Sainsbury's Mastercard for Nectar Card Holders

The easy to use and fully featured Sainsbury's MasterCard for Nectar Card Holders is a great choice that assists you to efficiently gain higher nectar points that in turn redeem your shopping expenses up to a great extent. Use this card in order to stay away from general credit card headaches as its processing is very simple.

	Intro APR  Representative Variable APR Annual Fee  0%* 16.94%* £0.00*
Basic Information
Issuer:	Sainsbury's Bank
Card Network:	MasterCard®
Card Category:	Consumer (Regular)
Card Type:	- Co-Branded Credit Card - Low Interest Card
Credit Needed:	Good*
Top Card Review
The Sainsbury's MasterCard for Nectar Card Holders offers the lowest introductory balance transfer and interest rates that are currently available in the market. The introductory offer is quite beneficial for customers that usually prefer to pay off their annual debts with the help of these cards but you should use this card for shopping purposes in order to fully utilize its benefits. Before applying for the card, be sure that you have used your nectar card within the last six months otherwise your application may be declined. The introductory offer lets you enjoy interest free purchasing in Sainsbury's outlets located throughout the UK. As it's a type of MasterCard, it has worldwide acceptance through ATM's and stores that function under the MasterCard network. The customer support wing of the company is available around the clock to assist you with any questions you may have.
Card rating:	(4 out of 5)
Most attractive features:	- 0% intro rate for 12 months - No annual fee - MasterCard benefits
Least attractive features:	- Balance Transfer fee
Top Rewards & Benefits
Other Benefits:	*See Terms and Conditions
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Purchases, Balance Transfer
Introductory Period:	12 months*
APR on Purchases (%):	16.94% APR representative variable
APR Type:	variable
Annual Fee:	£0.00*
Grace Period:	See T&C**
Minimum Finance Charge:	£0.50*
Minimum Credit Line:	£500*
Late Payment Fee:	£12.00*
Over Limit Fee:	£12.00*
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	3.00% of each balance transfer
Top Cash Advances
APR on Cash Advances (%):	24.93%
Cash Advance Fee (%):	3.00%
Minimum Fee:	£3.00
Top Other Fees
Additional Fees	Foreign Exchange Commission: 2.75% Copy Statement Fee: £5 Statement Date Change Fee: £5 Processing any foreign currency payment: £10 Stopped Cheque Fee (Other than lost or stolen): £10 Returned Payment Fee: £12 Letter Fee: £10
Top Comments
To speed your application along be sure to have the following to hand when applying: - your bank/building society account details - details of any loans, credit cards, store cards you have - your employers name and address - your Nectar card
Top Action
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* The information provided for Sainsbury's Mastercard for Nectar Card Holders is believed to be accurate at the time of evaluation (Aug 20, 2011). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.


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