MasterCard®

[1] HSBC Bank Credit Card
Terms |  More Info	- 0% for 23 months on balances transferred within 30 days of you opening your account. 3.3% balance transfer fee applies, minimum £5. - 0% on purchases for 3 months from account opening - No annual fee to pay - Free additional credit card for partners or family members over 18 - Representative example: based on an assumed credit of £1200, our 16.9% rate p.a for new purchases gives a representative rate of 16.9% APR variable.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 23 months* 16.90%* £0.00* 56 days* Good*

[2] Halifax All in One Credit Card
More Info	- 0% for the first 15 months on balance transfers (3% balance transfer fee applies) - 0% for the first 15 months on new purchases - No annual fee - If you are accepted at the highest rate of 23.9% APR variable you may not be offered an introductory period on balance transfers and purchases. Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 17.9% APR (variable). The purchase rate is 17.94% pa (variable). Halifax, The Mound, Edinburgh EH1 1YZ.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 15 months* 17.90%* N/A* 59 days* Good*

[3] Capital One World Master Card
More Info	- Unlimited Cashback - Earn 1% on EVERYTHING you buy - £10 bonus credit every January - Annual Fee applies - Representative Example: 19.9% APR Representative (variable). Based on £18.00 annual fee, credit limit of £1200.00, annual interest rate (variable) 14.47%. Capital One (Europe) Plc., Trent House, Station Street, Nottingham, NG2 3HX
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.90%* £30.00* 45 days* Good*

[4] Capital One Click Credit Card
More Info	- If you love shopping online, the Click Card is designed for you - Exclusive access to great brand discounts with eXtras plus Enhanced security - 9.9% p.a. variable on purchases, balance transfers and cash withdrawals - No annual fee - Representative Example: Assuming a credit limit of £1,200 and an interest rate on purchases of 9.94% p.a. variable, you will receive a 9.9% APR representative variable.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 9.90%* £0.00* 56 days* Good*

[5] e-Platinum Plus with CardOneBanking MasterCard
More Info	- e-Platinum Plus Green Shopping Card and Cardonebanking Prepaid MasterCard Card Combo Offer: 2 cards - 1 application! - No credit checks - 0% APR Fixed Forever! - Guaranteed Approval - Credit line £5,000 (can be increased) - No hidden bank charges and no overdraft fees - Guaranteed bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £0.00* £0.00 View Yes Bad Credit OK* COB Account additional card COB Account monthly management fee COB Account opening fee (primary card) COB Balance enquiry and alerts COB Balance enquiry via website COB Direct payment (NatWest, BACS) COB Direct transfer via Post Office COB Foreign exchange fee (trans. value) COB Foreign exchange fee Non-UK ATM COB Insufficient funds text message COB Lost/stolen block COB Non-UK point of sale transactions COB PIN issue/re-issue £5.00 £12.50 £0.00 £0.15 Free Free £1.00 2.75% £3.00 £1.00 Free Free Free COB Re-activation fee COB Redemption fee Account closure COB UK point of sale & ATM transactions COB re-issue fee (per card) Credit Line Increase Fee for Exceeding the Credit Limit Fee for Paying Late Inactivity Fee Monthly Maintenance Fee One Time Membership Fee Returned ACH Debits and Credit Cards Returned Checks Fee Transaction Fee for Purchases £5.00 £10.00 Free £3.95 FREE None £5.00 £9.95 £99.95 £99.95 £15.00 £15.00 None

[6] Virgin Credit Card
Terms |  More Info	- 0% for 20 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.99% handling fee applies) - 0% for 3 months on card purchases* (from the date your account is opened) - Discounts at loads of Virgin companies - Discounted vouchers for leading high street stores - Representative Example: 16.8% APR Representative (variable). Based on 2.99% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.8%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* up to 20 months* 16.80%* £0.00* 50 days* Fair*

[7] Sainsbury's Mastercard for Nectar Card Holders
Terms |  More Info	- 0% for the first 12 months on purchases - 0% for the first 12 months on balance transfers (3% BT fee) - No annual fee - Full MasterCard benefits - Representative Example: 16.94% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.94%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.94%* £0.00* See T&C** Good*

[8] Tesco Clubcard Credit Card
Terms |  More Info	- 0% interest for 15 months on ALL purchases from account opening - 0% interest for 9 months on balance transfers from account opening (2.9% fee) - A faster way to collect Clubcard points - 1 point awarded per £4 spent - Your way to collect Clubcard points - Apply online for an instant decision - A defaqto 5 star rating for excellent quality - Representative Example: 16.9% APR Representative (variable). Based on 2.9% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 15 months* 16.90%* £0.00* 51 days* Good*

[9] Cashplus Prepaid Gold MasterCard® Deluxe
More Info	- Guaranteed approval - No credit checks - Unique blend of bank account & MasterCard card benefits - Saves money on cheque cashing fees - 20 payments and standing orders a month for free - Free cash withdraw in the UK
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £4.95* £0.00 View No Bad Credit OK* ATM withdrawal UK Additional or replacement card fee Cancellation fee FREE £9.95 £10.00 Online account access Top-ups by cash Top-ups by debit card (at Post Office) FREE FREE FREE

[10] Escape Prepaid MasterCard®
Terms |  More Info	- 20% cashback on your online purchases - Send money abroad instantly, for free - Manage your money online - NO Monthly payments - Accepted in over 30 million locations worldwide – wherever you see the MasterCard symbol - Card price - £9.99 - Card valid for 36 months
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* £0.99 View No Bad Credit OK* ATM's withdrawals UK and overseas Additional cards Annual fee Balance inquiry Phone (per min.) Balance inquiry SMS Block/unblock card SMS Block/unblock card phone (per min.) Cancellation or Redemption Card replacement Dormancy fee (per month) Intl. Purchase online Intl. purchase in store Investigation fee Load Alerts Load Alerts SMS Online balance info Online card to card transfer £2.00* £4.99 £4.99 £0.05 FREE £0.20 £0.05 £10.00 £9.99 £1.00 FREE FREE £20.00 FREE FREE FREE FREE PIN issue/reissue Paper statement Phones 4u Stores - Cash top up Phones 4u Stores - Credit card top up Phones 4u Stores - Debit card top up Purchase fee Purchase transaction in Store Purchase transactions online Revocation fee Standing order (failed deduction) Standing order fee Top up at Paypoint Top up at Post Office Top up online - Credit Card Top up online - Debit Card Top up via bank transfer Withdrawals from ATM's FREE £10.00 FREE 4% £0.99 £9.99 FREE FREE £20.00 £5.00 £3.00 3% £0.99 4% £0.99 FREE £0.99

[11] Halifax Balance Transfer Credit Card
More Info	- 0% for the first 22 months on balance transfers up to £3,000* (3.5% fee applies) - 0% for the first 3 months on purchases - No annual fee - Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate is 17.9% APR (variable). The purchase rate is 17.95% pa (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* See T&C* 17.90%* £0.00* 56 days* Good*

[12] Bank of Scotland All in One Card
More Info	- 0% for the first 12 months on balance transfers (3% balance transfer fee applies) - 0% for the first 12 months on new purchases - A handling fee of 3% applies for each balance transfer - Master Card benefits package - 59 days grace period - Representative Example: 17.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 15.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 17.90%* £0.00* 59 days* Good*

[13] Freedom Prepaid MasterCard®
Terms |  More Info	- 100% acceptance, no credit check - NO ID Required - Maximum load limit of £5,000 - Fully upgradable to provide a higher limit - Use at over 28 million locations worldwide - Same day despatch - Price: £5.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £5.99* £1.00 View No Bad Credit OK* ATM Fees Overseas ATM Fees UK Balance inquiry (online) Bank load Card to card transfer Instore Purchase Overseas Instore Purchase UK Instore/Online Purchase Overseas £2.50 1.5% FREE £1.00 FREE £0.50 £0.50 £1.00 Instore/Online Purchase UK Insurance Protection (for 3 months) Monthly Fee Online Purchase Overseas Online Purchase UK PayPoint Load Post Office Load £0.20 FREE None £0.50 £0.50 3% 2%

[14] Kalixa Prepaid Mastercard
Terms |  More Info	- Free POS Transactions - High Load and Card Limits - Chip & PIN Secure - Ideal for business expenses - Named as the "bargain of the week" by Independent - Use it abroad - 2.75% fees apply - Withdraw cash from over 1.2 million ATM's worldwide - Loading fees - internet banking fee 99p available within 2-5days, credit/debit card fee 1.95% instantly clear
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £0.00* £1.75 View No Bad Credit OK* ATM Withdrawal Fee - Domestic ATM Withdrawal Fee - Intl. Annual Card Fee Card Replacement Fee Card and Registration Fee Consumer Service Fee (per min) Load Fee - Barclays Load Fee - ClickandBuy £1.75 £2.25 £9.95 FREE £4.95 £0.30 £0.99 5% Load Fee - ClickandBuy Load Fee - Internet Transfer Load Fee - Moneybookers Load Fee - Salary Transfer Load Fee - Visa/MC/Maestro Monthly Management Fee Purchase Transaction Fee 5% FREE 3.50% FREE 1.95% FREE FREE

[15] Lloyds TSB Advance Credit Card
Terms |  More Info	- 0% on purchases for the first 6 months. - 4.9% pa for 12 months on balances transferred within the first 90 days (3% fee applies) - if you spend £100 or more in the first 3 months. - Representative Example: 11.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 11.9%
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 11.90%* N/A* 56 days* Good*

[16] Escape Travel Money MasterCard®
Terms |  More Info	- High street beating exchange rates on foreign exchange - No fees for using abroad - Free to withdraw from international ATMs - Accepted in over 30 million locations worldwide - A safe alternative to carrying cash - Available as EURO, Sterling or US Dollar card - Card price - £9.99 - Card valid for 36 months
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View No Bad Credit OK* ATM withdrawals UK & Intl. (EURO card) ATM withdrawals UK & Intl. (GBP card) ATM withdrawals UK & Intl. (USD card) Additional cards Annual fee Balance inquiry Phone (per min.) Balance inquiry SMS Block/unblock card SMS Block/unblock card phone (per min.) Cancellation or Redemption Card replacement Change primary currency on card Dormancy fee (per month) Investigation fee Load Alerts Load Alerts SMS Online balance info Online card to card transfer 2 EUR £2.00 $3.00 £4.99 £4.99 £0.05 FREE £0.20 £0.05 £10.00 £9.99 £0.50 £1.00 £20.00 FREE FREE FREE £0.20 PIN issue/reissue Paper statement Phones 4u Stores - Cash top up Phones 4u Stores - Credit card top up Phones 4u Stores - Debit card top up Purchase fee Purchases UK & Overseas (EURO card) Purchases UK & Overseas (GBP card) Purchases UK & Overseas (USD card) Revocation fee Standing order (failed deduction) Standing order fee Top up at Paypoint Top up at Post Office Top up online - Credit Card Top up online - Debit Card Top up via bank transfer FREE £10.00 FREE 4% £0.99 £9.99 FREE FREE FREE £20.00 £5.00 £3.00 3% £0.99 4% £0.99 FREE

[17] Secure Trust Bank Prepaid Credit Card
More Info	- No credit check - No charge for bounced direct debits - Flat fees - no hidden charges - Chip & Pin secure - 24/7 automated telephone and online banking service - Pay cash into your account at Payzone outlets - Member of the Financial Service Compensation Scheme
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £12.50* £0.50 View No Accepts All* Additional card Card interest Duplicate statement Foreign exchange fee Management fee £5.00 0.00% £2.50 2.75% £12.50 Non UK ATM Raising of a cheque Replacement card fee Set up fee UK ATM £2.25 £2.50 £5.00 £12.50 £0.50

[18] Blue Sky Prepaid MasterCard® (Standard Credit Limit)
Terms |  More Info	- Use for Ryanair booking and avoid those pesky hidden fees - NO ID required, guaranteed acceptance - £1,650 maximum annual load limit - Fully upgradeable to the 'Higher Limit Card' (at no cost) - NO bank account required, NO credit checks required - Use at over 29 million locations and 1.5 million ATMs worldwide - Pay As You Go or Pay Monthly - Free Credit Booster and Payment Protection Insurance - Same day despatch - ONLY £9.99
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Bad Credit OK* Additional Card Fee Balance Enquiry via SMS Blue Sky Card Purchase Card to Card Transfer on-line Card to Card Transfer via IVR Card to Card Transfer via SMS Customer service telephone enquiries Dormancy Fee (per month) £4.99 £0.15 £9.99 Free £1.50 £1.50 £1.00 £1.00 FX Handling Fee Investigation Fee Lost/Stolen Replacement Fee PIN Re-issue PayPoint Load Fee Post Office Load Fee SMS PIN retrieval Transaction history via SMS 2.5% £25.00 £5.99 £0.30 3.00% £1.99 £0.30 £0.15

[19] Lloyds TSB Platinum Credit Card
More Info	- 0% interest for 14 months on balances transferred within the first 90 days (3% fee applies). Minimum spend of £100 in the first three months applies - 0% interest on purchases for 3 months - No annual fee - Extra security including chip and PIN technology, and fraud loss guarantee - Representative Example: 17.9% APR Representative (variable). Based on 3.0% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.7%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 14 months* 17.90%* £0.00* 56 days* Good*

[20] Travelex Cash Passport Prepaid Currency Card (USD)
More Info	- Home delivery or Airport pick-up - Load Up to 30,000 USD per 12 month - 1 free additional card - 24/7 global assistance & emergency replacement for lost or stolen cards - No risk of identity theft and fraud to your personal bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* £0.00 View No Accepts All* Cashout fee Load fee £6.00 Varies Monthly inactivity fee Reload fee £3.00 2.00%

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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