No Annual Fee Cards

[1] The Nectar for Business Credit Card from American Express
Terms |  More Info	- 4 points per £1 spent at participating Nectar sponsors by using both the Nectar for Business Credit Card and your Nectar loyalty card together - 1 point for almost every £1 spent elsewhere - Up To 56 Days Interest-Free - Online Fraud Protection - Annual Management Reporting
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 15.90%* £0.00* 56 days* £10.00* Good*

[2] Platinum Business Credit Card from American Express
More Info	- Up to 2% MoneyBack when you buy supplies, tools, material and equipment for your business - 0% APR on Balance Transfers for 6 months - Extra Charge Cards for your employees - Access to savings with selected partners - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 14.90%* £0.00* 30 days* £12.00* Good*

[3] American Express Platinum Moneyback Credit Card
Terms |  More Info	- 5% cashback for the first 3 months and 1.5% thereafter - Standard APR on purchases is 18.9% variable - Credit limit from £700 to £25000 - Platinum benefits - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 18.90%* £0.00* 56 days* £8.00* Good*

[4] Premiership Football Credit Cards
More Info	- Support your Football Team on and off the pitch... - Earn points for everyday purchases made with a card - Redeem rewards on Club Merchandise, 'Money Cant buy experiences' or other rewards including Travel, Shopping, Entertainment and more - Find you Club and contribute to its wealth and future.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[5] BT Credit Card from MBNA
More Info	- Every time you spend on your BT Visa Credit Card you'll earn money off your BT bill* - 0% APR on balance transfers for 12 months (3% handling fee applies) - 0% APR on card purchases for 3 months - 16.9% APR typical rate (variable) - Free 24 hour worldwide Customer Service Helpline
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* Up to 12 months* 16.90%* £0.00* 56 days* £12.00* Good*

[6] Business Gold Charge Card from American Express
More Info	- Save up to 30% with partners in Everyday Savings Programme - No pre-set spending limit - Free Supplementary Cards - Regular financial reports - No annual fee for the first year, £95 thereafter
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* N/A* £0.00* 39 days* N/A* Excellent*

[7] Vanquis Gold Credit Card
Terms |  More Info	- No annual fee - Ideal for customers who would like to rebuild their credit rating after some minor credit problems - Could help you get back on the credit ladder - Free additional cardholder
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 2 months* 19.90%* £0.00* 30 days* £0.00* Poor*

[8] The Nectar Credit Card from American Express
Terms |  More Info	- 4 points for every £1 spent when you use card for your Nectar loyalty and at participating Nectar sponsors - 1 point for every £1 spent everywhere else - 5,000 Bonus points when you spend £200 within the first 3 months - Earn double points for first 3 months - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 18.90%* £0.00* 25 days* £8.00* Good*

[9] MBNA Points Credit Card
More Info	- 2,000 Bonus Points with first card use - Earn 1 point for every £1 you spend - 0% p.a. on balance transfers (2.9% handling fee applies) until your statement date in October 2009 - 0% p.a. on card purchases* for 3 months - 15.9% APR Typical rate (variable) & Rewards!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[10] HSBC Bank Credit Card
Terms |  More Info	- 0% for 13 months on balance transfers done within 30 days of account opening (2.5% BT fee minimum £5 applies) - 0% on purchases for 3 months from account opening - 16.9% APR (please note TIER 2 will remain at 19.9% APR) - Five card security measures - Free Additional Card - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 13 months* 16.90%* £0.00* 56 days* £0.00* Good*

[11] Sony Credit Card from MBNA
More Info	- Reward yourself with the fantastic offer from Sony Card - 0% on balance transfers for 12 months - 0% on card purchases for 3 months - Earn Pulsebeats every time you spend on your card - Receive 3,000 bonus Pulsebeats when you first use your card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[12] Vanquis Abacus Visa Credit Card
Terms |  More Info	- No annual fee - Available to people who have had CCJs (now cleared) or credit problems in the past - Credit limit designed to suit your personal needs - Free additional cardholder
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 2 months* 39.90%* £0.00* 30 days* £0.00* No Credit*

[13] MBNA Rewards American Express® Credit Card
More Info	- VIP travel services & exclusive Cardmember discounts (Habitat, MacDonald Hotels and Resorts and more) - Earn 1 point for every £1 you spend - 0% APR on balance transfers for 12 months - 0% APR on card purchases for 3 months - Access to MBNA TravelPlus rewards program
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[14] Arsenal Rewards Credit Card
More Info	- Support Arsenal Football club and Youth Academy with your everyday card purchases at no extra cost for you - 0% APR on balance transfers for 12 months - 0% APR on card purchases* for 3 months - No annual fee - Free Purchase Protection Insurance
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[15] bmi American Express® Card from MBNA
More Info	- 0% APR on balance transfers for 12 months (3% handling fee) - 0% APR on card purchases for 3 months - 20,000 bonus destinations miles* - 1.5 destinations miles* for every £1 you spend - Double destinations miles when you use the card at flybmi dot com - Diamond club membership, bmi's frequent flayer programme
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[16] Vanquis Blue Visa Credit Card
Terms |  More Info	- No annual fee - Ideal for customers who would like to rebuild their credit rating after some minor credit problems - Could help you get back on the credit ladder - Free additional cardholder
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 2 months* 29.90%* £0.00* 30 days* £0.00* Poor*

[17] National Trust Credit Card
More Info	- Contribution to National Trust at no cost for you - No annual fee - Up to £50,000 credit limit - 0% APR on balance transfers for 12 months - 0% APR on card purchases* for 3 months
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[18] WWF Charity Visa Credit Card
More Info	- Help reduce levels of toxic chemicals in the environment by taking out the new PVC-free card - The contributions for WWF are made at no cost for you - 0% APR on Purchases for 3 months - 0% APR on Balance Transfers for 12 months - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[19] Charlton Athletic Credit Card
More Info	- 1 point for virtually every £1 spent - 0% APR on balance transfers for 12 months- 0% APR on card purchases* for 3 months - Earn rewards points on our new Football Reward scheme. The Charlton Athletic will receive a contribution at no extra cost to you
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[20] West Ham United Rewards Credit Card
More Info	- Every card purchase will make contribution to the Club - Plus, get 1 point for every £1 spent - There is no annual fee to pay - Free customer helpline - No liability for theft, loss or fraudulent Internet use - MBNA Europe and Visa Card benefits
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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