VISA®

[1] MBNA Platinum Credit Card
More Info	- 0% on balance transfers for 20 months (2.95% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account. - 0% on money transfers from your credit card to your current account for 19 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account. - 0% on card purchases for 3 months from the date your account is opened. - Representative Example: 16.7% APR Representative (variable). Based on 2.95% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.7%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 20 months* 16.70%* £0.00* 50 days* Good*

[2] MBNA Visa® Card with Cashback
More Info	- 1.25% cash back on your supermarket and fuel plus 0.5% cash back on all other purchases* - No cap on how much cash back you can earn - No annual fee - Representative Example: 18.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 18.9%.
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* £0.00* None* Excellent*

[3] Citi Visa Debit Card for Travelers
More Info	- Fee-free purchases abroad in US Dollars or Euros - Comes with US Dollar and Euro Current Accounts - No foreign currency commission charges - No monthly account fees - Global access 24 hours a day, 365 days a year through CitiPhone Banking and Citibank online - Citibank exchange rates apply to transfers across currencies* - Secure online code card protection
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £1.00 £0.00* N/A View No Accepts All* See Terms and Conditions

[4] AA Credit Card
More Info	- 0% for 10 months on ALL purchases - 0% for 12 months on Balance transfers (+3% fee) - Representative 18.9% APR (variable) - Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. Use your points to purchase from a range of motoring products and services, AA Home or Car Insurance, shopping vouchers or even cash back
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 18.90%* N/A* 50 days* Good*

[5] MBNA 5.9% APR Rate For Life Credit Card
More Info	- A promotional rate on balance transfers and money transfers - 5.9% for the life of the transferred balances* 2% handling fee for balances transferred in the first 60 days, 3% thereafter (4% for money transfers) - Ideal for rearranging your finances and consolidating loans* - Verified by Visa™ - With MBNA Secure - Paperless Statements - Free 24 hour worldwide Customer Satisfaction Helpline - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 5.9%* for Life of Balance* 16.90%* £0.00* 50 days* Good*

[6] MBNA Platinum Plus Dual Credit Card
More Info	- 0% on balance transfers for 10 months from account opening date (3% handling fee.) - 0% on all your card purchases for 10 months - 0% on money transfers for 10 months - No Annual Fee - Paperless Statements - Fraud Protection - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 16.90%* £0.00* 50 days* Good*

[7] BT Cash Credit Card
More Info	- Earn money off your BT bill* with the BT Credit Card - 0% on balance transfers for 13 months (3% handling fee) - 0% on card purchases for 3 months - Online Banking - Fraud Protection - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 16.90%* £0.00* 50 days* Good*

[8] Play.com Credit Card from MBNA
More Info	- 0% on card purchases for 9 months - 0% on balance transfers for 6 months (1.5% handling fee) - Representative 16.9% APR (variable) - No annual fee - Collecting Play Points is easy: use your Play.com Credit Card for everyday purchases such as buying groceries, filling up with petrol or even paying for holidays and you'll be amazed how quickly your Points build up! - 2 Play Points for every £1 you spend at Play.com - 1 Play Point for every £1 you spend elsewhere - 1,500 bonus Play Points if you spend £150 on your card within 90 days of your account opening - you can redeem these Points for a £15 Voucher!
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 16.90%* N/A* 50 days* Good*

[9] BT Retail Credit Card
More Info	- Every time you spend on your BT Credit Card you'll earn money off your BT bill* - An outstanding introductory card purchase rate of just 0% on petrol station and supermarket spend for 10 months - An outstanding introductory balance transfer rate of 0% for 6 months (2% handling fee applies) - The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi. - Manage your account online - Free 24 hour worldwide Customer Service Helpline - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 10 months* 16.90%* £0.00* 50 days* Good*

[10] Egg Visa Credit Card
More Info	- Balance Transfers: 0% interest until 1 April 2012 on balances transferred before 1 May 2011 (3% fee applies).* - Access to the Egg Cash Back Store with cash back offers and discounts from over 1,900 well-known online retailers including supermarkets, fashion and entertainment retailers, hotels and travel agents.** - Purchases: 0% interest until 1 May 2011.* - Plus insurances: included as standard to protect the things you buy - purchase protection and internet delivery guarantee insurance.*** - 17.9% APR representative variable
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* up to 14 months* 17.90%* £0.00* 45 days* Good*

[11] RSPCA Credit Card
More Info	- For more than 180 years the RSPCA has been working to relieve the suffering of animals. Take out an RSPCA card today and MBNA Europe Bank Limited, the card issuer, will make a payment of £20 to the RSPCA. After that, for every £100 spent on card purchases, we receive 25p and it won't cost you a penny extra. - As little as £3 can help to pay towards our animal rescues, £10 could help to pay for treatment of an abused animal and £25 could help to pay for a loving new home for an abandoned kitten. With the RSPCA Credit Card, it’s not only the animals we rescue that benefit. Read on to find out more about how you could also benefit. - 0% on balance transfers for 12 months (3% handling fee) - 0% on card purchases for 3 months - No Annual Fee - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[12] WWF Visa Credit Card
More Info	- Make a difference at no extra cost to you with the WWF credit card! WWF receives contributions from MBNA Europe Bank Limited, the card issuer, for every card purchase made. Over £10 million has been raised to date! - WWF will send you a beautiful soft toy to match the animal on your card when you spend over £100 within 90 days of the account opening. - You will also be entitled to a 10% discount on WWF's collection of eco-friendly gifts and products when you shop at WWF. - 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 3 months from the date your account is opened - Representative 16.9% APR (variable) - No Annual Fee
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[13] MBNA Platinum Rewards Credit Card
More Info	- 0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account. - 0% on money transfers from your credit card to your current account for 13 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account. - 0% on card purchases for 3 months from the date your account is opened. - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 13 months* 16.90%* £0.00* 50 days* Good*

[14] Breakthrough Breast Cancer Credit Card
More Info	- Take out a card today and Breakthrough Breast Cancer will receive: £7.50 when you use your card within 90 days of the account opening, 25p for every £100 you spend on card purchases, and £2 for every year you continue to use the card - 0% on balance transfers for 12 months (3% handling fee) - 0% on money transfers from your credit card to your current account for 12 months (4% handling fee) - 0% on card purchases for 3 months from the date your account is opened - No Annual Fee - Representative 16.9% APR (variable)
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 16.90%* £0.00* 50 days* Good*

[15] Virgin Money Prepaid Travel Card - Euro
Terms |  More Info	- Safer than carrying cash - More convenient than travellers cheques - No commission fees - No application fee - Accepted in most countries around the world - Free emergency card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View No Bad Credit OK* ATM withdrawal ATM withdrawal other currency Additional cardholder Card load by credit card Card load by debit card Card redemption fee €1.50 fee+3.5% €5.00 2.5% FREE €7.50 Card replacement fee Lost/stolen card replacement Paper copy statement Restricted card upgrade Termination fee Transaction fee €5.00 €5.00 €4.00 €7.50 €7.50 3.50%

[16] Virgin Money Prepaid Travel Card - USD
Terms |  More Info	- Safer than carrying cash - More convenient than travellers cheques - No commission fees - No application fee - Accepted in most countries around the world - Free emergency card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 N/A* N/A View No Bad Credit OK* ATM withdrawal ATM withdrawal other currency Additional cardholder Card load by credit card Card load by debit card Card redemption fee $2.00 fee+3.5% $7.50 2.5% FREE $10.00 Card replacement fee Lost/stolen card replacement Paper copy statement Restricted card upgrade Termination fee Transaction fee $7.50 $7.50 $6.00 $10.00 $10.00 3.50%

[17] Capital One Classic Visa Card
More Info	- Great for people who want to build or rebuild their credit rating - Low, easy-to-manage credit limit from £200 - Choose your own credit card design - Register for email alerts to help you stay in control - Representative Example: 34.94% APR Representative (variable). Based on credit limit of £1200.00, annual interest rate (variable) 34.9%. Capital One (Europe) Plc., Trent House, Station Street, Nottingham, NG2 3HX
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 34.90%* £0.00* 28 days* Poor*

[18] Virgin Money PAYG Prepaid Visa Card
Terms |  More Info	- No bank account needed, and no credit checks - It's a secure way to shop - online, by phone and in store - It makes budgeting easy - Great discounts at Virgin companies - A choice of 'Pay as you go' or 'Pay monthly' tariffs
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.95* N/A View No Bad Credit OK* ATM withdrawal in £ Additional card fee (per card) Card Redemption fee Card Termination fee Card replacement fee Currency transaction fee Intl. ATM withdrawal fee Load at PayPoint Load at the Post Office 2.95% £4.95 £5.00 £5.00 £4.95 3.5% 3.5% 2.75% FREE Load by credit card Load by debit card Load by standing order/wage Load by transfer/bank transfer Monthly fee Paper copy statement fee Switching between Upgrade from a restricted card 2.5% FREE FREE FREE FREE £3.50 FREE £4.95

[19] Virgin Money Monthly Prepaid Visa Card
Terms |  More Info	- No bank account needed, and no credit checks - It's a secure way to shop - online, by phone and in store - It makes budgeting easy - Great discounts at Virgin companies - A choice of 'Pay as you go' or 'Pay monthly' tariffs
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) £10.00 £9.95* N/A View No Bad Credit OK* Card transaction/cash withdrawal fee Int'l cash withdrawal fee Monthly management fee Order a replacement/extra card Overseas transaction fee Paper statement fee 2.95% 3.5% NONE £4.95 3.5% £3.50 Top up at a Post Office Top up by PayPoint Top up by credit card Top up by debit card at virginmoney Top up by direct transfer FREE 2.75% 2.5% FREE FREE

[20] Barclaycard Initial Credit Card
Terms |  More Info	- Strengthen your credit rating - 1% of the value of your purchase in Reward Money (0.5% at Shell) in participating retailers. - £1,200 credit limit - Representative Example: 29.9% APR Representative (variable). Based on2.5% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 29.9%. Barclays Bank Plc., 1 Churchill Place, London, E14 5HP
Intro APR Intro APR Period Representative variable APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 29.90%* £0.00* Up to 56 days* Limited*

* Before applying for card online you should always be aware of the conditions and terms of the offer. While the company will make every effort to make sure all information in correct, doing your part is always recommended. There is no warranty on any of the credit card information presented.

** Every account comes with a guide; you should read this in order to be sure you get the maximum amount of benefits. You will also find details the restrictions that come with your new account.

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