MasterCard®

[1] Sainsbury's Mastercard for Nectar Card Holders
Terms |  More Info	- 0% for the first 12 months on purchases - 0% for the first 12 months on balance transfers (3% BT fee) - No annual fee - Full MasterCard benefits
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 15.94%* £0.00* See T&C** Good*

[2] Sainsbury's Nectar Credit Card
Terms |  More Info	- 12.92% p.a. on purchases and balance transfers and no balance transfer fee - 0% apr on Balance Transfer for 10 months - No annual fee - Earn Nectar points when you use your Sainsbury's Nectar Credit Card elsewhere - 1 point for every £5 you spend - Optional repayment cover
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 12.92%* £0.00* See T&C** Good*

[3] Cashplus Prepaid Gold Master Card
Terms |  More Info	- 100% acceptance guaranteed* - No credit check or bank account needed - Shop securely online, by phone or in store - Top-up for FREE at 14,500 locations, including any UK Post Office branch - Cheap and easy way to share money with family and friends, both here and abroad
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £4.95* £0.99 View No Accepts All* ATM withdrawal Non UK ATM withdrawal UK Additional or replacement card fee Cancellation fee £3.00 £0.99 £9.95 £10.00 Online account access Purchase transactions fee Top-ups by cash Top-ups by debit card (at Post Office) FREE £1.00 FREE FREE

[4] e-Platinum Plus with CardOneBanking MasterCard
More Info	- e-Platinum Plus Green Shopping Card and Cardonebanking Prepaid MasterCard Card Combo Offer: 2 cards - 1 application! - No credit checks - 0% APR Fixed Forever! - Guaranteed Approval - Credit line £5,000 (can be increased) - No hidden bank charges and no overdraft fees - Guaranteed bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £0.00* £0.00 View Yes Bad Credit OK* COB Account additional card COB Account monthly management fee COB Account opening fee (primary card) COB Balance enquiry and alerts COB Balance enquiry via website COB Direct payment (NatWest, BACS) COB Direct transfer via Post Office COB Foreign exchange fee (trans. value) COB Foreign exchange fee Non-UK ATM COB Insufficient funds text message COB Lost/stolen block COB Non-UK point of sale transactions COB PIN issue/re-issue £5.00 £12.50 £0.00 £0.15 Free Free £1.00 2.75% £3.00 £1.00 Free Free Free COB Re-activation fee COB Redemption fee Account closure COB UK point of sale & ATM transactions COB re-issue fee (per card) Credit Line Increase Fee for Exceeding the Credit Limit Fee for Paying Late Inactivity Fee Monthly Maintenance Fee One Time Membership Fee Returned ACH Debits and Credit Cards Returned Checks Fee Transaction Fee for Purchases £5.00 £10.00 Free £3.95 FREE None £5.00 £9.95 £99.95 £99.95 £15.00 £15.00 None

[5] Virgin Money Credit Card
Terms |  More Info	- 0% for 14 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.98% handling fee applies) - 0% for 3 months on card purchases* (from the date your account is opened) - Discounts at loads of Virgin companies - Discounted vouchers for leading high street stores - Typical rate 16.6% APR (variable)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* up to 14 months* 16.60%* £0.00* 50 days* Fair*

[6] Halifax All in One Credit Card
More Info	- 0% for the first 10 months on balance transfers made in the first 90 days (3% fee) - 0% for the first 10 months on everything you buy with your Halifax All In One Credit Card - No annual fee - 15.9% APR variable
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 15.90%* N/A* 59 days* Good*

[7] Kalixa Prepaid Mastercard
Terms |  More Info	- Free POS Transactions - High Load and Card Limits - Chip & PIN Secure - Ideal for business expenses - Named as the "bargain of the week" by Independent - Use it abroad - 2.75% fees apply - Withdraw cash from over 1.2 million ATM's worldwide - Loading fees - internet banking fee 99p available within 2-5days, credit/debit card fee 1.95% instantly clear
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £0.00* £1.75 View No Bad Credit OK* ATM Withdrawal Fee - Domestic ATM Withdrawal Fee - Intl. Annual Card Fee Card Replacement Fee Card and Registration Fee Consumer Service Fee (per min) Load Fee - Barclays Load Fee - ClickandBuy £1.75 £2.25 £9.95 FREE £4.95 £0.30 £0.99 5% Load Fee - ClickandBuy Load Fee - Internet Transfer Load Fee - Moneybookers Load Fee - Salary Transfer Load Fee - Visa/MC/Maestro Monthly Management Fee Purchase Transaction Fee 5% FREE 3.50% FREE 1.95% FREE FREE

[8] RBS Platinum Credit Card
Terms |  More Info	- 0% balance transfers for 15 months - 0% interest on purchases for 3 months from account opening - 2.9% Balance transfer fee – (minimum £5) - Typical 16.9% APR (variable) - 1% off the APR for Royalties Gold customers - Free additional cardholder
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 15 months on BT* 16.90%* £0.00* 56 days* Good*

[9] NatWest Platinum Credit Card
Terms |  More Info	- 0% on balance transfers for 15 months - 0% on purchases – for three months - 2.9% balance transfer fee - (minimum £5) - Typical 16.9% APR (variable) - 1% off the APR for Advantage Gold customers – guaranteed on our standard credit card rate for at least 12 months.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 15 months on BT* 16.90%* £0.00* 56 days* Good*

[10] RBS Classic Credit Card
Terms |  More Info	- 4.9% p.a. on purchases for nine months from opening your account - No annual fee - Typical 19.9% APR (variable) - 56 days interest free credit on purchases - Free additional card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 4.9%* 9 months* 19.90%* £0.00* 56 days* Good*

[11] NatWest Classic Credit Card
Terms |  More Info	- 4.9% p.a. on purchases for nine months from opening your account - No annual fee - Typical 19.9% APR (variable) - Withdraw cash – up to £300 or the foreign currency equivalent, from cash machines the world over - NatWest Wine Club savings
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 4.9%* 9 months* 19.90%* £0.00* 56 days* Good*

[12] Bank of Scotland All in One Card
More Info	- 0% for 10 months on balance transfers made in the first 90 days - 0% for 10 months on new purchases - A typical rate of 15.9% APR (variable) - A handling fee of 3% applies for each balance transfer - Master Card benefits package - 59 days grace period
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 15.90%* N/A* 59 days* Good*

[13] National Trust Credit Card
More Info	- The National Trust will receive £15 when you use your card within 90 days of the account opening - They will also receive 30p for every £100 you spend on card purchases - And £2.00 for every year you continue to use the card - Save £5 when you use your National Trust Credit Card to spend £25 or more in National Trust Shops* - 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 3 months from the date your account is opened - 16.9% APR typical rate (variable) - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[14] Sainsbury's Credit Card
More Info	- Every time you shop at Sainsbury's with your Credit Card we'll give you 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card. - 0% for the first 12 months on Sainsbury's shopping - 0% for the first 10 months on all other shopping - 0% for the first 10 months on balance transfers (+3% fee) - Collect 1 point per £5 when you use your Sainsbury's Credit Card elsewhere - Withdraw cash in over 24 million locations worldwide (fees apply) - Enjoy safe and secure payments with Chip and PIN
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 15.90%* £0.00* up to 55 days* Good*

[15] HSBC Bank Credit Card
Terms |  More Info	- 0% for 15 months on balances transferred within 30 days of you opening your account. 2.9% balance transfer fee applies, minimum £5. - 0% on purchases for 3 months from account opening. - Typical 16.9% APR variable. - No annual fee to pay. - Free additional credit card for partners or family members over 18. - 24-hour worldwide assistance and an emergency cash advance if your card is lost or stolen. - Up to 8% discount on Thomas Cook holidays booked through the HSBC Travel Club. - Up to 56 days' interest-free period available when you pay your whole credit card balance in full and on time
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 15 months* 16.90%* £0.00* 56 days* Good*

[16] Travelex Cash Passport Prepaid Currency Card (USD)
More Info	- Home delivery or Airport pick-up - Load Up to 30,000 USD per 12 month - 1 free additional card - 24/7 global assistance & emergency replacement for lost or stolen cards - No risk of identity theft and fraud to your personal bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* £0.00 View No Accepts All* Cashout fee Load fee £6.00 Varies Monthly inactivity fee Reload fee £3.00 2.00%

[17] Travelex Cash Passport Prepaid Currency Card (Euro)
More Info	- Home delivery or Airport pick-up - Load Up to 25,500 EUR per 12 month - 1 free additional card - 24/7 global assistance & emergency replacement for lost or stolen cards - No risk of identity theft and fraud to your personal bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* £0.00 View No Accepts All* Cashout fee Load fee £6.00 Varies Monthly inactivity fee Reload fee £3.00 2.00%

[18] Virgin Purchases Credit Card
Terms |  More Info	- 0% on card purchases for 12 months - 0% on balance transfers for 12 months (rate applies to transfers made in the first 60 days, handling fee of 2.98% applies) - Typical rate 18.9% APR (variable) - No annual fee - 50 days grace period - Issued by MBNA Europe Bank Limited
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 18.90%* £0.00* 50 days* Good*

[19] DogsTrust Credit Card
More Info	- Dogs Trust will receive £4 when you use your card within 90 days of the account opening - They will also receive 25p for every £100 you spend on card purchases - And £2.00 for every year you continue to use the card - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - 16.9% APR typical rate (variable) - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on BT* 16.90%* £0.00* 50 days* Good*

[20] Rational Travel Money Prepaid Card
More Info	- FREE CARD - Easy online application - Takes minutes to complete - No paperwork - Euro & US Dollar cards available - 24-hr online account management - UK helpdesk - Guaranteed Exchange Rates
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* £1.50 View No Accepts All* ATM withdrawal fee Balance enquiry (By SMS or IVR) Block or Unblock (By SMS or IVR) Cancellation fee Card damaged replacement fee Card issue fee Card load Card renewal fee €1.50 €0.30 €0.30 €15.00 €7.50 £9.95 €0.00 €14.95 Check balance online Check recent transactions online Customer service (email) Customer service (per call) FX handling fee Lost/stolen card replacement POS transaction fee Transaction history (By SMS or IVR) €0.00 €0.00 €0.00 €1.50 2.75 % €7.50 €0.00 €0.30

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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