Savings Account

A Savings Account is a good option if you have money you can afford to save but don't want to put at risk. This type of account does pay interest but not at the levels that might be achieved with the more uncertain investment products such as trust funds and shares. Also, while you can withdraw or transfer some or all of the money in the account, a period of notice is usually required which means you do not have instant access to your funds. If you want your money to be safe while earning you a modest income, a Savings Account with one of these finance houses could be for you. Compare the terms on offer before making a choice.

Start Saving your Money Today

Provider & Offer Name	AER*	Minimum Requirements	Apply & More
Halifax Web Saver Extra1	2.6%	To apply you should be 18 years old UK resident with permanent address and deposit at least £1 to savings account. It takes just 5 minutes to apply online.
Santander Santander Direct ISA Issue 62	2.75%	The Santander Direct ISA Issue 6 - a great online saving account - benefits include: earn 2.75% AER (variable); Interest is earned daily and paid monthly; Manage your savings online. You can access or manage your Direct ISA (issue 6) at any time via the internet, phone or by post.
Halifax Fix Rate Web Saver3	2%	To apply you should be Over 18 and UK Resident. Minimum opening balance - £500, maximum balance - £9 million per account. UK's No 1 for savings.
ING Direct Direct Savings Account4	2.75%	You should be 18 years old permanent UK resident to open ING Direct Savings Account. Start saving from £1 to £1 million, with no minimum or maximum monthly deposits required.
Sainsbury's Easy Saver Monthly5	2.7%	To open Sainsburys Easy Saver Monthly account you must be over 21, a UK resident (this excludes the Channel Islands and the Isle of Man). Also you should maintain a minimum balance of £5,000 for 2 years and can make up to 5 withdrawals during 12 months.
Lloyds TSB eBond Savings Account6	3.75%	You should be 18 years old UK resident to apply for Lloyds TSB eBond fixed rate savings account and deposit from £2,000 up to £1,000,000 for 3 years.
HSBC Europe Online Bonus Saver7	0.75%	To apply you should be 18 years old UK resident with permanent address. You can open an Online Bonus Saver savings account with just £1 (one account permitted per customer).

* AER - Annual Equivalent Rate
¹ Exclusive deal for current account customers - If you are a main current account customer just apply for one of our variable rate savings accounts and we will apply the extra 0.20% AER.
² The annual ISA allowance has increased to £10,200 per tax year for customers who as of the 5 April 2010 are aged 50 or over. Of this up to £5,100 can be contributed to a Cash ISA.
³ 1 year AER
⁴ After 12 months the rate will revert to our ING Direct Savings Account variable rate, currently 0.50% AER (0.50% gross p.a). No charges for withdrawing your money
⁵ After 12 months you'll revert to the standard variable interest rate at that time currently 0.50% AER
⁶ No withdrawals are allowed.
⁷ Accounts are managed online only. You can view your statements online.

• Offers are available for United Kingdom residents only.
• United states residents should visit US Savings Account Online page.
• Accounts are subject to approval.
• Charges for other account-related services may apply.