No Annual Fee Cards

[1] The Nectar Credit Card from American Express
Terms |  More Info	- 4 points for every £1 spent when you use card for your Nectar loyalty and at participating Nectar sponsors - 1 point for every £1 spent everywhere else - 5,000 Bonus points when you spend £200 within the first 3 months - Earn double points for first 3 months - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 18.90%* £0.00* 25 days* £8.00* Good*

[2] Virgin Prepaid Master Card
More Info	- Works like standard credit card - Application fee is just £9.95 - Discounts at ZAVVI, Virgin Vines, Virgin Holidays, Virgin Experience and more. - Stored value Guaranteed approval card
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.95* £0.00* N/A View No Bad Credit OK* Card transaction/cash withdrawal fee Int'l cash withdrawal fee Monthly management fee Order a replacement/extra card Overseas transaction fee Paper statement fee 2.95% 3.5% NONE £4.95 3.5% £3.50 Top up at a Post Office Top up by PayPoint Top up by credit card Top up by debit card at virginmoney Top up by direct transfer FREE 2.75% 2.5% FREE FREE

[3] Barclaycard Flexi-Rate Credit Card
More Info	- 0% interest on balance transfers for 14 months (2.5% handling fee applies) - 0% interest on purchases for 3 months from account opening - 14.9% APR typical (variable) - No annual fee - Identity Protection Service - Safer shopping with Fraud Protection
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 14 months* 14.90%* £0.00* 56 days* £12.00* Good*

[4] Vanquis Abacus Visa Credit Card
Terms |  More Info	- No annual fee - Available to people who have had CCJs (now cleared) or credit problems in the past - Credit limit designed to suit your personal needs - Free additional cardholder
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 2 months* 39.90%* £0.00* 30 days* £0.00* No Credit*

[5] Vanquis Blue Visa Credit Card
Terms |  More Info	- No annual fee - Ideal for customers who would like to rebuild their credit rating after some minor credit problems - Could help you get back on the credit ladder - Free additional cardholder
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 2 months* 29.90%* £0.00* 30 days* £0.00* Poor*

[6] Vanquis Gold Credit Card
Terms |  More Info	- No annual fee - Ideal for customers who would like to rebuild their credit rating after some minor credit problems - Could help you get back on the credit ladder - Free additional cardholder
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 2 months* 19.90%* £0.00* 30 days* £0.00* Poor*

[7] Sony Credit Card from MBNA
More Info	- Reward yourself with the fantastic offer from Sony Card - 0% on balance transfers for 12 months - 0% on card purchases for 3 months - Earn Pulsebeats every time you spend on your card - Receive 3,000 bonus Pulsebeats when you first use your card
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[8] Charlton Athletic Credit Card
More Info	- 1 point for virtually every £1 spent - 0% APR on balance transfers for 12 months- 0% APR on card purchases* for 3 months - Earn rewards points on our new Football Reward scheme. The Charlton Athletic will receive a contribution at no extra cost to you
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[9] Tottenham Hotspur Rewards Credit Card
More Info	- Show which side of North London you support!- Receive an 07/08 season shirt celebrating 125 yrs of the club - Earn 1 point for every £1 you spend - Redeem rewards for Travel, Cash, shopping and more - Plus there is 0% APR on balance transfers for 12 months (3% handling fee applies) and 0% APR on card purchases for 3 months
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[10] National Trust Credit Card
More Info	- Contribution to National Trust at no cost for you - No annual fee - Up to £50,000 credit limit - 0% APR on balance transfers for 12 months - 0% APR on card purchases* for 3 months
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[11] Arsenal Rewards Credit Card
More Info	- Support Arsenal Football club and Youth Academy with your everyday card purchases at no extra cost for you - 0% APR on balance transfers for 12 months - 0% APR on card purchases* for 3 months - No annual fee - Free Purchase Protection Insurance
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[12] Breakthrough Breast Cancer Credit Card
More Info	- Contributions to Breakthrough Breast Cancer charity every time you make a purchase with your card (0.25% of the value of the purchase) - 0% APR on balance transfers for 9 months - 0% APR on card purchases* for 9 months - Limited edition rates and exclusive card design
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[13] Aston Villa Rewards Credit Card
More Info	- Every time you make a card purchase, a contribution will be made to the Aston Villa club at no extra cost to you - Earn reward points with new Football Rewards scheme - Get 1 reward point for every £1 you spend - 0% APR on balance transfers for 12 months - 0% APR on card purchases* for 3 months
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[14] MBNA Rewards American Express® Credit Card
More Info	- VIP travel services & exclusive Cardmember discounts (Habitat, MacDonald Hotels and Resorts and more) - Earn 1 point for every £1 you spend - 0% APR on balance transfers for 12 months - 0% APR on card purchases for 3 months - Access to MBNA TravelPlus rewards program
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[15] MBNA Platinum Plus Credit Card
More Info	- 0% on Balance Transfers for 14 months (2.9% handling fee applies) - 15.9% APR typical (variable), NOW you get 0% p.a. on card purchases* for 3 months - Identity Theft Protection Scheme - Free 24-hour Worldwide Telephone Helpline
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 14 months* 15.90%* £0.00* 56 days* £0.00* Good*

[16] MBNA Points Credit Card
More Info	- 2,000 Bonus Points with first card use - Earn 1 point for every £1 you spend - 0% p.a. on balance transfers (2.9% handling fee applies) until your statement date in October 2009 - 0% p.a. on card purchases* for 3 months - 15.9% APR Typical rate (variable) & Rewards!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[17] Chelsea Rewards Credit Card
More Info	- Support Chelsea football Club and secure it's future - 0% APR on balance transfers for 12 months (3% handling fee applies) - 0% APR on card purchases* for 3 months - 15.9% APR typical rate (variable) - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[18] Liverpool Football Club Credit Card
More Info	- Official 5 Star LFC Credit Card - Contributions made to the Liverpool Club at no cost for you - Earn 1 point for every £1 you spend - 0% APR on balance transfers for 12 months - 0% APR on card purchases* for 3 months
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[19] Manchester City Football Club Rewards Credit Card
More Info	- Support Manchester City FC at no cost for you - Earn 1 point for every £1 you spend - Choose your rewards from Manchester merchandise, Travel, Shopping, Entertainment and more - No annual fee - 0%* APR for Balance Transfer (12 months) and Purchases (3 months)
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

[20] Manchester United FC Credit Card
More Info	- Support your favorite team and earn RedPoints, plus participate in "Money Can't Buy" price draw - Get 1 RedPoint for £1 you spend on your MU credit card - Gain one entry into the monthly prize draw for every 50 RedPoints you earn - 0% APR on balance transfers for 12 months - 0% APR on card purchases* for 3 months
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 15.90%* £0.00* 56 days* £0.00* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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