MBNA 5.9% APR Rate For Life Credit Card

You can save a great deal of money with the MBNA 5.9% APR For Life Credit Card. As you can imagine, this card has a secured rate, but it only applies to the lifetime of the balance and money transfers that you make in the first 90 days of opening your account.

	Intro APR  Representative Variable APR Annual Fee  5.9%* 16.90%* £0.00* Unfortunately, we do not currently offer online application for this card. See similar cards
Basic Information
Issuer:	MBNA Europe
Card Network:	VISA®
Card Category:	Consumer (Regular)
Card Type:	- Low Interest Card
Credit Needed:	Good*
Top Card Review
With the MBNA 5.9% APR Rate For Life Credit Card, you will find a few unique and attractive features. First of all, you will enjoy a low, fixed rate on all balance transfers and money transfers for their lifetime as long as you perform them within 60 days of opening your account. Obviously, this is preferable over other cards these days. You may also like to know that this card has no annual fee. However, perhaps the most attractive feature is the interest free period. You can actually avoid paying interest on all new purchases if you budget your money and pay them off over the course of 50 days! That means you have almost two months to take care of it before interest accrues.
Card rating:	(4.5 out of 5)
Most attractive features:	- No annual fee - Low rate for Life - VISA Verified - Additional benefits
Least attractive features:	- No rewards program
Top Rewards & Benefits
Other Benefits:	- Internet related services - Paperless Statements - Free 24 hour worldwide Customer Satisfaction Helpline * See other benefits on Terms and Condition page
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	5.9%*
Applied Towards:	Balance Transfer
Introductory Period:	for Life of Balance*
APR on Purchases (%):	16.90% APR representative variable
APR Type:	variable
Annual Fee:	£0.00*
Grace Period:	50 days*
Minimum Finance Charge:	£1.00*
Minimum Credit Line:	£300*
Late Payment Fee:	£12.00*
Over Limit Fee:	£12.00*
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	3.00% of each balance transfer
Minimum BT Fee:	£3.00
Top Cash Advances
APR on Cash Advances (%):	27.90%
Cash Advance Fee (%):	3.00%
Minimum Fee:	£3.00
Top Other Fees
Additional Fees	Money transfers: 4% handling fee, min £3 Foreign currency transaction: 2.99% commission fee
Top Comments
Acceptance Criteria: You are currently employed, over 23 years of age, a homeowner, have an income of over £20,000, do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit, and are a resident in the UK and can prove residential addresses for the past two years
Top Action
View Other MBNA Europe Cards
View Other VISA Cards
View Other Balance Transfer Cards
View Other Consumer Cards
View Other No Annual Fee Cards
View Other Regular Cards
View Other Top Rated Card Offers
View Other Low Interest Cards

* The information provided for MBNA 5.9% APR Rate For Life Credit Card is believed to be accurate at the time of evaluation (Feb 2, 2011). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.


Security Note: Online application features Secure SSL Technology.