No Annual Fee Cards

[21] Virgin Money Monthly Prepaid Visa Card
Terms |  More Info	- No bank account needed, and no credit checks - It's a secure way to shop - online, by phone and in store - It makes budgeting easy - Great discounts at Virgin companies - A choice of 'Pay as you go' or 'Pay monthly' tariffs
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.95* N/A View No Bad Credit OK* Card transaction/cash withdrawal fee Int'l cash withdrawal fee Monthly management fee Order a replacement/extra card Overseas transaction fee Paper statement fee 2.95% 3.5% NONE £4.95 3.5% £3.50 Top up at a Post Office Top up by PayPoint Top up by credit card Top up by debit card at virginmoney Top up by direct transfer FREE 2.75% 2.5% FREE FREE

[22] National Trust Credit Card
More Info	- The National Trust will receive £15 when you use your card within 90 days of the account opening - They will also receive 30p for every £100 you spend on card purchases - And £2.00 for every year you continue to use the card - Save £5 when you use your National Trust Credit Card to spend £25 or more in National Trust Shops* - 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 3 months from the date your account is opened - Representative 16.9% APR (variable) - No Annual Fee
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[23] Capital One Classic Visa Card
More Info	- Great for people who want to build or rebuild their credit rating - Low, easy-to-manage credit limit from £200 - Choose your own credit card design - Register for email alerts to help you stay in control - Representative Example: 34.94% APR Representative (variable). Based on credit limit of £1200.00, annual interest rate (variable) 34.9%. Capital One (Europe) Plc., Trent House, Station Street, Nottingham, NG2 3HX
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 34.90%* £0.00* 28 days* Poor*

[24] DogsTrust Credit Card
More Info	- Dogs Trust will receive £4 when you use your card within 90 days of the account opening - They will also receive 25p for every £100 you spend on card purchases - And £2.00 for every year you continue to use the card - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - No Annual Fee - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on BT* 16.90%* £0.00* 50 days* Good*

[25] RBS Platinum Credit Card
Terms |  More Info	- 0% balance transfers for 20 months - 0% interest on purchases for 6 months from account opening - 3.2% Balance transfer fee – (minimum £5) - 1% off the APR for Royalties Gold customers - Free additional cardholder - Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.6%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 20 months on BT* 17.90%* £0.00* 56 days* Good*

[26] Post Office® Master Card
Terms |  More Info	- 0% on balance transfers for the first 14 months - 0% on purchases for the first 3 months - 0% commission on purchases overseas - 0% on new balance transfers for 12 months again and again - Representative Example: 16.9% APR Representative (variable). Based on 2.98% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* up to 14 months* 16.90%* £0.00* 56 days* Good*

[27] bmi American Express® Card from MBNA
More Info	- Apply online for the bmi credit card and if you spend £250 on card purchases within 90 days of your account opening you will receive 20,000 destinations miles.* - 0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening - 0% on card purchases for 3 months from the date your account is opened - Earn miles on your every day spend taking you to over 975 destinations worldwide - Automatic Diamond Club membership, the UK's most generous frequent flyer programme - Earn 1.5 destinations miles for every £1 spent on everyday card purchases to get you to over 975 worldwide destinations Earn triple destinations miles when you use your bmi credit card to buy a bmi flight at flybmi.com - No Annual Fee - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[28] Breakthrough Breast Cancer Credit Card
More Info	- Take out a card today and Breakthrough Breast Cancer will receive: £7.50 when you use your card within 90 days of the account opening, 25p for every £100 you spend on card purchases, and £2 for every year you continue to use the card - 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 3 months from the date your account is opened - No Annual Fee - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[29] British Heart Foundation Credit Card
More Info	- British Heart Foundation will receive £7.50 when you use your card within 90 days of the account opening. They will also receive 35p for every £100 you spend on card purchases - 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 3 months from the date your account is opened - No Annual Fee - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[30] MBNA Platinum Rewards Credit Card
More Info	- 0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account. - 0% on money transfers from your credit card to your current account for 13 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account. - 0% on card purchases for 3 months from the date your account is opened. - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 16.90%* £0.00* 50 days* Good*

[31] WWF Visa Credit Card
More Info	- Make a difference at no extra cost to you with the WWF credit card! WWF receives contributions from MBNA Europe Bank Limited, the card issuer, for every card purchase made. Over £10 million has been raised to date! - WWF will send you a beautiful soft toy to match the animal on your card when you spend over £100 within 90 days of the account opening. - You will also be entitled to a 10% discount on WWF's collection of eco-friendly gifts and products when you shop at WWF. - 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 3 months from the date your account is opened - Representative 16.9% APR (variable) - No Annual Fee
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[32] England Football Credit Card
More Info	- Direct contribution to the development of football in England - 15% discount on all purchases at the official England Online Store - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - Paperless Statements - Fraud Protection - No Annual Fee - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[33] Chelsea Rewards Credit Card
More Info	- 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 3 months from the date your account is opened - Reward Points: you will get access to one of the biggest credit card reward schemes available today. For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards - No Annual Fee - Paperless Statements - Fraud Protection - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[34] RSPCA Credit Card
More Info	- For more than 180 years the RSPCA has been working to relieve the suffering of animals. Take out an RSPCA card today and MBNA Europe Bank Limited, the card issuer, will make a payment of £20 to the RSPCA. After that, for every £100 spent on card purchases, we receive 25p and it won't cost you a penny extra. - As little as £3 can help to pay towards our animal rescues, £10 could help to pay for treatment of an abused animal and £25 could help to pay for a loving new home for an abandoned kitten. With the RSPCA Credit Card, it’s not only the animals we rescue that benefit. Read on to find out more about how you could also benefit. - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - No Annual Fee - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[35] MBNA Retail Rewards American Express® Credit Card
More Info	- A long term card purchase rate of 0% p.a for 12 months on every card purchase - A card purchase rate of 0% p.a for 6 months - Access to a fantastic rewards programme - Earn 1 point for every £1 you spend - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[36] UNICEF Credit Card
More Info	- UNICEF will receive £4 when you use your card within 90 days of the account opening - They will also receive 25p for every £100 you spend on card purchases - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - No Annual Fee - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on BT* 16.90%* £0.00* 50 days* Good*

[37] SonyCard Credit Card from MBNA
More Info	- 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 6 months from the date your account is opened - 2,000 FREE Sony Card Rewards Points* when you make a card purchase within the first 90 days – that's enough to claim a CD or DVD - Earn Reward Points every time you spend using your Sony Card - TRIPLE Reward Points – when you buy products from Sony using your Sony Card. - As a Sony Card Customer we'll keep you up to date with what's new in the world of Sony's Entertainment world – and you'll also be able to enter Dream Draws giving you access to exclusive offers from Sony - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[38] Liverpool FC Rewards Credit Card
More Info	- Official 5 Star LFC Credit Card - 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 3 months from the date your account is opened - Reward Points: For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards - Contributions made to the Club by MBNA Europe Bank Limited, the card issuer, every time you make a card purchase, at no extra cost to you - No Annual Fee - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[39] Manchester United FC Credit Card
More Info	- Red Rewards: You could win fantastic Manchester United 'money can't buy' prizes simply by using your MU credit card - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - No Annual Fee - Paperless Statements - Fraud Protection - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[40] Egg Visa Credit Card
More Info	- Balance Transfers: 0% interest until 1 April 2012 on balances transferred before 1 May 2011 (3% fee applies).* - Access to the Egg Cash Back Store with cash back offers and discounts from over 1,900 well-known online retailers including supermarkets, fashion and entertainment retailers, hotels and travel agents.** - Purchases: 0% interest until 1 May 2011.* - Plus insurances: included as standard to protect the things you buy - purchase protection and internet delivery guarantee insurance.*** - 17.9% APR representative variable
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* up to 14 months* 17.90%* £0.00* 45 days* Good*

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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