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Sainsbury's Credit Card
With the Sainsbury's Credit Card, you can take advantage of extremely low interest rates and an innovative rewards program. By saving money on balance transfers and standard purchases, you can spend more, which helps you reach your incentive rewards faster than any other card that might seem to have similar benefits.
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Basic Information |
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| Issuer: | Sainsbury's Bank | |||||||||
| Card Network: | MasterCard® |
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| Card Category: | Consumer (Regular) | |||||||||
| Card Type: | - Co-Branded Credit Card - Instant Decision Card - Low Interest Card - Reward Card |
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| Credit Needed: | Good* | |||||||||
Card Review |
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| If you are looking for new credit card in the United Kingdom the Sainsbury's Credit Card is something that you should consider. It offers you some of the lowest rates that you will be able to find anywhere. If you qualify, you might be able to avoid interest rates for the first year on all standard purchases and balance transfers. This makes it an ideal card for consolidation as well as making your next substantial purchase guilt-free. If you are also a Nectar rewards program member, you can apply for the Sainsbury's Credit Card using the same information. When you are approved, you will be able to link your new credit card with your Nectar shopping incentive program for faster rewards. |
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| Card rating: |  (5 out of 5) |
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| Most attractive features: | - No annual fee - 12 months intro - Rewards program - Low APR on purchases |
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| Least attractive features: | - No Bonus rewards | |||||||||
Rewards & Benefits |
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| Reward Types: | - Merchandise Reward Cards - Other Rewards Cards - Universal Reward Cards |
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| Reward Unit: | Point | |||||||||
| Rewards: | - 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card. - 1 point per £5 when you use your Sainsbury's Credit Card elsewhere |
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| Other Benefits: | See Terms and Conditions of the card | |||||||||
| Online Card Account Access: |  |
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Card Finance & Rates |
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| Introductory APR (%): | 0%* | |||||||||
| Applied Towards: | Purchases, Balance Transfer | |||||||||
| Introductory Period: | 12 months* | |||||||||
| APR on Purchases (%): | 16.90% APR representative variable | |||||||||
| APR Type: | variable | |||||||||
| Annual Fee: | £0.00* | |||||||||
| Grace Period: | up to 55 days* | |||||||||
| Minimum Finance Charge: | £0.50* | |||||||||
| Minimum Credit Line: | £500* | |||||||||
| Late Payment Fee: | £12.00* | |||||||||
| Over Limit Fee: | £12.00* | |||||||||
Balance Transfers |
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| Balance Transfer: | |
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| Transfer Fee (%): | 3.00% of each balance transfer | |||||||||
Cash Advances |
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| APR on Cash Advances (%): | 24.93% | |||||||||
| Cash Advance Fee (%): | 3.00% | |||||||||
| Minimum Fee: | £5.00 | |||||||||
Other Fees |
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| Additional Fees | Returned Payment Fee: £12.00 Letter Fee: £10.00 |
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Comments |
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| To be eligible you must: - be over 18 or over and have a permanent UK address - not have been declined for credit in the last month - not have a history of bad credit - not be an existing Sainsbury's Bank Credit Card holder To speed your application along be sure to have the following to hand when applying: - your bank/building society account details - details of any loans, credit cards, store cards you have - your employers name and address - your Nectar card | ||||||||||
Action |
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| View Other Sainsbury's Bank Cards | ||||||||||
| View Other MasterCard Cards | ||||||||||
| View Other 0% Intro Rate Credit Cards | ||||||||||
| View Other Balance Transfer Cards | ||||||||||
| View Other Consumer Cards | ||||||||||
| View Other No Annual Fee Cards | ||||||||||
| View Other Points Rewards Cards | ||||||||||
| View Other Regular Cards | ||||||||||
| View Other Rewards Credit Cards | ||||||||||
| View Other Top Rated Card Offers | ||||||||||
| View Other Co-Branded Credit Cards | ||||||||||
| View Other Instant Decision Cards | ||||||||||
| View Other Low Interest Cards | ||||||||||
| View Other Merchandise Reward Cards | ||||||||||
| View Other Other Rewards Cards | ||||||||||
| View Other Universal Reward Cards | ||||||||||
* The information provided for Sainsbury's Credit Card is believed to be accurate at the time of evaluation (Aug 20, 2011). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
- Selected Card
- Basic Information
- Card Review
- Rewards & Benefits
- Card Finance & Rates
- Balance Transfers
- Cash Advances
- Other Fees
- Comments
- What to Do Next?
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Terms & ConditionsIntro APR: 0.00% *
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