Sainsbury's Nectar Credit Card

The outstanding and fabulous Sainsbury's Nectar Credit Card is the obvious choice of people who like to go with easy processing and valuable cards. It simply offers great valuable services that keep you stress free and at the same time help you economically. Enjoy a whole new experience of shopping with your nectar card.

	Intro APR  Representative Variable APR Annual Fee  0%* 12.92%* £0.00* Unfortunately, we do not currently offer online application for this card. See similar cards
Basic Information
Issuer:	Sainsbury's Bank
Card Network:	MasterCard®
Card Category:	Consumer (Regular)
Card Type:	- Co-Branded Credit Card - Low Interest Card - Reward Card
Credit Needed:	Good*
Top Card Review
With Sainsbury's Nectar Credit Card you have the liberty to enjoy interest free shopping. This particular feature proves quite beneficial when you need to buy costly items such home appliances or kitchen accessories. You may hesitate because there is not an endless list of confusing benefits that are subjected to various terms and conditions, but if Sainsbury is your favorite store then it should not be a matter of concern. Alone the double nectar point scheme is enough to persuade the customers. Sainsbury ensures the security of your card as well as offers quick and responsive customer support services. If you don't have enough time to personally visit Sainsbury's bank then you can make use of online services available with your account.
Card rating:	(4 out of 5)
Most attractive features:	- No annual fee - 0% intro rate - Nectar rewards program - MasterCard benefits
Least attractive features:	- Special terms for grace period
Top Rewards & Benefits
Reward Types:	- Other Rewards Cards - Universal Reward Cards
Reward Unit:	Point
Rewards:	- Earn Nectar points when you use your Sainsbury's Nectar Credit Card elsewhere - 1 point for every £5 you spend
Other Benefits:	See Terms and Conditions of the card
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Introductory Period:	10 months*
APR on Purchases (%):	12.92% APR representative variable
APR Type:	variable
Annual Fee:	£0.00*
Grace Period:	See T&C**
Minimum Finance Charge:	£0.50*
Late Payment Fee:	£12.00*
Over Limit Fee:	£12.00*
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	0.00% of each balance transfer
Top Cash Advances
APR on Cash Advances (%):	24.93%
Cash Advance Fee (%):	3.00%
Minimum Fee:	£3.00
Top Other Fees
Additional Fees	Foreign Exchange Commission: 2.75% Copy Statement Fee: £5 Statement Date Change Fee: £5 Processing any foreign currency payment: £10 Stopped Cheque Fee (Other than lost or stolen): £10 Returned Payment Fee: £12 Letter Fee: £10
Top Comments
To be eligible you must : - have a permanent UK address - be 18 or over - not have been declined for credit in the last month - not have a history of bad credit - not be an existing Sainsbury's Bank Credit Card holder
Top Action
View Other Sainsbury's Bank Cards
View Other MasterCard Cards
View Other 0% Intro Rate Credit Cards
View Other Balance Transfer Cards
View Other Consumer Cards
View Other No Annual Fee Cards
View Other Points Rewards Cards
View Other Regular Cards
View Other Rewards Credit Cards
View Other Co-Branded Credit Cards
View Other Low Interest Cards
View Other Other Rewards Cards
View Other Universal Reward Cards

* The information provided for Sainsbury's Nectar Credit Card is believed to be accurate at the time of evaluation (Feb 2, 2011). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.


Security Note: Online application features Secure SSL Technology.