Low Interest Cards

[1] MBNA Retail Rewards American Express® Credit Card
More Info	- A long term card purchase rate of 0% p.a for 12 months on every card purchase - A card purchase rate of 0% p.a for 6 months - Typical rate 16.9% APR variable - Access to a fantastic rewards programme - Earn 1 point for every £1 you spend
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[2] Sainsbury's Credit Card
More Info	- Every time you shop at Sainsbury's with your Credit Card we'll give you 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card. - 0% for the first 12 months on Sainsbury's shopping - 0% for the first 10 months on all other shopping - 0% for the first 10 months on balance transfers (+3% fee) - Collect 1 point per £5 when you use your Sainsbury's Credit Card elsewhere - Withdraw cash in over 24 million locations worldwide (fees apply) - Enjoy safe and secure payments with Chip and PIN
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 15.90%* £0.00* up to 55 days* Good*

[3] MBNA Platinum Plus Dual Credit Card
More Info	- 0% on balance transfers for 10 months from account opening date (3% handling fee.) - 0% on all your card purchases for 10 months - 0% on money transfers for 10 months - 16.9% APR typical rate (variable) - No Annual Fee - Paperless Statements - Fraud Protection
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 16.90%* £0.00* 50 days* Good*

[4] RSPCA Credit Card
More Info	- For more than 180 years the RSPCA has been working to relieve the suffering of animals. Take out an RSPCA card today and MBNA Europe Bank Limited, the card issuer, will make a payment of £20 to the RSPCA. After that, for every £100 spent on card purchases, we receive 25p and it won't cost you a penny extra. - As little as £3 can help to pay towards our animal rescues, £10 could help to pay for treatment of an abused animal and £25 could help to pay for a loving new home for an abandoned kitten. With the RSPCA Credit Card, it’s not only the animals we rescue that benefit. Read on to find out more about how you could also benefit. - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - 16.9% APR typical rate (variable) - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[5] BT Cash Credit Card
More Info	- Earn money off your BT bill* with the BT Credit Card - 0% on balance transfers for 13 months (3% handling fee) - 0% on card purchases for 3 months - 16.9% APR typical rate (variable) - Online Banking - Fraud Protection
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 16.90%* £0.00* 50 days* Good*

[6] BT Retail Credit Card
More Info	- Every time you spend on your BT Credit Card you'll earn money off your BT bill* - An outstanding introductory card purchase rate of just 0% on petrol station and supermarket spend for 10 months - An outstanding introductory balance transfer rate of 0% for 6 months (2% handling fee applies) - The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi. - 16.9% APR typical rate (variable) - Manage your account online - Free 24 hour worldwide Customer Service Helpline
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 16.90%* £0.00* 50 days* Good*

[7] Miles & More American Express® credit card from MBNA
More Info	- Receive a welcome bonus of 1,500 award miles - 2 award miles for every £1 you spend during the first 6 months - 1.5 award miles per £1 spent thereafter - Redeem your award miles for fabulous rewards including flights, upgrades, hotel stays and much more! - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - 16.9% APR typical rate (variable) - No mileage expiration
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[8] MBNA 5.9% APR Rate For Life Credit Card
More Info	- A promotional rate on balance transfers and money transfers - 5.9% for the life of the transferred balances* 2% handling fee for balances transferred in the first 60 days, 3% thereafter (4% for money transfers) - Ideal for rearranging your finances and consolidating loans* - Verified by Visa™ - With MBNA Secure - 16.9% APR typical rate (variable) - Paperless Statements - Free 24 hour worldwide Customer Satisfaction Helpline
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 5.9%* for Life of Balance* 16.90%* £0.00* 50 days* Good*

[9] American Express Express Rewards Card
More Info	- 18,000 bonus point incentive when you spend £500 a month in your first 3 months - 3 points for every £1 spent at major UK supermarkets - 2 points for every £1 at UK department stores - 1 point for every £1 elsewhere - 0% on purchases for the first 6 months - No annual fee - 17.9% APR
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 17.90%* £0.00* 56 days* Good*

[10] Tesco Credit Card
Terms |  More Info	- 0% interest for 13 months on ALL purchases from account opening - 0% interest for 9 months on balance transfers from account opening (2.9% fee) - A faster way to collect Clubcard points - 1 point awarded per £4 spent - Your way to collect Clubcard points - Apply online for an instant decision - A defaqto 5 star rating for excellent quality
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 16.90%* £0.00* 51 days* Good*

[11] Barclaycard Platinum Simplicity Credit Card
More Info	- Simply our lowest APR - A low rate on all your purchases - 6.8% interest on all balance transfers until paid in full (no handling fee applies) - A reward programme like no other, with Barclaycard Freedom automatically earn while you shop at participating retailers - With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under - 6.8% APR typical (variable)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 6.80%* £0.00* Up to 56 days* Good*

[12] Lloyds TSB Platinum Credit Card
More Info	- 0% interest on balance transfers for 12 months* (3% fee). Minimum spend of £100 in first three months applies to balance transfers - 0% interest on purchases for 3 months - 15.9% APR typical variable - No annual fee - Extra security including chip and PIN technology, and fraud loss guarantee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* Good*

[13] Sainsbury's Nectar Credit Card
Terms |  More Info	- 12.92% p.a. on purchases and balance transfers and no balance transfer fee - 0% apr on Balance Transfer for 10 months - No annual fee - Earn Nectar points when you use your Sainsbury's Nectar Credit Card elsewhere - 1 point for every £5 you spend - Optional repayment cover
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 12.92%* £0.00* See T&C** Good*

[14] Sainsbury's Mastercard for Nectar Card Holders
Terms |  More Info	- 0% for the first 12 months on purchases - 0% for the first 12 months on balance transfers (3% BT fee) - No annual fee - Full MasterCard benefits
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 15.94%* £0.00* See T&C** Good*

[15] Bank of Scotland All in One Card
More Info	- 0% for 10 months on balance transfers made in the first 90 days - 0% for 10 months on new purchases - A typical rate of 15.9% APR (variable) - A handling fee of 3% applies for each balance transfer - Master Card benefits package - 59 days grace period
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 15.90%* N/A* 59 days* Good*

[16] e-Platinum Plus Shopping Credit Card
Terms |  More Info	- Platinum Privileges - 0% APR Fixed forever - Guaranteed approval - No Credit check - £5,000 credit line - 60 Second application - No minimum income required
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View Yes Bad Credit OK* Application fee Enrollment fee Fee for Exceeding the Credit Limit Fee for Returned Cheques Fees for Paying Late £14.00 £85.95 N/A £15.00 £5.00 Inactivity Fee Minimum Finance Charge Monthly maintenance fee Retured ACH Debits and Credit Cards £9.95 N/A £4.95 £15.00

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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