Premium Cards

[1] e-Platinum Plus Green Shopping Credit Card
Terms |  More Info	- Get the benefits of PLATINUM - Credit line £5,000 (can be increased) - 0% APR Fixed Forever! - Guaranteed Approval! - No Credit Checks - £500 cash advances - Reporting to major credit bureau.
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View Yes Bad Credit OK* Credit Line Increase Fee for Exceeding the Credit Limit Fee for Paying Late Inactivity Fee Monthly Maintenance Fee FREE None £5.00 £9.95 £99.95 One Time Membership Fee Returned ACH Debits and Credit Cards Returned Checks Fee Transaction Fee for Purchases £99.95 £15.00 £15.00 None

[2] Lloyds TSB Advance Credit Card
Terms |  More Info	- 0% on purchases for the first 6 months. - 4.9% pa for 12 months on balances transferred within the first 90 days (3% fee applies) - if you spend £100 or more in the first 3 months. - Representative Example: 11.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 11.9%
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 11.90%* N/A* 56 days* Good*

[3] Halifax Plus Credit Card
More Info	- 0% for the first 17 months on balance transfers (3% balance transfer fee applies) - 0% for the first 3 months on new purchases - No annual fee - 5 card colours: black, pink, white, red or blue Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 16.9% APR (variable). The purchase rate is 16.94% pa (variable). Halifax, The Mound, Edinburgh EH1 1YZ.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 17 months on BT* 16.90%* N/A* 59 days* Good*

[4] Cashplus Prepaid Gold MasterCard® Deluxe
More Info	- Guaranteed approval - No credit checks - Unique blend of bank account & MasterCard card benefits - Saves money on cheque cashing fees - 20 payments and standing orders a month for free - Free cash withdraw in the UK
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £4.95* £0.00 View No Bad Credit OK* ATM withdrawal UK Additional or replacement card fee Cancellation fee FREE £9.95 £10.00 Online account access Top-ups by cash Top-ups by debit card (at Post Office) FREE FREE FREE

[5] MBNA Platinum Credit Card
More Info	- 0% on balance transfers for 20 months (2.95% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account. - 0% on money transfers from your credit card to your current account for 19 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account. - 0% on card purchases for 3 months from the date your account is opened. - Representative Example: 16.7% APR Representative (variable). Based on 2.95% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.7%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 20 months* 16.70%* £0.00* 50 days* Good*

[6] MBNA Platinum Rewards Credit Card
More Info	- 0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account. - 0% on money transfers from your credit card to your current account for 13 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account. - 0% on card purchases for 3 months from the date your account is opened. - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 16.90%* £0.00* 50 days* Good*

[7] Lloyds TSB Platinum Credit Card
More Info	- 0% interest for 14 months on balances transferred within the first 90 days (3% fee applies). Minimum spend of £100 in the first three months applies - 0% interest on purchases for 3 months - No annual fee - Extra security including chip and PIN technology, and fraud loss guarantee - Representative Example: 17.9% APR Representative (variable). Based on 3.0% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.7%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 14 months* 17.90%* £0.00* 56 days* Good*

[8] Barclaycard Platinum Visa® Card
Terms |  More Info	- 0% interest on balance transfers for 22 months from account opening (2.9% handling fee applies) - 0% introductory purchase period 3 months - £20 off your balance transfer fee when you transfer a balance of £3000 or more (terms and conditions apply) - Request a balance transfer quickly and easily as part of your application - 0% interest on purchases for 3 months from account opening - Barclaycard Freedom - a reward programme like no other - Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable 17.9 %). Barclays Bank Plc., 1 Churchill Place, London, E14 5HP
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 22 months on BT* 17.90%* £0.00* Up to 56 days* Good*

[9] Capital One Progress Credit Card
More Info	Representative example (This is an example only, you may receive a different credit limit): - 29.9% APR Representative variable - 29.94% p.a. variable on purchases - £1,200 credit limit Capital One (Europe) Plc., Trent House, Station Street, Nottingham, NG2 3HX
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 29.94%* £0.00* 56 days* Fair*

[10] Virgin Atlantic American Express® White Card
Terms |  More Info	- 3,000 bonus Flying Club miles on your first card purchase - 1 Flying Club mile for every £1 you spend - 2 Flying Club miles for every £1 spent direct with Virgin Atlantic, Virgin Holidays and Regus business centres - Receive a Premium Economy reward upgrade on an Economy redemption booking when you spend £10,000 on your card in a year. You can earn 2 of these upgrades every year. - Enjoy a complimentary companion reward flight when you spend £15,000 on your card in a year. So you can bring a friend with you, on us - 10% off all Virgin Holidays packages - No annual fee - 0% on balance transfers for 6 months from the date your account is opened. 2% handling fee applies - Representative 17.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 17.90%* £0.00* 46 days* Good*

[11] Post Office® Master Card
Terms |  More Info	- 0% on balance transfers for the first 14 months - 0% on purchases for the first 3 months - 0% commission on purchases overseas - 0% on new balance transfers for 12 months again and again - Representative Example: 16.9% APR Representative (variable). Based on 2.98% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 16.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* up to 14 months* 16.90%* £0.00* 56 days* Good*

[12] Nationwide Gold Credit Card
Terms |  More Info	- Commission free purchases abroad - Up to 56 days interest-free credit - 0% APR on purchases for 3 months - 0% APR on Balance Transfers for 17 months - Free purchase cover for loss, theft or damage to most purchases over £50 - 12 month warranty on many gas or electrical products Peace of mind for all cardholders with Nationwide Fraud Watch. - Representative Example: 15.9% APR Representative (variable). Based on 2.95% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 17 months on BT* 16.90%* £0.00* 56 days* Good*

[13] Barclaycard Gold Credit Card
More Info	- 0% interest on balance transfers for 12 months (2.5% handling fee applies) - Request a balance transfer quickly and easily as part of your application - With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under - Barclaycard Freedom - a reward programme like no other - Representative Example: 19.9% APR Representative (variable). Based on 2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 19.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on BT* 19.90%* £0.00* Up to 56 days* Limited*

[14] NatWest Platinum Credit Card
Terms |  More Info	- 0% on balance transfers for 20 months - 0% on purchases – for 6 months - 3.2% balance transfer fee - (minimum £5) - 1% off the APR for Advantage Gold customers – guaranteed on our standard credit card rate for at least 12 months. - Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.6%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 20 months on BT* 17.60%* £0.00* 56 days* Good*

[15] RBS Platinum Credit Card
Terms |  More Info	- 0% balance transfers for 20 months - 0% interest on purchases for 6 months from account opening - 3.2% Balance transfer fee – (minimum £5) - 1% off the APR for Royalties Gold customers - Free additional cardholder - Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.6%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 20 months on BT* 17.90%* £0.00* 56 days* Good*

[16] MBNA Platinum Plus Dual Credit Card
More Info	- 0% on balance transfers for 10 months from account opening date (3% handling fee.) - 0% on all your card purchases for 10 months - 0% on money transfers for 10 months - No Annual Fee - Paperless Statements - Fraud Protection - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 16.90%* £0.00* 50 days* Good*

[17] Barclaycard Platinum Simplicity Credit Card
More Info	- Simply our lowest APR - 7.9% interest on all purchases and on all balance transfers (no handling fee applies) - Barclaycard Freedom - a reward programme like no other - Your new Barclaycard will automatically be set up with paperless statements making it easier to manage your account online* - Representative Example: 7.9% APR Representative (variable). Based on 0% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 7.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 7.90%* £0.00* Up to 56 days* Good*

[18] Bank of Scotland Plus Card
More Info	- 0% for 13 months on balances transfers (3% fee applies) - 0% for 3 months on purchases - Master Card benefits package - 59 days grace period - Representative Example: Based on borrowing £1,200 repaid over 12 months the representative rate would be 16.9% APR (variable). The purchase rate is 16.94% pa (variable). Credit limits and interest rates will vary based on your individual circumstances.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* See T&C* 16.90%* £0.00* 59 days* Good*

[19] MBNA Visa® Card with Cashback
More Info	- 1.25% cash back on your supermarket and fuel plus 0.5% cash back on all other purchases* - No cap on how much cash back you can earn - No annual fee - Representative Example: 18.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 18.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* £0.00* None* Excellent*

[20] NatWest World MasterCard®
More Info	- 0% on purchases for 13 months from account opening. Thereafter the standard annual rate for purchases will be 17.9% p.a. (variable). - 0% on balance transfers for 13 months from account opening (2.9% fee, min £5) on any balances you transfer within three months of opening your account. Thereafter the standard annual rate for balance transfers will be 17.9% p.a. (variable). - 2,500 bonus NatWest YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon. - No annual fee - Representative Example: Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 17.90%* £0.00* 56 days* Good*

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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