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MBNA Retail Rewards American Express® Credit Card
Saving money in the United Kingdom is easy with the MBNA Retail Rewards American Express Credit Card. The introductory rate on standard purchases is very low, but you can also take advantage of bonus rewards and exclusive discounts on products and services from dining to entertainment with the American Express Select program.
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Basic Information |
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| Issuer: | MBNA Europe | |||||||||
| Card Network: | American Express® |
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| Card Category: | Consumer (Regular) | |||||||||
| Card Type: | - Co-Branded Credit Card - Low Interest Card - Reward Card |
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| Credit Needed: | Good* | |||||||||
Card Review |
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| With the MBNA Retail Rewards American Express Credit Card from MBNA Europe Bank Limited, you can save money in the UK in many ways. Primarily, you will find that there is a remarkably low introductory rate on all purchases under £100 for the first 6 months and over £100 for the first year. When the introductory periods end, however, the standard rate is still moderately fair. There are also two incentive programs. The first one provides an equal reward point for every £1 that you spend on the card. You can then apply these points towards 30,000 available products and services. Secondly, because this is an American Express card you can enjoy exclusive discounts and offers from the American Express Select program. |
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| Card rating: |  (4.5 out of 5) |
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| Most attractive features: | - Free rewards program - No annual fee - Long term intro rates - AMEX card benefits |
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| Least attractive features: | - Balance transfer handling fee - Short term intro rate for purchases |
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Rewards & Benefits |
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| Reward Types: | - Other Rewards Cards - Universal Reward Cards |
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| Reward Unit: | Point | |||||||||
| Reward per every $1 spent: | 1.00 | |||||||||
| Rewards: | - 1 MBNA Reward point for every £1 you spend on card purchases Redeem against over 30,000 products from DVDs to shopping vouchers with items starting at just 1,000 points. Enjoy special savings and offers on shopping, dining and travel with the American Express Selects programme. From everyday purchases to dining, shopping and travel, your MBNA American Express Credit Card is welcomed just about anywhere you go. |
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| Other Benefits: | - Various Internet relates services - Exclusive Cardmember and VIP travel services - Purchase Protection - Travel Accident Insurance - Lost Luggage Insurance - Zero liability for unauthorized card use - Free 24 hour worldwide Customer Helpline |
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| Online Card Account Access: |  |
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Card Finance & Rates |
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| Introductory APR (%): | 0%* | |||||||||
| Applied Towards: | Purchases, Balance Transfer | |||||||||
| Introductory Period: | 12 months* | |||||||||
| APR on Purchases (%): | 16.90% APR representative variable | |||||||||
| APR Type: | variable | |||||||||
| Annual Fee: | £0.00* | |||||||||
| Grace Period: | 50 days* | |||||||||
| Minimum Finance Charge: | 1.00%* | |||||||||
| Maximum Credit Line: | £50,000* | |||||||||
| Late Payment Fee: | £12.00* | |||||||||
| Over Limit Fee: | £12.00* | |||||||||
Balance Transfers |
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| Balance Transfer: | |
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| Transfer Fee (%): | 3.00% of each balance transfer | |||||||||
| Minimum BT Fee: | £3.00 | |||||||||
Cash Advances |
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| APR on Cash Advances (%): | 27.90% | |||||||||
| Cash Advance Fee (%): | 3.00% | |||||||||
| Minimum Fee: | £3.00 | |||||||||
Other Fees |
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| Additional Fees | Foreign currency transaction: 2.75% commission fee (ofwhich American Express retain 1%) | |||||||||
Comments |
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| Acceptance Criteria: You are currently employed, over 23 years of age, a homeowner, have an income of over £20,000, do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit, and are a resident in the UK and can prove residential addresses for the past two years | ||||||||||
Action |
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| View Other MBNA Europe Cards | ||||||||||
| View Other American Express Cards | ||||||||||
| View Other 0% Intro Rate Credit Cards | ||||||||||
| View Other Balance Transfer Cards | ||||||||||
| View Other Consumer Cards | ||||||||||
| View Other No Annual Fee Cards | ||||||||||
| View Other Points Rewards Cards | ||||||||||
| View Other Regular Cards | ||||||||||
| View Other Rewards Credit Cards | ||||||||||
| View Other Top Rated Card Offers | ||||||||||
| View Other Co-Branded Credit Cards | ||||||||||
| View Other Low Interest Cards | ||||||||||
| View Other Other Rewards Cards | ||||||||||
| View Other Universal Reward Cards | ||||||||||
* The information provided for MBNA Retail Rewards American Express Credit Card is believed to be accurate at the time of evaluation (Aug 22, 2011). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
- Selected Card
- Basic Information
- Card Review
- Rewards & Benefits
- Card Finance & Rates
- Balance Transfers
- Cash Advances
- Other Fees
- Comments
- What to Do Next?
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