No Annual Fee Cards

[1] American Express Express Rewards Card
More Info	- 18,000 bonus point incentive when you spend £500 a month in your first 3 months - 3 points for every £1 spent at major UK supermarkets - 2 points for every £1 at UK department stores - 1 point for every £1 elsewhere - 0% on purchases for the first 6 months - No annual fee - 17.9% APR
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 17.90%* £0.00* 56 days* Good*

[2] American Express Platinum CashBack Credit Card
Terms |  More Info	- 5% cashback in first 3 months up to £100 - Up to 1.25% after that, with no limit on how much you earn - 0% on purchases for the first 6 months - No annual fee - 19.9% APR
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 19.90%* £0.00* 56 days* Good*

[3] BaBeeCard Prepaid Card
More Info	- Great way to budget, plan & save - Over 100 High Street retailers on board - Card valid for 2 years - Card issue fee is £9.95 includes card purchase and activation - 100% Approval
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.95* £1.00 View No Bad Credit OK* ATM withdrawal in the UK ATM withdrawal outside the UK Balance enquiry by SMS Text Card to card transfers Cash-out fee Customer Services line £1.00 £2.00 20p 75p £10.00 35p Customer Services via email Load by Debit Card Lock/Unlock card by SMS Text Lost or stolen card replacement Over-the-counter cash advances Top-up via Bank Transfer FREE £1.00 20p £2.95 £5.00 FREE

[4] Barclaycard Gold Credit Card
More Info	- 0% interest on balance transfers for up to 13 months (2.5% handling fee applies) - With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under - 19.9% APR typical (variable)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months on BT* 19.90%* £0.00* Up to 56 days* Limited*

[5] Barclaycard Initial Credit Card
Terms |  More Info	- Strengthen your credit rating - Enjoy a credit limit of up to £2,000 (minimum £250) - Go contactless – Make purchases of £10 and under in an instant wherever you see the contactless symbol - 29.9% APR typical (variable)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 29.90%* £0.00* Up to 56 days* Limited*

[6] Barclaycard Platinum Simplicity Credit Card
More Info	- Simply our lowest APR - A low rate on all your purchases - 6.8% interest on all balance transfers until paid in full (no handling fee applies) - A reward programme like no other, with Barclaycard Freedom automatically earn while you shop at participating retailers - With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under - 6.8% APR typical (variable)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 6.80%* £0.00* Up to 56 days* Good*

[7] Barclaycard Platinum Visa® Card
More Info	- 0% interest on balance transfers until July 2011 from account opening (2.9% handling fee applies) - 0% interest on purchases for 3 months from account opening - A reward programme like no other, with Barclaycard Freedom automatically earn while you shop at participating retailers. - With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under - 15.9% APR typical (variable)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 15 months on BT* 15.90%* £0.00* Up to 56 days* Good*

[8] bmi American Express® Card from MBNA
More Info	- Apply online for the bmi credit card and if you spend £250 on card purchases within 90 days of your account opening you will receive 20,000 destinations miles.* - 0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening - 0% on card purchases for 3 months from the date your account is opened - 16.9% APR typical rate (variable) - Earn miles on your every day spend taking you to over 975 destinations worldwide - Automatic Diamond Club membership, the UK's most generous frequent flyer programme - Earn 1.5 destinations miles for every £1 spent on everyday card purchases to get you to over 975 worldwide destinations Earn triple destinations miles when you use your bmi credit card to buy a bmi flight at flybmi.com - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[9] Breakthrough Breast Cancer Credit Card
More Info	- Take out a card today and Breakthrough Breast Cancer will receive: £7.50 when you use your card within 90 days of the account opening, 25p for every £100 you spend on card purchases, and £2 for every year you continue to use the card - 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 3 months from the date your account is opened - 16.9% APR typical rate (variable) - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[10] British Heart Foundation Credit Card
More Info	- British Heart Foundation will receive £7.50 when you use your card within 90 days of the account opening. They will also receive 35p for every £100 you spend on card purchases - 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 3 months from the date your account is opened - 16.9% APR typical rate (variable) - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[11] BT Cash Credit Card
More Info	- Earn money off your BT bill* with the BT Credit Card - 0% on balance transfers for 13 months (3% handling fee) - 0% on card purchases for 3 months - 16.9% APR typical rate (variable) - Online Banking - Fraud Protection
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 16.90%* £0.00* 50 days* Good*

[12] BT Retail Credit Card
More Info	- Every time you spend on your BT Credit Card you'll earn money off your BT bill* - An outstanding introductory card purchase rate of just 0% on petrol station and supermarket spend for 10 months - An outstanding introductory balance transfer rate of 0% for 6 months (2% handling fee applies) - The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi. - 16.9% APR typical rate (variable) - Manage your account online - Free 24 hour worldwide Customer Service Helpline
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 16.90%* £0.00* 50 days* Good*

[13] Capital One Classic Visa Card
More Info	- 34.9% APR Typical Variable - No Annual Fee - Up to £2,500 in spending power - A FREE choice of card design - Free Identity Theft Service
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 34.90%* £0.00* 28 days* Poor*

[14] Capital One Plus Credit Card
More Info	- 0% on purchases for 6 months - A credit limit of up to £5,000 - Online security and anti-fraud protection - 14.9% APR typical variable - No annual fee - Free Equifax credit reports
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 14.90%* £0.00* 26 days* Good*

[15] Capital One Progress Credit Card
More Info	- Your balance transfer and purchase rates could shrink to as low as 19.9% p.a. variable - A credit limit of up to £2,500 - 34.9% APR typical variable - Maximum of 56 days for purchases where the balance is paid in full every month
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.90%* £0.00* 56 days* Fair*

[16] Chelsea Rewards Credit Card
More Info	- 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 3 months from the date your account is opened - 16.9% APR typical rate (variable) - Reward Points: you will get access to one of the biggest credit card reward schemes available today. For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards - No Annual Fee - Paperless Statements - Fraud Protection
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[17] DogsTrust Credit Card
More Info	- Dogs Trust will receive £4 when you use your card within 90 days of the account opening - They will also receive 25p for every £100 you spend on card purchases - And £2.00 for every year you continue to use the card - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - 16.9% APR typical rate (variable) - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on BT* 16.90%* £0.00* 50 days* Good*

[18] Egg Visa Credit Card
Terms |  More Info	- 0% interest for up to 14 Months on balances transferred within the first three months (3% fee applies). - 0% interest on new purchases for up to 3 months. - Manage your online account Egg Money Manager. - Online PIN reminder - Active fraud monitoring - 24 hour online account management - No paperwork and apply in minutes
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* up to 14 months* 17.90%* £0.00* 45 days* Good*

[19] England Football Credit Card
More Info	- Direct contribution to the development of football in England - 15% discount on all purchases at the official England Online Store - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - 16.9% APR typical rate (variable) - Paperless Statements - Fraud Protection - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[20] HSBC Bank Credit Card
Terms |  More Info	- 0% for 15 months on balances transferred within 30 days of you opening your account. 2.9% balance transfer fee applies, minimum £5. - 0% on purchases for 3 months from account opening. - Typical 16.9% APR variable. - No annual fee to pay. - Free additional credit card for partners or family members over 18. - 24-hour worldwide assistance and an emergency cash advance if your card is lost or stolen. - Up to 8% discount on Thomas Cook holidays booked through the HSBC Travel Club. - Up to 56 days' interest-free period available when you pay your whole credit card balance in full and on time
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 15 months* 16.90%* £0.00* 56 days* Good*

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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