Rewards Credit Cards

[1] Capital One World Master Card
More Info	- Unlimited Cashback - Earn 1% on EVERYTHING you buy - £10 bonus credit every January - Annual Fee applies - Representative Example: 19.9% APR Representative (variable). Based on £18.00 annual fee, credit limit of £1200.00, annual interest rate (variable) 14.47%. Capital One (Europe) Plc., Trent House, Station Street, Nottingham, NG2 3HX
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.90%* £30.00* 45 days* Good*

[2] American Express Platinum CashBack Credit Card
Terms |  More Info	- Introductory bonus: 5% cashback on the first £2,000 of purchases in your first three months - On-going cashback: 1.25% cashback on virtually all your spend - no caps! - Engagement bonus: 2.5% cashback in the anniversary month, when you spend £10,000 a year - Cardmembers have the opportunity to opt-in to exchange their annual cashback for retail vouchers which can be used at High Street shops and receive up to an extra 5% on top of their cashback balance - Interest rate for purchases: 14.0% p.a. variable. - Representative 18.5% APR variable. Based on annual fee of £25 and assumed credit limit of £1200.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.50%* £25.00* 56 days* Good*

[3] British Airways American Express Credit Card
Terms |  More Info	- Receive a response in 60 seconds - Apply now and earn 1,000 bonus BA Miles - 1 Bonus Mile for virtually every £1 you spent - Free additional cards - No annual fee - Spend £20,000 on your Card in a year, and receive a companion for the same flight and cabin - Travel accident benefits up to £75,000 - Representative 19.9% APR variable. Based on assumed borrowing of £1,200 and rate of interest(variable) annual 19.9%
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.90%* N/A* 25 days* Good*

[4] British Airways American Express Premium Plus Card
Terms |  More Info	- 18,000 bonus BA Miles when you spend £3000 in the first three months of Cardmembership - Spend £10,000 on the Card in any given year, and we'll give you another ticket for a companion when you redeem your BA Miles for a British Airways flight - 1.5 BA Miles for every £1 you spent - Double BA Miles on British Airways flights and BA Holidays - Free Additional Cards - An additional ticket for your companion - Up to £250,000 Travel Accident Benefit - Representative Example: 19.9% APR Representative (variable). Based on 150.00 annual fee, credit limit of 1200.00, annual interest rate (variable) 19.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.90%* £150.00* 25 days* Good*

[5] FairFX Travel Money Card
More Info	- Card available in Euros and US Dollars - Zero fee for purchases made in card currency - Low fees (€1.50/$2.00) for each cash withdrawal - Free card (normally £9.95) subject to minimum initial load of £500 - Load up to £2,500 at any one time - Market-leading currency exchange rates
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View No Accepts All* ATM FairFX fees apply (EUR) ATM FairFX fees apply (USD) Card price €1.50 $2.00 £9.95 Refund Fee of Unauthorised transactions administration fee £10.00 £5.00

[6] Travelex Cash Passport Prepaid Currency Card (USD)
More Info	- Home delivery or Airport pick-up - Load Up to 30,000 USD per 12 month - 1 free additional card - 24/7 global assistance & emergency replacement for lost or stolen cards - No risk of identity theft and fraud to your personal bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* £0.00 View No Accepts All* Cashout fee Load fee £6.00 Varies Monthly inactivity fee Reload fee £3.00 2.00%

[7] Travelex Cash Passport Prepaid Currency Card (Euro)
More Info	- Home delivery or Airport pick-up - Load Up to 25,500 EUR per 12 month - 1 free additional card - 24/7 global assistance & emergency replacement for lost or stolen cards - No risk of identity theft and fraud to your personal bank account
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* £0.00 View No Accepts All* Cashout fee Load fee £6.00 Varies Monthly inactivity fee Reload fee £3.00 2.00%

[8] FairFX Currency Card
More Info	- Convenient to use - just load and spend - Market-leading exchange rates - 0% management fees or hidden charges - 0% fees on transactions, low ATM fees - Fix the rate when loading so you know what everything costs when using the card - Load up to £2,500 at any one time - Chip and pin protected for your security - Accepted at millions of outlets
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View No Accepts All* ATM FairFX fees apply (EUR) ATM FairFX fees apply (USD) Card price €1.50 $2.00 £9.95 Refund Fee of Unauthorised transactions administration fee £10.00 £5.00

[9] FairFX Euro Currency Card
Terms |  More Info	- EURO Currency Prepaid Debit Card - Market-leading exchange rates - 0% management fees or hidden charges - 0% fees on transactions, low ATM fees - Fix the rate when loading so you know what everything costs when using the card - Load up to £2,500 at any one time - Chip and pin protected for your security - Accepted at millions of outlets
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View No Accepts All* ATM FairFX fees apply (EUR) Card price €1.50 £9.95 Refund Fee of Unauthorised transactions administration fee £10.00 £5.00

[10] MBNA AMEX® Card with CashBack
More Info	- Double cash back on your supermarket and fuel purchases (Earn 1.5% cash back on supermarket and fuel purchases and 0.75% on all other card purchases)* - No cap on how much cash back you can earn - No annual fee - Complimentary Additional Cards - Representative Example: 18.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 18.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* £0.00* 50 days* Good*

[11] Virgin Atlantic American Express® Black Card
Terms |  More Info	- 6,000 bonus miles after your first purchase - 4 Flying Club milesfor every £1 spent direct with Virgin Atlantic, Virgin Holidays and Regus business centres - Receive a Premium Economy reward upgrade on an Economy redemption booking when you spend £5,000 on your card in a year. You can earn 2 of these upgrades every year - Enjoy a complimentary companion reward flight when you spend £7,500 on your card in a year. So you can bring a friend with you, on us - Complimentary Regus businessworld gold membership, worth £199 p.a., with access to 1,100 business lounges and cafés worldwide - 10% off all Virgin Holidays packages - 18.9% p.a. variable APR on purchases - Representative 47.2% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 47.20%* £115.00* 46 days* Good*

[12] Barclaycard Initial Credit Card
Terms |  More Info	- Strengthen your credit rating - 1% of the value of your purchase in Reward Money (0.5% at Shell) in participating retailers. - £1,200 credit limit - Representative Example: 29.9% APR Representative (variable). Based on2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 29.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 29.90%* £0.00* Up to 56 days* Limited*

[13] American Express Starwood Preferred Guest Credit Card
Terms |  More Info	- 10,000 bonus Starpoints - Earn 1 Starpoint for every full £1 spent - Receive a Free Weekend Night - Experience Gold Preferred Guest status - Share the benefits with friends and family - £75 annual fee - Get a response in just 60 seconds - Representative 34.5% APR variable. Based on £75 annual fee, assumed borrowing of £1200, rate of interest (variable) annual 19.9% / 1.53% per month.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 34.50%* £75.00* 56 days* Excellent*

[14] American Express Platinum Charge Card
More Info	- 40,000 bonus Membership Rewards points - Platinum Benefits - Charley Boorman travel vodcasts - Supplementary Cards - No pre-set spending limit - Get a response in just 60 seconds
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* N/A* £300.00* 45 days* Excellent*

[15] American Express Preferred Rewards Gold Card
More Info	- Transfer points to 10 major frequent flyer programmes - Double points on travel spend - Double points on petrol and supermarket purchases for your first year - with no cap! - 20,000 bonus points - enough for 2 return flights to selected European cities with British Airways or an upgrade to Premium Economy with Virgin Atlantic - Gold Card Travel Service - No interest charges - just pay your balance in full every month - Get a response in just 60 seconds
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* N/A* £75.00* 45 days* Good*

[16] Tuxedo Maestro® Prepaid Card
More Info	- Buy now for just £4.95 - Free second card - Everyone welcome! - No bank account required - No credit checks - No hidden charges - Receive up to 15% cashback when shopping online - Pay As you Go and Monthly Payments options
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £4.95* £0.50 View No Accepts All* Cancellation or redemption fee Card replacement fee Card to card money share Int'l ATM cash withdrawal fee Load alert by SMS £10.00 £4.95 £0.20 £2.25 £0.20 Load alerts by email Monthly fee Online card load (load value) PayPoint load fee (of load value) Post Office load fee FREE £4.95 3% 3% £0.99

[17] Barclaycard Platinum Simplicity Credit Card
More Info	- Simply our lowest APR - 7.9% interest on all purchases and on all balance transfers (no handling fee applies) - Barclaycard Freedom - a reward programme like no other - Your new Barclaycard will automatically be set up with paperless statements making it easier to manage your account online* - Representative Example: 7.9% APR Representative (variable). Based on 0% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 7.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 7.90%* £0.00* Up to 56 days* Good*

[18] Escape Prepaid MasterCard®
Terms |  More Info	- 20% cashback on your online purchases - Send money abroad instantly, for free - Manage your money online - NO Monthly payments - Accepted in over 30 million locations worldwide – wherever you see the MasterCard symbol - Card price - £9.99 - Card valid for 36 months
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* £0.99 View No Bad Credit OK* ATM's withdrawals UK and overseas Additional cards Annual fee Balance inquiry Phone (per min.) Balance inquiry SMS Block/unblock card SMS Block/unblock card phone (per min.) Cancellation or Redemption Card replacement Dormancy fee (per month) Intl. Purchase online Intl. purchase in store Investigation fee Load Alerts Load Alerts SMS Online balance info Online card to card transfer £2.00* £4.99 £4.99 £0.05 FREE £0.20 £0.05 £10.00 £9.99 £1.00 FREE FREE £20.00 FREE FREE FREE FREE PIN issue/reissue Paper statement Phones 4u Stores - Cash top up Phones 4u Stores - Credit card top up Phones 4u Stores - Debit card top up Purchase fee Purchase transaction in Store Purchase transactions online Revocation fee Standing order (failed deduction) Standing order fee Top up at Paypoint Top up at Post Office Top up online - Credit Card Top up online - Debit Card Top up via bank transfer Withdrawals from ATM's FREE £10.00 FREE 4% £0.99 £9.99 FREE FREE £20.00 £5.00 £3.00 3% £0.99 4% £0.99 FREE £0.99

[19] MBNA Visa® Card with Cashback
More Info	- 1.25% cash back on your supermarket and fuel plus 0.5% cash back on all other purchases* - No cap on how much cash back you can earn - No annual fee - Representative Example: 18.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 18.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* £0.00* None* Excellent*

[20] Cashplus Prepaid Gold MasterCard® Deluxe
More Info	- Guaranteed approval - No credit checks - Unique blend of bank account & MasterCard card benefits - Saves money on cheque cashing fees - 20 payments and standing orders a month for free - Free cash withdraw in the UK
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £5.00 £4.95* £0.00 View No Bad Credit OK* ATM withdrawal UK Additional or replacement card fee Cancellation fee FREE £9.95 £10.00 Online account access Top-ups by cash Top-ups by debit card (at Post Office) FREE FREE FREE

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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