Rewards Credit Cards

[1] Virgin Atlantic American Express® Black Card
Terms |  More Info	- 6,000 bonus miles after your first purchase - 4 Flying Club milesfor every £1 spent direct with Virgin Atlantic, Virgin Holidays and Regus business centres - Receive a Premium Economy reward upgrade on an Economy redemption booking when you spend £5,000 on your card in a year. You can earn 2 of these upgrades every year - Enjoy a complimentary companion reward flight when you spend £7,500 on your card in a year. So you can bring a friend with you, on us - Complimentary Regus businessworld gold membership, worth £199 p.a., with access to 1,100 business lounges and cafés worldwide - 10% off all Virgin Holidays packages - 18.9% p.a. variable APR on purchases - Representative 47.2% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 47.20%* £115.00* 46 days* Good*

[2] American Express Starwood Preferred Guest Credit Card
Terms |  More Info	- 10,000 bonus Starpoints - Earn 1 Starpoint for every full £1 spent - Receive a Free Weekend Night - Experience Gold Preferred Guest status - Share the benefits with friends and family - £75 annual fee - Get a response in just 60 seconds - Representative 34.5% APR variable. Based on £75 annual fee, assumed borrowing of £1200, rate of interest (variable) annual 19.9% / 1.53% per month.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 34.50%* £75.00* 56 days* Excellent*

[3] Barclaycard Initial Credit Card
Terms |  More Info	- Strengthen your credit rating - 1% of the value of your purchase in Reward Money (0.5% at Shell) in participating retailers. - £1,200 credit limit - Representative Example: 29.9% APR Representative (variable). Based on2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 29.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 29.90%* £0.00* Up to 56 days* Limited*

[4] Lloyds TSB Airmiles Duo Premier Credit Card
More Info	- 0% interest for 6 months on balances transferred within the first 90 days (3% fee applies) - 1.25 Airmiles for almost every £1 you spend in the first 3 months. 1.25 Airmiles for £10 you spend after that - Collect double Airmiles abroad - Get 150 extra Airmiles for every £1,000 balance you transfer - Take someone with you for free. A worldwide Companion Ticket is yours when you spend over £15,000 a year - Add an additional cardholder free of charge - 21.9% APR Representative variable
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 21.90%* £50.00* 56 days* Good*

[5] Capital One World Master Card
More Info	- Unlimited Cashback - Earn 1% on EVERYTHING you buy - £10 bonus credit every January - Annual Fee applies - Representative Example: 19.9% APR Representative (variable). Based on £18.00 annual fee, credit limit of £1200.00, annual interest rate (variable) 14.47%. Capital One (Europe) Plc., Trent House, Station Street, Nottingham, NG2 3HX
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.90%* £30.00* 45 days* Good*

[6] British Airways American Express Credit Card
Terms |  More Info	- Receive a response in 60 seconds - Apply now and earn 1,000 bonus BA Miles - 1 Bonus Mile for virtually every £1 you spent - Free additional cards - No annual fee - Spend £20,000 on your Card in a year, and receive a companion for the same flight and cabin - Travel accident benefits up to £75,000 - Representative 19.9% APR variable. Based on assumed borrowing of £1,200 and rate of interest(variable) annual 19.9%
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.90%* N/A* 25 days* Good*

[7] British Airways American Express Premium Plus Card
Terms |  More Info	- 18,000 bonus BA Miles when you spend £3000 in the first three months of Cardmembership - Spend £10,000 on the Card in any given year, and we'll give you another ticket for a companion when you redeem your BA Miles for a British Airways flight - 1.5 BA Miles for every £1 you spent - Double BA Miles on British Airways flights and BA Holidays - Free Additional Cards - An additional ticket for your companion - Up to £250,000 Travel Accident Benefit - Representative Example: 19.9% APR Representative (variable). Based on 150.00 annual fee, credit limit of 1200.00, annual interest rate (variable) 19.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.90%* £150.00* 25 days* Good*

[8] Barclaycard Gold Credit Card
More Info	- 0% interest on balance transfers for 12 months (2.5% handling fee applies) - Request a balance transfer quickly and easily as part of your application - With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under - Barclaycard Freedom - a reward programme like no other - Representative Example: 19.9% APR Representative (variable). Based on 2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 19.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on BT* 19.90%* £0.00* Up to 56 days* Limited*

[9] AA Credit Card
More Info	- 0% for 10 months on ALL purchases - 0% for 12 months on Balance transfers (+3% fee) - Representative 18.9% APR (variable) - Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. Use your points to purchase from a range of motoring products and services, AA Home or Car Insurance, shopping vouchers or even cash back
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 18.90%* N/A* 50 days* Good*

[10] MBNA AMEX® Card with CashBack
More Info	- Double cash back on your supermarket and fuel purchases (Earn 1.5% cash back on supermarket and fuel purchases and 0.75% on all other card purchases)* - No cap on how much cash back you can earn - No annual fee - Complimentary Additional Cards - Representative Example: 18.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 18.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* £0.00* 50 days* Good*

[11] MBNA Visa® Card with Cashback
More Info	- 1.25% cash back on your supermarket and fuel plus 0.5% cash back on all other purchases* - No cap on how much cash back you can earn - No annual fee - Representative Example: 18.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 18.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* £0.00* None* Excellent*

[12] American Express Platinum CashBack Credit Card
Terms |  More Info	- Introductory bonus: 5% cashback on the first £2,000 of purchases in your first three months - On-going cashback: 1.25% cashback on virtually all your spend - no caps! - Engagement bonus: 2.5% cashback in the anniversary month, when you spend £10,000 a year - Cardmembers have the opportunity to opt-in to exchange their annual cashback for retail vouchers which can be used at High Street shops and receive up to an extra 5% on top of their cashback balance - Interest rate for purchases: 14.0% p.a. variable. - Representative 18.5% APR variable. Based on annual fee of £25 and assumed credit limit of £1200.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.50%* £25.00* 56 days* Good*

[13] Barclaycard Platinum Visa® Card
Terms |  More Info	- 0% interest on balance transfers for 22 months from account opening (2.9% handling fee applies) - 0% introductory purchase period 3 months - £20 off your balance transfer fee when you transfer a balance of £3000 or more (terms and conditions apply) - Request a balance transfer quickly and easily as part of your application - 0% interest on purchases for 3 months from account opening - Barclaycard Freedom - a reward programme like no other - Representative Example: 17.9% APR Representative (variable). Based on 3.2% balance transfer fee, credit limit of 1200.00, annual interest rate (variable 17.9 %). Barclays Bank Plc., 1 Churchill Place, London, E14 5HP
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 22 months on BT* 17.90%* £0.00* Up to 56 days* Good*

[14] Virgin Atlantic American Express® White Card
Terms |  More Info	- 3,000 bonus Flying Club miles on your first card purchase - 1 Flying Club mile for every £1 you spend - 2 Flying Club miles for every £1 spent direct with Virgin Atlantic, Virgin Holidays and Regus business centres - Receive a Premium Economy reward upgrade on an Economy redemption booking when you spend £10,000 on your card in a year. You can earn 2 of these upgrades every year. - Enjoy a complimentary companion reward flight when you spend £15,000 on your card in a year. So you can bring a friend with you, on us - 10% off all Virgin Holidays packages - No annual fee - 0% on balance transfers for 6 months from the date your account is opened. 2% handling fee applies - Representative 17.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 6 months* 17.90%* £0.00* 46 days* Good*

[15] Egg Visa Credit Card
More Info	- Balance Transfers: 0% interest until 1 April 2012 on balances transferred before 1 May 2011 (3% fee applies).* - Access to the Egg Cash Back Store with cash back offers and discounts from over 1,900 well-known online retailers including supermarkets, fashion and entertainment retailers, hotels and travel agents.** - Purchases: 0% interest until 1 May 2011.* - Plus insurances: included as standard to protect the things you buy - purchase protection and internet delivery guarantee insurance.*** - 17.9% APR representative variable
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* up to 14 months* 17.90%* £0.00* 45 days* Good*

[16] NatWest World MasterCard®
More Info	- 0% on purchases for 13 months from account opening. Thereafter the standard annual rate for purchases will be 17.9% p.a. (variable). - 0% on balance transfers for 13 months from account opening (2.9% fee, min £5) on any balances you transfer within three months of opening your account. Thereafter the standard annual rate for balance transfers will be 17.9% p.a. (variable). - 2,500 bonus NatWest YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon. - No annual fee - Representative Example: Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 17.90%* £0.00* 56 days* Good*

[17] RBS World MasterCard®
More Info	- 0% on purchases for 13 months from account opening. Thereafter the standard annual rate for purchases will be 17.9% p.a. (variable). - 0% on balance transfers for 13 months from account opening (2.9% fee, min £5) on any balances you transfer within three months of opening your account. Thereafter the standard annual rate for balance transfers will be 17.9% p.a. (variable). - 2,500 bonus RBS YourPoints that you can use towards flights, holidays and some great brands like M&S, Boots and Amazon. - No annual fee - Representative Example: Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 17.90%* £0.00* 51 days* Good*

[18] Barclaycard Platinum Transfer Card
Terms |  More Info	- 0% interest on balance transfers for 21 months from account opening (3.0% handling fee applies) - Plus, refund offer which reduces handling fee to equivalent of 2.6% for everyone (terms and conditions apply) - Request a balance transfer quickly and easily as part of your application - 0% interest on purchases for 3 months from account opening - Barclaycard Freedom - a reward programme like no other - Representative Example: 17.5% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 17.5%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 21 months on BT* 17.50%* £0.00* Up to 56 days* Good*

[19] SonyCard Credit Card from MBNA
More Info	- 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 6 months from the date your account is opened - 2,000 FREE Sony Card Rewards Points* when you make a card purchase within the first 90 days – that's enough to claim a CD or DVD - Earn Reward Points every time you spend using your Sony Card - TRIPLE Reward Points – when you buy products from Sony using your Sony Card. - As a Sony Card Customer we'll keep you up to date with what's new in the world of Sony's Entertainment world – and you'll also be able to enter Dream Draws giving you access to exclusive offers from Sony - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[20] MBNA Retail Rewards American Express® Credit Card
More Info	- A long term card purchase rate of 0% p.a for 12 months on every card purchase - A card purchase rate of 0% p.a for 6 months - Access to a fantastic rewards programme - Earn 1 point for every £1 you spend - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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