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RBS Platinum Credit Card

A RBS platinum credit card for existing and intending customers of the Royal Bank of Scotland. It charges a highly competitive interest rate with special offers on balance transfers and purchases over pre-disclosed periods. There are lots of benefits available to crown a no annual fee card.


RBS Platinum Credit Card
Intro APR  Representative Variable APR Annual Fee 
0%* 17.90%* £0.00*
Apply For RBS Platinum Credit Card

Basic Information

Issuer: Royal Bank of Scotland
Card Network: MasterCard®
Card Category: Consumer (Premium)
Card Type: - Instant Decision Card
Credit Needed: Good*

Card Review

This credit card offers an intro period to existing RBS customers. The intro period applies to balance transfers over a 18 month period and purchase transactions over a 6 month period. Up to 56 interest free days are available on every billing cycle.

Cardholders are entitled to an additional card for free. No annual fee is charged.

Card benefits include: Comprehensive protection against online fraud and identity theft; travel bookings with discounts on travel, and airport parking; online account access, money transfers by phone, and flexible credit limits.

MasterCard holders gain access to 10% on HP UK products, and up to 20% on purchases at Buyagift.com. Cardholders can also join the Royal Bank Wine Club for special offers and free gifts.
Card rating: Card Rating (4.5 out of 5)
Most attractive features: - Daily cash advance
- No annual fee
- Royalties
- Introductory offer
Least attractive features: - No rewards program

Rewards & Benefits

Other Benefits: - Control your credit card online
- Flexible credit limits
- Pay by Direct Debit
- Money transfers by phone
- Special discounts
- Travel benefits
- Wine offers
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: 20 months on BT*
APR on Purchases (%): 17.90% APR representative variable
APR Type: variable
Annual Fee: £0.00*
Grace Period: 56 days*
Minimum Finance Charge: 0.10%*
Minimum Credit Line: £300*
Late Payment Fee: £12.00*
Over Limit Fee: £12.00*

Balance Transfers

Balance Transfer:
Transfer Fee (%): 3.20% of each balance transfer
Minimum BT Fee: £5.00

Cash Advances

APR on Cash Advances (%): 24.90%
Cash Advance Fee (%): 3.00%
Minimum Fee: £3.00

Other Fees

Additional Fees Transactions in foreign currencies: 2.75%
Copies of statements: £3.00
Returned payment fee: £10.00

Comments

To apply for the card you should over 18, UK resident with good to excellent credit rating.

Action

Click Here to Apply
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* The information provided for RBS Platinum Credit Card is believed to be accurate at the time of evaluation (Oct 18, 2011). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.


SSL Security Security Note: Online application features Secure SSL Technology.

The Free Personal Finance Center - Market Pro Secure™ UK is an information resource and reference provider for United Kingdom individuals reviewing or seeking financial services from reliable UK institutions and banks offering insurance, credit cards and debit credit cards, loans and other associated credit products. Market Pro Secure™ does not provide UK financial services directly.

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