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RBS Platinum Credit Card
A RBS platinum credit card for existing and intending customers of the Royal Bank of Scotland. It charges a highly competitive interest rate with special offers on balance transfers and purchases over pre-disclosed periods. There are lots of benefits available to crown a no annual fee card.
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Basic Information |
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| Issuer: | Royal Bank of Scotland |
| Card Network: | MasterCard® |
| Card Category: | Consumer (Premium) |
| Card Type: | - Instant Decision Card |
| Credit Needed: | Good* |
Card Review |
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| This credit card offers an intro period to existing RBS customers. The intro period applies to balance transfers over a 18 month period and purchase transactions over a 6 month period. Up to 56 interest free days are available on every billing cycle. Cardholders are entitled to an additional card for free. No annual fee is charged. Card benefits include: Comprehensive protection against online fraud and identity theft; travel bookings with discounts on travel, and airport parking; online account access, money transfers by phone, and flexible credit limits. MasterCard holders gain access to 10% on HP UK products, and up to 20% on purchases at Buyagift.com. Cardholders can also join the Royal Bank Wine Club for special offers and free gifts. |
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| Card rating: | |
| Most attractive features: | - Daily cash advance - No annual fee - Royalties - Introductory offer |
| Least attractive features: | - No rewards program |
Rewards & Benefits |
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| Other Benefits: | - Control your credit card online - Flexible credit limits - Pay by Direct Debit - Money transfers by phone - Special discounts - Travel benefits - Wine offers |
| Online Card Account Access: | |
Card Finance & Rates |
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| Introductory APR (%): | 0%* |
| Applied Towards: | Purchases, Balance Transfer |
| Introductory Period: | 20 months on BT* |
| APR on Purchases (%): | 17.90% APR representative variable |
| APR Type: | variable |
| Annual Fee: | £0.00* |
| Grace Period: | 56 days* |
| Minimum Finance Charge: | 0.10%* |
| Minimum Credit Line: | £300* |
| Late Payment Fee: | £12.00* |
| Over Limit Fee: | £12.00* |
Balance Transfers |
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| Balance Transfer: | |
| Transfer Fee (%): | 3.20% of each balance transfer |
| Minimum BT Fee: | £5.00 |
Cash Advances |
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| APR on Cash Advances (%): | 24.90% |
| Cash Advance Fee (%): | 3.00% |
| Minimum Fee: | £3.00 |
Other Fees |
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| Additional Fees | Transactions in foreign currencies: 2.75% Copies of statements: £3.00 Returned payment fee: £10.00 |
Comments |
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| To apply for the card you should over 18, UK resident with good to excellent credit rating. | |
Action |
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| Click Here to Apply | |
| View Other Royal Bank of Scotland Cards | |
| View Other MasterCard Cards | |
| View Other 0% Intro Rate Credit Cards | |
| View Other Balance Transfer Cards | |
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| Apply For RBS Platinum Credit Card Secure Online | |
* The information provided for RBS Platinum Credit Card is believed to be accurate at the time of evaluation (Oct 18, 2011). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.



