APR representative variable
APR Type:	variable
Annual Fee:	£0.00*
Grace Period:	45 days*
Minimum Credit Line:	£500*
Late Payment Fee:	£16.00*
Over Limit Fee:	£16.00*
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	3.00% of each balance transfer
Minimum BT Fee:	£5.00
Top Cash Advances
APR on Cash Advances (%):	23.90%
Cash Advance Fee (%):	3.00%
Minimum Fee:	£5.00
Top Other Fees
Additional Fees	- Non Sterling Transactions: 2.95% - Top up fee: Where the amount of interest charged to your Account on any statement is less than 50p, the top up fee will be the amount required to make the top up fee plus interest equal to 50p - Intro rate balance transfers: 3% handling fee - Paper copies of statements: £2.00 - Returned payment fee: £16.00
Top Comments
Representative example If you use your card to make a purchase of £1200.00 and then repay that purchase in 12 equal monthly repayments you would pay interest of £110.72 if you pay 17.9% based on the annual variable interest rate which currently applies to purchases and assuming that the interest rate remains the same during this period. 17.9% APR representative variable. What You Will Need Before Applying - Your bank details to set up a Direct Debit - Your employer's postcode and address - Your net and gross salary details - Your address history for the last 2 years including postcode(s) Your repayments will be applied to the highest rate balance first. Where introductory rates apply to balance transfers and purchases, your repayments will be applied to balance transfers first. ** The Egg Cash Back Store is powered by Quidco. Egg Cash Back Store cash back offers are obtained from a third party website and are subject to Quidco's terms and conditions. *** Purchase protection and internet delivery guarantee cover are arranged by International SOS Insurance Services. Full terms and conditions apply.
Top Action
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* The information provided for Egg Visa Credit Card is believed to be accurate at the time of evaluation (Mar 9, 2011). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.


Security Note: Online application features Secure SSL Technology.